Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools
ADVERTISER DISCLOSURE is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. does not review or offer all available credit products.

How to Choose a Great Travel Credit Card

[Tuesday, May 12th, 2015]

One of the best things about credit cards is how great they are for travelers. Hotel rewards cards, frequent flyer cards, and general travel rewards cards let people earn points toward free hotel stays, flights, train trips, cruises, and more.

But among the bevy of travel credit cards out there, how do you know which one to choose? Here are a few guidelines for picking the perfect travel credit card for you.

  • Does the card have foreign transaction fees? If you’ll be traveling out of the country frequently, you’ll want to choose a credit card that doesn’t have any foreign transaction fees. This is a fee that is charged when you use your credit card in another country. It usually adds up to between 2 and 3% of each transaction. The good news is, many credit cards do not charge this fee at all. Be sure to find one that doesn’t charge a foreign transaction fee if you’ll be using it in another country.
  • Is the card EMV chip compatible? Again, this is an important one if you’ll be traveling outside the country. Europe, Asia, and many other places have adopted EMV, or chip, technology must faster than the United States. If you have a magnetic stripe card and try to use it on a bus in Europe, for example, you’ll be out of luck. Credit cards that cater to travelers usually are EMV chip-enabled. This will make your travels smoother sailing, so take this advice and get an EMV credit card.
  • What kind of rewards does the card offer? Here’s where the fun part is: choosing rewards. Would you like free hotel stays? Free flights? Free cruises? Or maybe you just want to get reward credit for your travel and redeem it at restaurants and bars between trips. The sky is, literally, the limit. Look around at the many travel credit cards and don’t settle for the first one you see. Remember that you can also have more than one card. So if you want a frequent flyer miles reward card and a hotel rewards card, go for it.
  • Is there a sign on bonus? Again, this is a big perk of travel credit cards. Often, the sign on bonus can be redeemed for a free flight. That’s a reward potentially worth hundreds of dollars.
  • Other things to look for include benefits like travel insurance and roadside assistance, car rental insurance, concierge service if you’d like to have access to 24/7 assistance with making reservations, finding your way around town, and more.

    And one other piece of advice: don’t discount a card just because it has an annual fee. Very often, the rewards offered by a card are greater than the fee. A free round-trip flight is worth a $65 annual fee, for example.

    With the right travel credit card – or cards – your jet-setting lifestyle can take you more places than ever.

Read also

New Survey: Millions of Americans Met the COVID-19 Outbreak Indebted
[April 15th, 2020] has recently published the results of its annual long-term debt poll conducted online from March 4-6, 2020 by an international research data and analytics company, YouGov Plc. 2,526 U.S. adult respondents, among which 1,855 credit cardholders and 1,086 credit cardholders with debt, took part in it. One of the major survey outcomes is that […]

Continue reading ››

How to Make Marriage Work on Your Credit
[December 27th, 2019]

It is assumed that having made a serious decision to get married, the two persons promise to live happily ever after and share both joys and sorrows. Being honest and keeping no secrets from each other seems to be taken for granted. But have you ever discussed each other’s credit history?

Continue reading ››

How to Get Cash from a Credit Card?
[August 30th, 2019]

We all used to make purchases or pay for various services with our credit cards. More than 300 billion credit cards are issued in the U.S. annually, and almost 80% of Americans own at least one credit card. However, despite the wide acceptance of credit cards, it still remains useful to carry cash in your pocket. That’s where a credit card cash advance comes into play.

Continue reading ››
Copyright © 2003-2021 All Rights Reserved strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the website are property of their respective owners. is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.
Information in these articles is brought to you by Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.