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How much can you
save by transferring
your balance?

Current Balance, $

Credit Card's APR, %

Monthly payment, $

Horizon Card Services Horizon Gold Credit Card

Credit Card Deals with Online Credit Card Application

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RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Review top credit cards, choose a credit card offer and apply online!

Want to find the right card for you but don't know where to start? Here we present credit cards that are voted best among millions of consumers. These deals come with the most sought-after features like low APR, no annual fee, 0% interest rates on balance transfers and purchases as well as rewards programs and special services.

Best Credit Cards from Credit-Land.com
Best Credit Cards from Credit-Land.com
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
 
Credit Card Application
Fingerhut Credit Account
Fingerhut Credit Account
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
 
Credit Card Application
Horizon Gold Credit Card
Horizon Gold Credit Card
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
 
Credit Card Application
Credit One Bank® Platinum Visa® for Building Credit
Credit One Bank® Platinum Visa® for Building Credit
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
 
Credit Card Application
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Bank`s name
Card`s name

Credit History

Intro APR Purch.
(Intro Period)

Intro APR Bal.Tr.
(Intro Period)

APR %

Annual Fee

Apply
Credit One Bank® Platinum Visa®
Fair
N/AN/A16.74% - 24.74% Variable$0 - $99 Credit Card Application
Surge Mastercard®
Fair/Bad
N/AN/ASee Terms*See Terms* Credit Card Application
Milestone® MasterCard® with Free Choice of Card Image
Fair / Good
N/AN/A23.9%$35 - $99* Credit Card Application
National Credit Direct
Any
n/an/a0.0%$49 Credit Card Application
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

When will you be free
of credit card debt?

Current Balance, $

Credit Card's APR, %

Lending companies design their credit card applications for solvent customers whose score is near to perfect. These deals have so tempting features like low APRs, no annual fee and lavish rewards only few can resist.

You should understand that not all credit deals are equally good for you. If you don't know where to look first, determine the purposes for which you are going to use your future plastic. Frugal consumers, who use credit cards for emergencies or significant purchases, choose low APR applications that allow carrying the balance without wasting a lot of money.

Those who are not content with their current interest rates or have accumulated some debt are welcome to make balance transfer applications online. It's a great idea for those who want to pay off their debt at 0% interest rates and receive new opportunities like bonus points or low fees on their deals.

Want to find an online deal for shopping? Some people are in the habit of making everyday purchases with a credit card, so their expenses can be thousands of dollars. If you wish to save on your daily purchases, review the rewards deals. Top rated online applications can help you save on gas purchases, benefit from air flights and hotel stays or get some cash back on your daily shopping

The credit deals are offered by major US banks and companies, so you can easily find the most appropriate online application that meets your current requirements.

Among the credit offers you will surely find fee free cards. It means that you won't pay an annual fee for the maintenance of your account. No extra charges - no stress! All advantageous deals have alluring features, so you should select one of them according to your spending habits and preferences. Feel free to compare online deals at RequestCredit.com!

Beneficial credit applications are extremely popular among customers with good and excellent scores as they enable to enjoy all the privileges of plastic money without paying extra charges. Take your time to review top online deals and apply for the card that suits you best!

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Swiping your credit card through a reader ... How does it work?

When you make a payment, the merchant runs your plastic through the point of sale unit, and several steps of the transaction follow. 1) Your card number and transaction amount are sent for authorization, so that both the acquirer of the payment and the issuer could answer back to the merchant that the transaction is possible (the account number is valid, there is enough funds in the account). It takes no more than a minute. 2) After authorization, your transaction, as well others, is placed in a batch. It is stored there until the merchant sends batch to the bank-acquirer to receive payment (usually once a day). 3) The issuing bank is requested for payment, and after the authorization data is verified once again, the issuer is debited for the amount of transaction. The acquiring bank receives the funds, paying the interchange fee. 4) The acquirer pays the merchant that receives the amount of the transaction excluding bank service charge. The process described above takes minimum 2 maximum 7 business days. In case of a chargeback (due to an error in processing or the buyer disputing the transaction), the issuer makes a return of funds to the acquirer, the latter requesting the merchant for chargeback. If the merchant agrees to chargeback, the customer is not billed.
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