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American Express Credit Deals

Starwood Preferred Guest® Card

American Express
Starwood Preferred Guest® Card

Card Highlights:
Card Category: Consumer
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon click here
About:
  • 2.90% Intro APR for 6 months.
  • Earn 10,000 Starpoints with your first purchase.
  • Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
  • Earn 1 Starpoint for every dollar of eligible spending.
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • First year fee-free and only $45 thereafter.
Credit Card Rates
Purchases:
Introductory APR: 2.90%
Introductory Period: 6 months
Ongoing APR: 15.24%
Default APR: 18.24%
Minimum Grace Period: 20 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR: 2.90%
Introductory Period: 6 months
Ongoing APR: 15.24%
Default APR: 18.24%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 20.24%
Default APR: 18.24%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $017
Fee Rate: n/a
Maximum: n/a
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Credit Card Other Fees:
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $071
Penalty Fees:
Late Payment Fee: $19
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
71 First year fee-free, then $45.

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