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New chip-and-pin card technology arrives in the US

[Tuesday, May 10th, 2011]

Frequent international travelers would have faced the difficulty while making purchases using their standard US credit cards, as most countries outside the US have already switched over from the magnetic swipe cards to the chip-and-pin technology. Hence, instead of the usual swiping and signing while making purchases with the card, the chip-and-pin technology reads the chip and then the customer enters the PIN for verification purposes and this completes the transaction.

Using the magnetic swipe cards can be quite a frustration for international travelers. But that is soon changing as two US banks have already announced that they are switching over to the chip-and-pin technology. While most of Europe has already adopted the new technology, there are many countries throughout Asia as well as South America and Canada that is now changing over. Chase and Wells Fargo are the ones in the US who are beginning these new programs where the cards would be both swipe and chip capable. They are mainly targeting the heavy international travelers who would be the early recipients of this new technology.

Magnetic swipe cards will soon become redundant as the chip technology is being increasingly used across the world. MasterCard, Visa, and Amex are supposed to be accepted worldwide as per their contracts with the merchants. However, despite all this there are constraints while using the card with the magnetic swipe. This situation is bound to get worse as time goes by especially while using cards in trains, gas stations, and at ticket vending machines.

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Most people are familiar with rewards credit cards that give members bonus cashback in certain categories that change each quarter. But U.S. Bank’s new business credit card will let companies earn more rewards by offering the biggest bonuses in categories where they spend the most each statement period.

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Propel Card From Wells Fargo And American Express Offers Triple Reward Points
[July 16th, 2018]

Wells Fargo and American Express have announced changes to their no-annual-fee Propel card, making it an even better deal for customers who use streaming video services, order food and go out to restaurants, and travel frequently.

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New Chase Credit Cards Offer Big Rewards For Travelers
[April 18th, 2018]

There are two new rewards credit cards available for travelers who want to collect extra points when checking in to their favorite hotels. The IHG Rewards Club Premier card and the IHG Rewards Club Traveler card from Chase Card Services offer reward points, free anniversary nights, elite membership stats, no foreign transaction fees, and more.

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