Trueearnings card costco pre approved
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Topic: Easiest credit cards to get accepted for |  |
Date: October 28, 2007, 5:05 pm |
I am looking for information of a credit card that has a limit of the amount of money you put on it. Like a debit card. Use only what you put on it. Is this available through your company?
Answer:
We offer the most full and up to date information on credit cards. In your case you may apply for a prepaid or a secured credit card. Both types of cards require some money deposit. The prepaid cards can then be used at retailers and online merchants. The amount of money you have on your prepaid card is the amount of money you have to spend. But in your case we advise you to get a secured card. The approval is guaranteed. You simply need to deposit a certain amount of money in a bank. This security deposit will determine your credit limit. This option is available for any credit score. The approval is guaranteed. You simply need to deposit a certain amount of money in a bank. This security deposit will determine your credit limit.
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Topic: All credit cards in london uk | |
Date: October 28, 2007, 6:24 pm |
I was wondering what are the requirements to get a credit card in the UK? I know you have to be at least 18, are there any other requirements?
Answer:
To apply for any of our UK credit card deals you have to be:-Aged 18 or over -Have a current UK bank or building society account -Have an Annual Household Income of £20,000 (ie. your personal income plus partner's income) -Have a permanent UK home address -Have no County Court Judgements for non-payment of debt -Your company has been trading for more than a year (only if you are self-employed)
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Topic: 'best credit cards' | |
Date: October 29, 2007, 5:53 pm |
will multiple credit cards damage credit rating? no running balances
Answer:
The credit score shows how much of your available credit you are using. The lower the percentage the better. The limit the creditors want to see lies between 25% and 35%. To answer your question usually the FICO score doesn’t penalize you for having large amounts of credit available and multiple credit cards. But if you are going to apply for a mortgage or car loan we advise you to close the accounts you are not using. We suggest you to have no more than 4-5 cards.
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Topic: !st premier bank credit card | |
Date: October 30, 2007, 5:26 pm |
I HAVE ALWAYS PURCHASED EVERYTHING CASH AND NOW I WOULD LIKE A CREDIT CARD TO ESTABLISH CREDIT, I APPLY BUT EVERYONE TELLS ME I HAVE NO CREDIT WHAT SHOULD I DO OR WHERE SHOULD I APPLY
Answer:
We thank you for your question and are happy to help you. It is mostly true that you need to have a credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don’t worry that you can’t be eligible for credit cards. The card issuers think about people with bad or no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will be your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. This is a perfect way to establish your credit history.
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Topic: Banks with best interest rates credit cards | |
Date: October 30, 2007, 6:56 pm |
hi, i see there's a default APR. what does it really mean by the "default",. does it mean that the 7.4% APR is just for a certain time?....
Answer:
If your payment is received late, you fail to pay at least the minimum due, your payment is not honored by your bank, or your balance exceeds your credit card line, the APR on all balances may be increased to the applicable Default APR. Your APR can increase to the default one if your payments are received late (3 or more days after your payment due date) twice within any 12 billing periods. If your APRs are increased for late payments you can return to your prior APRs if you make at least the minimum payment on time for 12 consecutive billing periods.
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Topic: Prefered credit cards to improve credit | |
Date: October 30, 2007, 8:44 pm |
My score is 599 with Transunion, what it means, I have to apply for credit cards with Bad Credit or Fair Credit ??
Answer:
Your credit score is determined by on time payment, income, credit availability and duration of payment history. With 599 points FICO score you may qualify for a bad credit card. You may consider bad credit deals at First PREMIER Bank. You may also try to qualify for a credit that needs some improvement or limited credit and apply for a Capital One Standard Platinum Card. This is a perfect option to rebuild your credit.
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Topic: Compare credit card fees | |
Date: November 4, 2007, 1:21 pm |
Is your standard rate "Fixed or Variable"?
Answer:
When applying for a credit card you should pay your attention to the terms and conditions. They are usually given in fine print. The APRs may vary significantly. The card issuers are obliged to notify you about all the rates alterations. You will be informed by mail. Your rates may vary quarterly or monthly, so study the terms and conditions carefully and manage your finances smartly.
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Topic: A credit card easy | |
Date: November 5, 2007, 9:17 am |
I dont know my credit rating, but think it is fair. I want a credit card to use immediately without paying any up front fees. I need 500 dollars NOW.what card can I apply for?
Answer:
The bank will check with your credit rating anyway. If you have a fair credit history you may apply for a Capital One Standard Platinum Card. This is a perfect option to rebuild your credit. We think this card is good for you because it has no setup fee, $0 annual fee, 19.3% ongoing APR on purchases, balance transfer and cash advances and 27.65% default APR. The grace period is 25 days. When your credit card application is approved you will get a credit line between $300 and $3000 depending on your credit history.
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Topic: Apply for a unsecured credit card with poor credit | |
Date: November 5, 2007, 11:27 am |
I am looking for a credit card with balance transfer with bad credit
Answer:
Unfortunately, banks that we cooperate with offer balance transfer only to people with good and excellent credit history. But you may try to qualify for a credit that needs some improvement or limited credit and apply for a Capital One Standard Platinum Card. It offers 19.3% ongoing APR on balance transfers with 27.65% default APR.
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Topic: Citibbank premium credit card | |
Date: November 5, 2007, 4:26 pm |
hi im a student and i want to know what is the best card with a lowest apr and no annual fee
what is an apr and how does that affect me
Answer:
There are many credit card deals for college students. We can suggest you to start establishing your credit history with Citi MtvU Platinum Select Visa, that issues plastics for students with bad or no credit. This card has $0 annual fee, 15,74% ongoing APR (annual percentage rate) for purchases and balance transfers and 22,74% for cash advances. Those are the lowest rates you can get for now. To avoid any future problems get acquainted with all the card features and always pay on time. This is the smart approach to build your good credit history.