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More credit card suits filed following latest california ruling

[Tuesday, March 1st, 2011]

As an after effect of the California Supreme Court ruling barring merchants from requesting the customer zip code, there has been a frenzy of lawsuits against all the big-time retailers, including Wal-Mart, Target, and Victoria’s Secret.

More than 20 class action lawsuits had been filed in the California courts since last Thursday, after the state’s high court had ruled that the state law had been violated by Williams-Sonoma, after requesting the consumer’s zip codes.  As per the Song-Beverly Credit Card Act, 1971, retailers were prohibited from recording the consumer’s ‘personal identification information’ during any of the card transactions and a penalty of up to $1,000 could be imposed per violation.  However, this is the first time, that the Supreme Court had ruled that this private information also includes the consumer’s zip code.

Reversing the orders of two lower courts, the Supreme Court has stated that its ruling would retroactively be applicable although the California appellate courts had ruled on previous occasions, that requesting zip codes were fair play by retailers.  But following this ruling many retailers who had requested and recorded the consumer zip code prior to Thursday will now be targets of class action lawsuits.

Now the court has set a new precedent, and the plaintiff’s lawyers are quick to react.  As per Jeffrey Krinsk, class action litigation firm Finkelstein & Krinsk, his firm had filed at least four separate lawsuits against Tiffany & Co., Shell, The Container Store, and Radio Shack within the past week.

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Chase Student Card: Now Apply Online
[April 8th, 2020]

Chase has just made its Freedom® Student credit card accessible for online application, which is quite opportunely considering the current state of affairs with the COVID-19 pandemic. Let it be recalled that the card is the first Chase credit card designed specifically for students. It was introduced in 2019, but the only way to apply […]

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Where to Go for Chase 5% Cash Back in 2020
[December 26th, 2019]

2019 flew by, and now only a week remains until 2020. Most issuers of cashback credit cards have already announced their bonus categories for all 4 quarters of the next year. Chase is no exception. However, the bank disclosed only the first quarter categories leaving the remaining three under a veil of secrecy with the mark “coming soon”.

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The Average Credit Score in the U.S. Reaches Its Peak
[September 13th, 2019]

FICO, or Fair Isaac Corporation, is a data analytics company best known for its credit scoring model. As the FICO’s official website says, the FICO® Score is currently used by 90 of the top 100 largest U.S. lending institutions.

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