Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

Experts Offer Their Best Tips For Keeping Your Financial New Year’s Resolutions

[Sunday, January 6th, 2019]

As the winter holidays fade into memory and the new year advances, many people find that their resolutions to lose weight, eat better, go to the gym, get more organized, and generally be better versions of themselves also recede into the distance.

However, if one of your resolutions this year was to get your financial house in order, experts from Take Charge America, a nonprofit agency offering financial education and counseling, have some tips to help you keep going strong.

Take Charge America has helped more than 1.6 million consumers across the United States manage their debts and get into better financial shape. Here are their top tips for saving, spending smart, and setting goals this year.

  • Make a budget. Write down your monthly income and expenses, or use an online program or budgeting app to keep track of where your money goes.
  • Pay yourself. When you make that budget, don’t forget to add a line item for funds that go into your savings account or emergency fund. Even a small amount each month will add up over time.
  • Get a new gig. The gig economy is a great way to boost your income on the side. Consider driving for a ride-sharing app like Lyft, hiring yourself out to do small tasks via TaskRabbit, or delivering food through UberEats.
  • Keep your goals realistic. Think small when it comes to setting goals. Aim to save $20 a week, rather than $20,000 a year, and you’ll be able to celebrate each little victory instead of beating yourself up for falling short.
  • Spring clean in winter. Use January and February to go through your closets, garage, and basement for things you can sell online or at a yard sale. Decluttering can earn you money as well as making it easier to live in your space comfortably.
  • Sell gift cards you won’t use. Online services like Cardpool or let you trade unwanted gift cards for cash that you can put into savings.
  • Wait before making a purchase. When you have a burning desire to drop a few – or a lot – of bucks on an unplanned purchase, stop yourself. Wait 24 hours and then see whether you still think you need whatever it is you desired. The impulse may have worn off by then.

“It’s actually easy to cut expenses and save money,” says Mike Sullivan, personal finance consultant with Take Charge America. “The key is to set realistic goals, celebrate small victories, and get creative with cost-cutting.”

Read also

The Average Credit Score in the U.S. Reaches Its Peak
[September 13th, 2019]

FICO, or Fair Isaac Corporation, is a data analytics company best known for its credit scoring model. As the FICO’s official website says, the FICO® Score is currently used by 90 of the top 100 largest U.S. lending institutions.

Continue reading ››

New Marriott Bonvoy Bold Credit Card VS Marriott Bonvoy Boundless Credit Card
[June 21st, 2019]

A short time ago, the largest world hotel chain – Marriott International together with Chase Bank have pleased their customers with a new hotel credit card – the Marriott Bonvoy Bold™ Credit Card. Marriott loyal fans are most likely aware that the Bold card is not the first Marriott and Chase joint credit card. Their first co-branded card is the Marriott Bonvoy Boundless™

Continue reading ››

New Apple Card Coming Soon
[April 3rd, 2019]

There is already a Barclaycard Visa with Apple Rewards credit card, Apple Cash card, and recently Apple announced a new card – Apple Card. It is an innovative credit card that will be available in the U.S. this summer.

Continue reading ››
Copyright © 2003-2019 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.