Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

New chip-and-pin card technology arrives in the US

[Tuesday, May 10th, 2011]

Frequent international travelers would have faced the difficulty while making purchases using their standard US credit cards, as most countries outside the US have already switched over from the magnetic swipe cards to the chip-and-pin technology. Hence, instead of the usual swiping and signing while making purchases with the card, the chip-and-pin technology reads the chip and then the customer enters the PIN for verification purposes and this completes the transaction.

Using the magnetic swipe cards can be quite a frustration for international travelers. But that is soon changing as two US banks have already announced that they are switching over to the chip-and-pin technology. While most of Europe has already adopted the new technology, there are many countries throughout Asia as well as South America and Canada that is now changing over. Chase and Wells Fargo are the ones in the US who are beginning these new programs where the cards would be both swipe and chip capable. They are mainly targeting the heavy international travelers who would be the early recipients of this new technology.

Magnetic swipe cards will soon become redundant as the chip technology is being increasingly used across the world. MasterCard, Visa, and Amex are supposed to be accepted worldwide as per their contracts with the merchants. However, despite all this there are constraints while using the card with the magnetic swipe. This situation is bound to get worse as time goes by especially while using cards in trains, gas stations, and at ticket vending machines.

Read also

Many Americans In Credit Card Debt Have Been In Debt For Over Two Years
[November 7th, 2017]

If you are carrying credit card debt and feel like you’ve been carrying it forever, you might be right. Well, maybe not forever, but for a while.

Continue reading ››

People Feel Better About Their Financial Lives Than Their Love Lives, Says Survey
[September 2nd, 2017]

Is it harder to find true love, or to be financially successful? The third annual Love & Money Survey, conducted by TD Bank, offers some insight on Americans’ struggle to achieve happiness in both their romantic lives and their financial ones.

Continue reading ››

Nearly 100 Million Americans Store Credit Card Info Online
[June 19th, 2017]

Despite a common conception that older people are more reluctant to trust technology, especially when it comes to money matters, it seems the so-called “Silent Generation,” or those in their 70s and 80s, are the most likely to save their payment information on websites or mobile apps.

Continue reading ››
Copyright © 2003-2018 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.