Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

What You Don’t Know About Your Credit Score Could Hurt You

[Thursday, July 7th, 2016]

There are lots of sayings that hold a kernel of truth in them. For example, “out of sight, out of mind,” is an apt way to express the fact that we don’t tend to think about people when they’re not around. Or maybe “absence makes the heart grow fonder” is a more accurate saying as far as you’re concerned.

But there’s one saying that definitely isn’t true most of the time, at least when it comes to one thing: credit scores. That old chestnut, “what you don’t know can’t hurt you” isn’t accurate at all when it comes to credit. In fact, a bad credit score can certainly hurt you, in many more ways than you may realize. Whether you are aware of it or not, poor credit can affect whether or not you’re approved for a loan, what kind of interest rate you’re offered on a mortgage, and much more. Here are a few reasons you should absolutely know your credit standing: and how to improve it, if need be.

You need a great credit card. There are so many amazing credit cards available these days. Whether you want a cash back card that gives you 4% off all your gas purchases, or one that pays you back 6% for grocery trips, you can actually earn money when you shop. Not only that, you can get frequent flyer miles, free hotel stays, move to the front of the line at the gate on your next plane trip, check bags for free, and get extended warranties and purchase protection on items you buy with your credit card. But you can’t get the best of these things if you don’t have a good credit score.

You want a low-interest mortgage. Banks offer you an interest rate on your mortgage based in part on your creditworthiness. The higher your score, the lower the rate you’ll be offered. So if you’re in the market to buy a home, or to refinance your current one, you need to have the best possible credit score for the best possible mortgage rate.

You’re applying for a job or an apartment. These are other times when people will be looking at your credit score to determine whether or not you measure up. Prospective employers and landlords want to see that you have a solid track record of paying your bills and keeping your debt level under control. So if you are, or might be, in the position of looking for a new career or new place to rent, make sure you know what your credit score is.

If you aren’t sure what your credit is like, you can order a free copy of your credit report from each of the three major credit bureaus once a year. To keep your credit in good shape, make sure you make all payments on time, keep balances low, have a mix of types of credit, don’t apply for too much new credit in a short period of time, and keep your accounts open so you’ll establish a nice long credit history.

Read also

How to Benefit with Discover it® Cashback Bonus Cards in 2019
[May 10th, 2019]

Owners of the Discover it® Cash Back, the Discover it® Balance Transfer, the Discover it® Student Cash Back and the NHL® Discover it® credit cards surely appreciate the 5% cashback bonus on purchases at its true value. We would remind you that it applies to purchases up to $1,500 per quarter in certain categories rotating quarterly and is available after activation.

Continue reading ››

Here’s Why Every Frequent Flyer Needs a Travel Rewards Credit Card
[January 16th, 2019]

If you think the only advantage to carrying a credit card that offers travel rewards is that you can earn more frequent flyer miles by making purchases on the card, you could be missing out on some of the biggest perks offered by card issuers and airlines.

Continue reading ››

Answer These 4 Questions To Find Out If A Prepaid Card Is Right For You
[October 17th, 2018]

If you pay any attention to the finance industry, or even if you don’t, you’re probably aware that prepaid cards have become increasingly popular over the past several years. But you may still not quite know what a prepaid card is, or how one works.

Continue reading ››
Copyright © 2003-2019 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.