Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE
RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

How to Get Money Back if You Overpaid

[Sunday, December 15th, 2013]

Next time you are doing your shopping, if you’re not sure whether to buy something because you think it might go on sale later, go ahead and take the plunge. Just make sure you put it on a credit card that will pay you the difference if the item does go on sale.

More and more credit cards are offering price protection guarantees, such as Citi Price Rewind. With these programs, you can register your purchases and get money back if they go on sale later. Here’s how Citi Rewind works—in three easy steps:

  • One—After buying something using your Citi card (any type of Citi card, debit or credit), go online to CitiPriceRewind.com and search for the item. You must do this within 30 days of buying the item. Once you find it, register your purchase so it can be added to a “watch list.”
  • Two—Monitor the watch list to see if the item has gone on sale. If the price drops more than $25 below what you paid within 30 days of your purchase, you will be able to get a refund for the difference, up to $250 per item and $1,000 per customer per year.
  • Three—submit a refund request. You can do this online, by regular mail, or by fax. Claims can be made after the 30-day tracking period is over, and must be submitted before 90 days have passed. You’ll need to upload a copy of your receipt, or provide a copy if you are mailing or faxing your refund request.

Shopping without worry or crowds

Price protection programs like Citi Price Rewind take the anxiety out of shopping. No more worrying about whether you are getting the best deal, or driving all over town to buy things at the cheapest possible price.

You can also avoid the crowds when you know your credit card will refund you the difference for items that go on sale. Black Friday is notorious for lines that start before dawn and crowds that crush in to grab flat-screen TVs and other deeply discounted items. But with price protection there’s no need to join the throng.

Go ahead and buy your new TV before Black Friday, and when the price drops, you will get a refund on your credit card statement. It just takes a little time for the process to go through.

Other credit cards that offer price protection similar to Citi Price Rewind are Visa Signature cards, and certain American Express cards. Call your credit card issuer to check and see what type of price protection they offer. If they don’t offer anything, apply for a Citi card and remember that any type of Citi card will give you eligibility to get money back through Price Rewind.

Read also

3 Mistakes People Make When Applying For A Credit Card
[June 23rd, 2017]

It might not seem like applying for a new credit card is very complicated. After all, millions of people have credit cards, and most households have more than one. Still, people do make mistakes when applying for credit cards. Here are three of the most common blunders folks are prone to making when they sign up for that amazing new rewards credit card…

Continue reading ››

The Simple Trick That Will Improve Your Credit Score
[April 13th, 2017]

If you’ve ever been turned down for a credit card or offered a sky-high rate on a mortgage, your credit score might need some help.

Continue reading ››

What You Didn’t Learn About Money in School
[February 18th, 2017]

You might be surprised to learn that most people don’t learn anything about money in school. With all the history, math, and science students are required to study, one thing that gets left out is basic financial literacy.

Continue reading ››
Copyright © 2003-2017 RequestCredit.com. All Rights Reserved
RequestCredit.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that RequestCredit.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The RequestCredit.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. RequestCredit.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the RequestCredit.com website are property of their respective owners.
RequestCredit.com is an independent, advertising-supported web site. RequestCredit.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. RequestCredit.com has not reviewed all available credit card offers in the marketplace.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
Information in these articles is brought to you by RequestCredit.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.