Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE
RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Summer Travel Essentials: Which Credit Card to Pack

[Monday, June 22nd, 2015]

If you’re going on a trip this summer, you might be making a packing list to make sure you remember the essentials: swimsuit, phone charger, toothbrush, sunglasses, fancy outfit for restaurants, loungewear for lazy days by the pool. But what goes in your wallet? You want to make sure you pack the right credit card for your travels, so you have the best vacation you can possibly have.

Most people have more than one credit card in their wallet, but bringing all of them on vacation isn’t always the best idea. If your wallet is lost or stolen, bringing just one or two credit cards cuts down on the headaches and red tape of replacing cards and calling credit issuers. So, evaluate your credit cards and choose one that has the following features:

• No foreign transaction fee. If you’re traveling overseas, this is a must-have. Foreign transaction fees will add up to 3% to every purchase you make. Many travel rewards cards have no foreign transaction fees, so make sure you have one of these if you’ll be leaving the country.

• EMV chip. These cards work by sending an encrypted signal to the payment processor, instead of relying on a traditional magnetic strip. If you’re traveling to Canada, Europe, or Asia, chances are it will benefit you to have one of these in your back pocket. Getting on a bus or other mode of public transit may not be possible without an EMV, or chip-and-PIN, credit card.

• Travel insurance. Many credit cards, particularly premium ones such as Visa Signature cards, offer travel insurance in case something goes awry on your vacation. It’s better to be safe than sorry, and things like car rental insurance and trip cancellation insurance can offer invaluable peace of mind.

• Concierge service. A great perk of a premium credit card is the 24/7 concierge service that many of them offer. This means you can call a number on the back of your card and be connected with a personal assistant who will help you make hotel or dinner reservations, offer suggestions for shopping or dining, give you directions, or point you toward the nearest pharmacy, bank, or shoe repairman. Whatever concerns come up on your vacation, your concierge will be able to help you, or help you find someone who can help you.

• Double or triple miles. If you’re flying, you may as well make the best use of your money by booking your flight on a credit card that gives you double or even triple miles for every dollar spent. This way, you’ll be able to take your next vacation sooner than your budget might otherwise allow. Many cards also give double miles on dining, and if you’re on vacation, you’ll most likely be dropping plenty of cash in restaurants. Make each dollar go further by racking up miles while you dine away from home.

With a little forethought, you can make your vacation even better when you pack the right credit card for your trip.

Read also

Answer These 4 Questions To Find Out If A Prepaid Card Is Right For You
[October 17th, 2018]

If you pay any attention to the finance industry, or even if you don’t, you’re probably aware that prepaid cards have become increasingly popular over the past several years. But you may still not quite know what a prepaid card is, or how one works.

Continue reading ››

4 Things You Didn’t Know About Your Credit Score
[July 26th, 2018]

Maybe you think you know all there is to know about your credit score. You make your credit card payments on time, keep your balance low, don’t take out more lines of credit than you need, and monitor your credit report on a regular basis.

Continue reading ››

5 Ways To Maximize Your Credit Card Rewards
[April 28th, 2018]

Most people have at least one rewards credit card in their wallet. But many people don’t know how to use those credit cards to their best advantage by getting the most points possible and redeeming them for rewards they’ll actually use.

Continue reading ››
Copyright © 2003-2018 RequestCredit.com. All Rights Reserved
RequestCredit.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that RequestCredit.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The RequestCredit.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. RequestCredit.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the RequestCredit.com website are property of their respective owners.
RequestCredit.com is an independent, advertising-supported web site. RequestCredit.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. RequestCredit.com has not reviewed all available credit card offers in the marketplace.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
Information in these articles is brought to you by RequestCredit.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.