You need a credit history to do so many things in this world: buy a house, get a small business loan, be approved to rent an apartment or lease a car, maybe even get a job. The problem is, you also need a credit history to be approved for a credit card – and the way to establish a credit history is by using a credit card.

You might consider yourself an expert in credit cards. You have a wallet full of the best reward cards, your credit score is solid, and you pride yourself on sticking to a budget. Even so, you could be making one of these five common credit card mistakes.

There are lots of sayings that hold a kernel of truth in them. For example, “out of sight, out of mind,” is an apt way to express the fact that we don’t tend to think about people when they’re not around.

You work hard, and you expect the people in your life to work hard, too. So if you’ve got a rewards credit card in your wallet, don’t let it off the hook.

The credit card bills are adding up, your mortgage payment is hanging over your head every month, and the kids just keep on needing new shoes. When you’re in debt, it can feel overwhelming

Everyone’s always trying to save money, it seems, yet very few people actually have an adequate amount saved.

Do you love to travel, but hate the hassle of waiting in line to board the plane, paying to check a bag, standing in long lines to buy food at the airport, and just generally feeling tired and stressed at the airport?

Some people think that keeping things simple is the key to life. Others think having more is better. But when it comes to credit cards, it’s definitely a case of the more, the merrier.

If you grew up in a certain generation, your parents – or maybe your grandparents – may have told you that using a credit card wasn’t a good idea.

If you’re going on a trip this summer, you might be making a packing list to make sure you remember the essentials: swimsuit, phone charger, toothbrush, sunglasses, fancy outfit for restaurants, loungewear for lazy days by the pool.