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More credit card suits filed following latest california ruling

[Tuesday, March 1st, 2011]

As an after effect of the California Supreme Court ruling barring merchants from requesting the customer zip code, there has been a frenzy of lawsuits against all the big-time retailers, including Wal-Mart, Target, and Victoria’s Secret.

More than 20 class action lawsuits had been filed in the California courts since last Thursday, after the state’s high court had ruled that the state law had been violated by Williams-Sonoma, after requesting the consumer’s zip codes.  As per the Song-Beverly Credit Card Act, 1971, retailers were prohibited from recording the consumer’s ‘personal identification information’ during any of the card transactions and a penalty of up to $1,000 could be imposed per violation.  However, this is the first time, that the Supreme Court had ruled that this private information also includes the consumer’s zip code.

Reversing the orders of two lower courts, the Supreme Court has stated that its ruling would retroactively be applicable although the California appellate courts had ruled on previous occasions, that requesting zip codes were fair play by retailers.  But following this ruling many retailers who had requested and recorded the consumer zip code prior to Thursday will now be targets of class action lawsuits.

Now the court has set a new precedent, and the plaintiff’s lawyers are quick to react.  As per Jeffrey Krinsk, class action litigation firm Finkelstein & Krinsk, his firm had filed at least four separate lawsuits against Tiffany & Co., Shell, The Container Store, and Radio Shack within the past week.

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[September 13th, 2019]

FICO, or Fair Isaac Corporation, is a data analytics company best known for its credit scoring model. As the FICO’s official website says, the FICO® Score is currently used by 90 of the top 100 largest U.S. lending institutions.

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New Marriott Bonvoy Bold Credit Card VS Marriott Bonvoy Boundless Credit Card
[June 21st, 2019]

A short time ago, the largest world hotel chain – Marriott International together with Chase Bank have pleased their customers with a new hotel credit card – the Marriott Bonvoy Bold™ Credit Card. Marriott loyal fans are most likely aware that the Bold card is not the first Marriott and Chase joint credit card. Their first co-branded card is the Marriott Bonvoy Boundless™

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New Apple Card Coming Soon
[April 3rd, 2019]

There is already a Barclaycard Visa with Apple Rewards credit card, Apple Cash card, and recently Apple announced a new card – Apple Card. It is an innovative credit card that will be available in the U.S. this summer.

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