Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE
RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Partnership Between Credit Union and Elan Services Expands Credit Options

[Monday, January 16th, 2017]

Houston credit union PrimeWay Federal has partnered with Elan Financial Services to provide members with credit card products and services.

This will give PrimeWay a way to offer top-of-the-line credit products, maintain their customer service level, and save money by reallocating internal resources toward other areas of service, such as compliance, research, and development.

Various card products that may be offered include travel rewards credit cards, balance transfer cards, low APR and introductory zero APR cards, and cash back credit cards. Debit cards and prepaid cards, while not credit products, are also offered by many credit unions, and managed by companies like Elan Financial Services. Many of the payment cards offered by Elan and by credit unions or banks are also readily available online.

Credit unions versus banks

Credit unions have become increasingly popular in the past several years, as many customers search for alternatives to big banks that charge fees for checking accounts, as well as for things like accidental overdrafts or using foreign ATMs.

A credit union differs from a bank in that its members own it, not by outside commercial investors. Members are more active in the running of the credit union, and have a greater stake in the success of the institution. When looking for a financial institution that’s right for them, many people choose a credit union rather than a traditional bank, hoping for a more personal touch and closer involvement with their finances.

Keeping up with technology

One thing that makes it tricky for smaller credit unions to offer a full range of great credit products is that the technology keeps advancing so quickly. “The card payments field remains challenging given the introduction of emerging technologies, the constant need for security enhancements, and an evolving regulatory environment,” said Matthew Carpenter, market director for Elan credit cards.

Elan has been in the payments space for nearly 50 years, and offers service to thousands of financial institutions. They have more than 300 active partnerships with credit unions around the nation. PrimeWay Federal Credit Union has been in business since 1937 and serves the greater Houston area.

Read also

New Business Card From U.S. Bank Offers Value Where It’s Most Needed
[October 13th, 2018]

Most people are familiar with rewards credit cards that give members bonus cashback in certain categories that change each quarter. But U.S. Bank’s new business credit card will let companies earn more rewards by offering the biggest bonuses in categories where they spend the most each statement period.

Continue reading ››

Propel Card From Wells Fargo And American Express Offers Triple Reward Points
[July 16th, 2018]

Wells Fargo and American Express have announced changes to their no-annual-fee Propel card, making it an even better deal for customers who use streaming video services, order food and go out to restaurants, and travel frequently.

Continue reading ››

New Chase Credit Cards Offer Big Rewards For Travelers
[April 18th, 2018]

There are two new rewards credit cards available for travelers who want to collect extra points when checking in to their favorite hotels. The IHG Rewards Club Premier card and the IHG Rewards Club Traveler card from Chase Card Services offer reward points, free anniversary nights, elite membership stats, no foreign transaction fees, and more.

Continue reading ››
Copyright © 2003-2018 RequestCredit.com. All Rights Reserved
RequestCredit.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that RequestCredit.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The RequestCredit.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. RequestCredit.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the RequestCredit.com website are property of their respective owners.
Information in these articles is brought to you by RequestCredit.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.