Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

How To Get Your Credit Card Issuer To Raise Your Credit Limit

[Tuesday, January 16th, 2018]

It’s happened to the best of us: you want to buy something using your credit card and find you don’t have enough available credit to complete your purchase. When you want to take advantage of low interest rates, high value credit card rewards, and the chance to pay off a purchase over time, it can be frustrating to be faced with a lower credit limit than you’d like.

So, what to do when this happens? One thing to try is simply picking up the phone and asking your credit card issuer to raise your credit limit. You might be pleasantly surprised to find that many card issuers will do this for their customers who are in good standing.

If, however, you find that your issuer won’t raise your credit limit, and you have a lower line of credit to use than you’d like, your best bet is to work on improving your credit score. Credit card issuers award lines of credit based on creditworthiness, and they also determine what your interest rate will be by looking at your credit report.

Scoring good credit

The best way to achieve a great credit score is to make sure all your accounts are in good standing. This means paying all your bills on time. Making reliable payments on your accounts counts toward 35% of your credit score. Another 30% of your score is calculated according to how much available credit you have, relative to how much you owe. Fifteen percent is dependent on the length of your credit history, and the remaining twenty percent is divided among the types of credit you have to your name and how much new credit you’ve applied for.

You can order a free copy of your credit report once a year, from each of the three major credit reporting bureaus: Experian, Equifax, and TransUnion. Many credit card issuers and banks also give customers fee access to their FICO credit scores at any time. Knowing your credit score is the first step toward figuring out why you’ve been offered a certain amount of credit, or turned down on a request for a higher line of credit.

Read also

Here’s How To Keep Your Credit Card Safe From Fraudulent Charges
[August 31st, 2017]

If you’ve ever gotten a call from your credit card issuer asking you about an unfamiliar charge, you know the particular sense of dread that goes through you when you think your card may have been compromised.

Continue reading ››

3 Mistakes People Make When Applying For A Credit Card
[June 23rd, 2017]

It might not seem like applying for a new credit card is very complicated. After all, millions of people have credit cards, and most households have more than one. Still, people do make mistakes when applying for credit cards. Here are three of the most common blunders folks are prone to making when they sign up for that amazing new rewards credit card…

Continue reading ››

The Simple Trick That Will Improve Your Credit Score
[April 13th, 2017]

If you’ve ever been turned down for a credit card or offered a sky-high rate on a mortgage, your credit score might need some help.

Continue reading ››
Copyright © 2003-2018 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.