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How much can you
save by transferring
your balance?

Current Balance, $

Credit Card's APR, %

Monthly payment, $

Credit Card Deals with Online Credit Card Application

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RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Review top credit cards, choose a credit card offer and apply online!

Want to find the right card for you but don't know where to start? Here we present credit cards that are voted best among millions of consumers. These deals come with the most sought-after features like low APR, no annual fee, 0% interest rates on balance transfers and purchases as well as rewards programs and special services.

Best Credit Cards from Credit-Land.com
Best Credit Cards from Credit-Land.com
  • Enjoy 0% Intro APR on Purchases and/or Balance Transfers; a variable go-to APR applies when the introductory period is over.
  • There is a balance transfer fee.
  • Earn a sign-up bonus, terms apply. Earn rewards on all purchases.
 
Credit Card Application
First Access Visa® Solid Black Credit Card
First Access Visa® Solid Black Credit Card
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
 
Credit Card Application
OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
 
Credit Card Application
Milestone® Mastercard® with Choice of Card Image at No Extra Charge
Milestone® Mastercard® with Choice of Card Image at No Extra Charge
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
 
Credit Card Application
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Bank`s name
Card`s name

Credit History

Intro APR Purch.
(Intro Period)

Intro APR Bal.Tr.
(Intro Period)

APR %

Annual Fee

Apply
Total Visa® Unsecured Credit Card
Bad/Fair
N/AN/ASee TermsSee Terms Credit Card Application
Milestone® Mastercard® with Choice of Card Image at No Extra Charge
Fair / Good
N/AN/A24.9%$35 - $99* Credit Card Application
Total Visa® Unsecured Credit Card
Bad/Fair
N/AN/ASee TermsSee Terms Credit Card Application
First Access American Pride Visa® Credit Card
Fair/Bad
N/AN/ASee TermsSee Terms Credit Card Application
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

When will you be free
of credit card debt?

Current Balance, $

Credit Card's APR, %

Lending companies design their credit card applications for solvent customers whose score is near to perfect. These deals have so tempting features like low APRs, no annual fee and lavish rewards only few can resist.

You should understand that not all credit deals are equally good for you. If you don't know where to look first, determine the purposes for which you are going to use your future plastic. Frugal consumers, who use credit cards for emergencies or significant purchases, choose low APR applications that allow carrying the balance without wasting a lot of money.

Those who are not content with their current interest rates or have accumulated some debt are welcome to make balance transfer applications online. It's a great idea for those who want to pay off their debt at 0% interest rates and receive new opportunities like bonus points or low fees on their deals.

Want to find an online deal for shopping? Some people are in the habit of making everyday purchases with a credit card, so their expenses can be thousands of dollars. If you wish to save on your daily purchases, review the rewards deals. Top rated online applications can help you save on gas purchases, benefit from air flights and hotel stays or get some cash back on your daily shopping

The credit deals are offered by major US banks and companies, so you can easily find the most appropriate online application that meets your current requirements.

Among the credit offers you will surely find fee free cards. It means that you won't pay an annual fee for the maintenance of your account. No extra charges - no stress! All advantageous deals have alluring features, so you should select one of them according to your spending habits and preferences. Feel free to compare online deals at RequestCredit.com!

Beneficial credit applications are extremely popular among customers with good and excellent scores as they enable to enjoy all the privileges of plastic money without paying extra charges. Take your time to review top online deals and apply for the card that suits you best!

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Swiping your credit card through a reader ... How does it work?

When you make a payment, the merchant runs your plastic through the point of sale unit, and several steps of the transaction follow. 1) Your card number and transaction amount are sent for authorization, so that both the acquirer of the payment and the issuer could answer back to the merchant that the transaction is possible (the account number is valid, there is enough funds in the account). It takes no more than a minute. 2) After authorization, your transaction, as well others, is placed in a batch. It is stored there until the merchant sends batch to the bank-acquirer to receive payment (usually once a day). 3) The issuing bank is requested for payment, and after the authorization data is verified once again, the issuer is debited for the amount of transaction. The acquiring bank receives the funds, paying the interchange fee. 4) The acquirer pays the merchant that receives the amount of the transaction excluding bank service charge. The process described above takes minimum 2 maximum 7 business days. In case of a chargeback (due to an error in processing or the buyer disputing the transaction), the issuer makes a return of funds to the acquirer, the latter requesting the merchant for chargeback. If the merchant agrees to chargeback, the customer is not billed.
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