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Bank of America Credit Cards
0% Intro APR on Purchases and Balance Transfers; a variable go-to APR applies after that.
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See if you’re Pre-Qualified without impacting your credit score |
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
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No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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Variety of Bank of America Card Alternatives
The Bank of America offers as consumer credit cards as small business credit cards. The bank issues Visa and MasterCard credit cards and credit cards with chip technology.
Consumers with bad credit history are offered secured credit cards. The Bank of America secured credit cards are able to help you to build and rebuild your credit by sharing your account information with three major credit bureaus. Also, Bank of America gives you the opportunity to return your security deposit after twelve months and continue using your card.
People with perfect credit score will qualify for the Bank of America rewards cards. It's up to you whether you want to earn cash rewards or points rewards, Bank of America is ready to offer both options.
Frequent travelers may want to get a travel credit card in their pocket. You can choose between airline credit cards and cruise line credit cards. Student also can get a credit line from Bank of America. Moreover the Bank of America student credit cards come with rewards program. Students can choose earning cash back or point rewards.
Bank of America Rewards Program
The Bank of America rewards are cash rewards, point rewards, and travel rewards.
If you choose to apply for a credit card with cash rewards you will get general 1% cash back on all your everyday purchases plus additional cash back in particular shopping categories. Rewards are earned automatically and do not expire.
Point rewards are flexible in use. You can redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no restrictions or blackouts. The amount of points you can earn is unlimited and they do not expire.
Another option to earn rewards is to use the Bank of America WorldPoints® credit card. You will be able to earn points an all purchases and even more when shopping at WorldPoints® Mall. The earned points can be redeemed towards gift cards, cash or travel.
Redeeming cash back and point rewards earned with Bank of America credit cards is also rewarding when you have a Bank of America® checking or savings account. Choose to redeem your rewards directly to your Bank of America checking or savings account and get a 10% customer bonus. However, not all credit cards have such benefit.
Travel rewards can be earned when you use a co-branded credit card. The Bank of America partners with Choice Privileges, Alaska Airlines®, Royal Caribbean®, Virgin Atlantic®, Norwegian Cruise Line® and with other companies. All co-branded travel cards will allow you to earn bonus points or bonus miles redeemable at a particular partner.