Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

Respite for consumer cards, but not for business card holders

[Wednesday, August 3rd, 2011]

The Credit Card Accountability, Responsibility and Disclosure Act that was implemented a little over a year ago has brought respite to the millions of consumer credit card holders. However, the legislators who drafted the law exempted the small business credit cards from enjoying these protections, therefore posing higher risks for customers with these cards.

The CARD Act was brought into effect to curtail the abnormally increasing rates of interest and fees on consumer credit cards that prevented customers from paying off their dues completely. The implementation of the act has put a clamp on the burgeoning rates, thanks to the rules and regulations that govern the act. While the regular customer credit card holders are a happy lot, the business card holders still are now out of danger. With the consumer credit cards out of the way, credit card companies are trying to make up for the lost revenue by increasing the interest rates and fees on business credit cards.

In addition to the ever increasing interest rate on these credit cards, business card holders are also struggling with the high interchange fees they have to pay to the bank when their customers use either credit or debit cards to pay for their purchase. In order to overcome this problem, a number of small business holders are using their personal credit cards to pay for their business purchases to ensure maximum protection. However, experts suggest that this could be detrimental and lead to many other problems.

Read also

Chase Student Card: Now Apply Online
[April 8th, 2020]

Chase has just made its Freedom® Student credit card accessible for online application, which is quite opportunely considering the current state of affairs with the COVID-19 pandemic. Let it be recalled that the card is the first Chase credit card designed specifically for students. It was introduced in 2019, but the only way to apply […]

Continue reading ››

Where to Go for Chase 5% Cash Back in 2020
[December 26th, 2019]

2019 flew by, and now only a week remains until 2020. Most issuers of cashback credit cards have already announced their bonus categories for all 4 quarters of the next year. Chase is no exception. However, the bank disclosed only the first quarter categories leaving the remaining three under a veil of secrecy with the mark “coming soon”.

Continue reading ››

The Average Credit Score in the U.S. Reaches Its Peak
[September 13th, 2019]

FICO, or Fair Isaac Corporation, is a data analytics company best known for its credit scoring model. As the FICO’s official website says, the FICO® Score is currently used by 90 of the top 100 largest U.S. lending institutions.

Continue reading ››
Copyright © 2003-2021 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.