If you are looking for getting your first credit card, then you should start building credit history by applying for the right credit card. This is a great tool to start credit and establish credit scores. Review our selection of credit cards. Apply online now.

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Borrow Money &
Build Credit History

MetaBank
AccountNow® Prepaid Visa®

100% Guaranteed Approval.¹⁵
$0 Activation Fee.
Free Credit Builder.
Free Bill Pay.
Free Direct Deposit.
No Overdraft Fees or Minimum Balance Required.
$25 Cash Bonus when you use direct deposit.
New iAdvance loan option.

Easy Approval Process
and Built-in Benefits

HSBC Bank Nevada
Orchard Bank® Classic MasterCards

Acceptance at millions of locations worldwide, including website purchases and reservations.
Your account information is updated and at your fingertips 24/7 so you can manage it your way.
Email and text messages to remind you of your upcoming payment due date with online enrollment.
On-call customer service representatives to assist you with questions or concerns.

100% Approval
No Credit Check Required

MetaBank
SilverCard Prepaid MasterCard®

FREE Direct Deposit. No more check cashing fees!
No credit check. 100% Approval.
Use everywhere Debit MasterCard® is accepted!
FREE unlimited purchase transactions.
FREE account alerts - email and SMS text messages.
Pay any bill: rent, insurance, phone, utilities.
Load cash at more than 100,000 retail locations.
Take control - no overdraft fees or interest charges.
Withdraw cash at millions of ATMs.
Low monthly fee - $3.95.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Useful Credit Card Information

Cheap Credit Learn How to Get a Student Credit Card!

Topic: Starting With Credit Cards to Build Your Credit

I've just received my residency a few months ago, and I want to start building a good credit histor. What should I look for in a card, and what specifically is a good card suggestion?

You'd better start with the cards that require your type of credit history. Judging by your words, you have limited credit, so you'd better look through credit deals designed for this type of credit. As for good card suggestion, everything depends on your payment habits and goals. If, for example, you plan to make purchases with your new card and pay them off in full, you can review Capital One® Standard Platinum. It has no annual fee and when following the above-mentioned strategy, you can avoid paying interest at all.If you want to use your new credit card for everyday purchases and carry your balance over time, you need a card with low interest rates, like Capital One® Platinum or Platinum - Visa. They both come with reasonable ongoing interest rate, but they charge an annual fee. Weigh all pros and cons and choose the card that suits your goals most!

I've never had a credit card before. I've tried a hundred times but I always get denied. There is another michael lanham and I've got calls for him and his unpaid credit cards. I don't need a prepaid card. I need a credit card, can you help me?

If you have no credit and always get denied, we suggest you to apply for a secured credit card. It works just like an unsecured credit card and can help you establish your credit history. It doesn’t require a credit record check or income information but does require at least minimum money deposit ($300) that will serve as collateral. By making your credit payments on time and keeping well within your spending limit, you may prove your trustworthiness and change your secured card to unsecured one.

We offer you to compare the best secured credit cards:

The Secured Visa® Credit Card from Applied Bank is a no set up fee card with a low fixed APR on purchases and a moderate annual fee.

The Secured Black Card from Public Savings Bank comes with no annual fee, a 25-day grace period and 0% interest rate on purchases for 6 months.

Alternatively, consider the UltraVX Visa® card from MetaBank that offers a reasonable interest rate and provides a variety of travel rewards.

All these cards are accepted at millions of locations worldwide and offer a world-class customer service.

Besides, they come with a credit bureau reporting feature that means you can establish your credit faster by using your card properly.