Best Credit Card Offers specially for you

About Us  |  Contact Us  |  Articles  |  News  |  Tips  |   Tools

Easy Credit Cards for Bad Credit

ADVERTISER DISCLOSURE
RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Apply for Credit Cards Online even with Bad Credit

Credit card deals for bad credit are available for people whose FICO score ranges between 350 and 619. If you want to establish your credit history or rebuild your score after bankruptcy, you may consider deals designed specifically for people with less than perfect payment history. Compare bank deals for bad credit to choose the right card for you.

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
 
Credit Card Application
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
 
Credit Card Application
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
 
Credit Card Application
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
 
Credit Card Application
Compare The Most Attractive Cards Clear cart
 

Bank`s name
Card`s name

Credit History

Annual Fee

Application Processing Fee

Apply

First Access Visa
Fair/Bad
See Terms*See Terms*
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won´t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Mid America Bank & Trust Company, Member: FDIC
Credit Card Application
Credit One Bank® Visa® Credit Card with 1% Cash Back
Poor
$0 - $99See terms
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
Credit Card Application
Milestone® MasterCard® - Unsecured For Less Than Perfect Credit
Bad/Poor
$35 - $99*See Terms
  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Credit Card Application
Credit One Bank® Unsecured Visa® for Rebuilding Credit
Poor
$0 - $99See terms
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
Credit Card Application
Compare The Most Attractive Cards Clear cart
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

When will you be free
of credit card debt?

Current Balance, $

Credit Card's APR, %

Building credit history is very important for anyone who wants to get a mortgage, a car loan or credit cards on good terms. However, your FICO score can fluctuate wildly, so you should be constantly demonstrating lenders that you're a worthy financial risk.

When you have poor credit, it can be a challenge to apply for a card. Most banks and companies specialize in issuing cards for people whose scores are near to perfect. If your FICO is lower than the average, you may have difficulty getting access to credit cards. Furthermore, applicants with poor scores often make one typical mistake - they apply for too many cards without even knowing what type of credit is required for application. Multiple inquiries lower your score rating, and most lenders are wary of applicants who have been rejected multiple times.

However, certain programs are designed especially for those with limited or poor credit, and applying for these cards increases your chances of being approved. Some deals for bad credit history even come with no credit or income check which means than you can be approved regardless of your credit history. But generally these are secured deals that require you to open a deposit account at the bank issuing the card.

If you're short of cash, you may review unsecured deals for bad credit history. These deals involve a credit check but generally companies and banks offering these deals are more lenient with bad-score applicants. So, you have a better chance of obtaining a card with which you can work toward improving your bad payment history. Furthermore, the best cards for those with a bad credit history always feature monthly reporting to major credit bureaus. Cards for bad credit may have other services that can help you can build or rebuild your credit history, such as free account alerts, online account management and others.

Review the applications for bad credit by comparing the offers side by side and select the offer that best fits you. Before submitting your application online, take your time to read carefully the terms and conditions of credit offers! Apply online for cards designed especially for bad credit!

Bad credit? Do not give up!

If you have bad credit, you may be looking to clean it up. Feel free to take steps that can help you rebuild your credit.

First get a copy of your credit report and check it for inaccuracies, such as: misspellings, listing a closed account as open, and any others. You can then query these errors and request correction with the reporting agency, and they should be removed from your report if found to be incorrect.

Late payments can seriously hurt your current score rating. Pay your bills by the due dates to avoid late payments. For this, you can set an automatic bill payment. Most companies and banks offer this service, so take advantage of it. Also keep your account balances below your spending limits. By taking these simple steps, youare sure to move your score rating in right direction!
Copyright © 2003-2017 RequestCredit.com. All Rights Reserved
RequestCredit.com strives to keep credit card information up to date and accurate. However, all the credit card information is presented without warranty and can be changed by the credit card issuers at any time. Click the "Apply online" button to see the online credit card application and to review current credit card terms and conditions. Note that RequestCredit.com can be compensated by credit card issuers when the visitors apply for a credit card through the website.
* The RequestCredit.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. RequestCredit.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the RequestCredit.com website are property of their respective owners.
Information in these articles is brought to you by RequestCredit.com Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles.
Disclosure: Not an access card.