As per the data available with the US Census Bureau, over 70% of the people in the United States have credit cards. One of the main reasons for people to get into debt traps is unrestrained use of credit cards for something that is totally avoidable.

The Director of Family Services, in an effort to curb the menace of growing credit card debts, has drawn up a list of purchases that should not be made using credit cards.

Stay away from using credit cards on gambling websites. With the concept on online gambling gaining popularity, a large number of people are willing to wager money using credit cards in an effort to turn fortunes around. Rather than using credit cards, if you are addicted to gambling set aside a budget and stay within your spending limits.

Tuition payment is another aspect which should not be paid for using credit cards. The government has made provisions to avail student loans at favorable terms. It is worth exploring those opportunities as compared to reaching out for credit cards.

Weddings cost a lot of money, and if you are planning on lavish one just because you got yourself a new card, think again. Do you want to start your new life with huge debts to pay off? Instead, plan well and give yourself time to save some money and stay within the budget while making your wedding plans.

If you are considering a liposuction, rhinoplasty or any other cosmetic procedure, don’t bank on your credit cards for payments. There can be nothing more foolish that this considering the amount of time you will need to repay the amount and the interest it will incur during this time frame.