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Credit Cards for Balance Transfers Credit Cards for Purchases Credit Cards with Instant Approval Credit Cards for Bad Credit

American Express

Blue from American Express®
Blue from American Express®
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  • 0% Intro APR on Purchases for 15 months!
  • 4.99% APR on Balance Transfers.
  • No Annual Fee.
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Chase Bank

Platinum Visa®
Platinum Visa®
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  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Free Online Account Access.
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Discover® Card

More Card
More Card
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  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
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First PREMIER Bank

Gold MasterCard®/Visa
Gold MasterCard®/Visa
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  • Low 9.9% APR!
  • Instant Decision!
  • Gold Card Prestige.
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Demonstrating 520 to 530 (of 548 questions) Page:   53 of 55
Topic: 0 annual fee bad credit credit card Date:
October 16, 2007, 10:54 pm

I have bad credit. How do I find a credit card without so many annual fees, set up fees, program fees...etc...?

Answer:
Having a bad credit (FICO score lower than 620 points) unfortunately, you can’t get a card without annual and setup fees. But you can apply for a bad credit credit card and reestablish your credit history. If you have a credit that needs some improval or limited credit and you want a card with no annual fee we can offer a Capital One Standard Platinum Card. If you have a current loan, current credit cards with a limit less than $5000 or you’ve been late to pay your bills, medical or loan debts in the last 6 months this card is for you. It offers 0% annual fee, 0% balance transfer fee and 0% on purchases until February 2008. Moreover enjoy exclusive savings and additional benefits.

Topic: Bp credit card for bad credit Date:
October 18, 2007, 8:40 am

Good Morning,

Do you have any business credit card offers for fair/bad credit profiles? Also gas cards that fit the same criteria?

Answer:
We appreciate your interest in our services. Unfortunately you can’t qualify for a business or gasoline credit card having a bad credit (less than 620 FICO score points). But you can still apply for an unsecured card to establish or rebuild your credit. If you have a credit that needs some improvement or limited credit and you want a card with no annual fee we can offer a Capital One Standard Platinum Card. If you have a loan, current credit cards with a limit less than $5000 or you’ve been late to pay your bills in the last 6 months this card is for you. It offers 0% annual fee, 0% balance transfer fee and 0% on purchases until February 2008.

Topic: A bad credit credit card with immediate approval Date:
October 18, 2007, 1:12 pm

where can i apply for instant credit and joint credit with bad credit

Answer:
 Having a bad credit doesn’t necessarily mean that you will be declined a credit card. Many card issuers offer credit cards for bad credit and joint credit card accounts. Most of them will allow you to add your spouse or family member to an account, particularly if he/she has an equal or better credit rating than the account holder. Once you receive a card simply request an additional card for another user. Unfortunately, to obtain an instant approval credit card you need to have a good to excellent credit. Although issuers try to provide instant approval whenever it is possible, more time may be needed sometimes to determine if your application is approved. First PREMIER Bank cards offer a wide choice of cards for you.

Topic: Secure credit cards with rewards Date:
October 23, 2007, 5:08 pm

for the secured credit cards what are the terms to receive the secured amount of money back.

Answer:
  To answer your question your secured credit card implies secured deposit which stands for your credit limit. This is the measure of protection from nonpayment. To get your money back you have to make all your balance and debt payments. This will help you to establish a good credit history and to get an unsecured credit card which gives you great opportunities and benefits. First PREMIER Bank offers a wide range of cards for you.

Topic: An unsecured credit card Date:
October 23, 2007, 11:22 pm

My prepayedge mastercarf has expired, like to get another card.

Answer:
To get another card you need to choose the right one from a great variety. If you haven’t had a credit card before and have no credit history you should start with a card for those who have poor credit.  First PREMIER Bank has special deals for you. Don’t be afraid to be declined. The bank offers guaranteed approval. First of all, you can get a secured credit card.You have to deposit an amount of money which will become your credit limit. You can also apply for an unsecured credit card and the bank will report to 4 major bureaus every month. It’s a good chance to build your credit history.

Topic: American express best card Date:
October 24, 2007, 2:32 am

Hi, I just wanna ask you something Whats the most powerful card with AMERICAN EXPRESS ? you think and thanx for the recommendation please let me know. From u r experince.

Answer:
 To answer your question I would advise you to consider what your expectations of a credit card are, because they all have different features. Speaking of the most powerful cards the best one is the Blue from American Express.  It offers:0% intro APR on purchases for 15 months4.99% APR on balance transfersNo annual feeFee free rewards programEarn 1 point for every $1 you spendNo limit to the number of points you can earnBalance transfer fee: 3% of each balance transferThat means there are no fees except for the late payment fee, you can accomplish your balance transfer and cash advance transactions for only $5 fee, and there are no fees for foreign transactions. And the minimum grace period for purchases stands for 20 days! Please take into consideration that this card requires good to excellent credit history.

Topic: Best bank cards to start credit Date:
October 25, 2007, 11:43 am

How do I obtain a credit card with no history. I am 21 years old with no FICO Score. I have a full time job.

Everyone says i don't have credit yet no one will gicve me credit how do i get credit?

Answer:
 It is mostly true that you need to have a credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don’t worry that you can’t be eligible for credit cards. The card issuers think about people with bad or no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will be your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. This is a perfect way to establish your credit history.  

Topic: Bad credit cards guaranteed Date:
October 26, 2007, 11:22 am

Hello I would like to apply for only a gas card I want to build my credit and I have always paid cash for everything so if I optian a credit card for gas only this would be great what would be the best for me?

Answer:
Unfortunately you can only qualify for a cash back gasoline credit card if you have good to excellent credit history. But if you want to start building your credit history don’t worry that you can’t be eligible for credit cards. The card issuers think about people with bad or no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will determine your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. This is a perfect way to establish your credit. 

Topic: Citbank rewards Date:
October 27, 2007, 10:13 am

I want a card that will give me gift cards for rewards (excellent credit)

Answer:
We suggest you to consider credit deals from Citibank. If you have an excellent credit we advise you to pay your attention to Citi Professional Card with Thank You Network. This card offers 10000 Thank You points after the first purchase, redeemable to a $100 gift card. You will receive 3 Thank You points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants. You will get 1 point for every dollar you spend on other purchases.  

Topic: 'best credit cards' Date:
October 28, 2007, 4:50 pm

what is the best balance transfer card? Where is the balance fee listed?

Answer:
Balance transfer card will give you a perfect opportunity to move your debts to a new account, which will give you better rates and help you to rebuild your credit history. There are many balance transfer deals available. We advise you Discover More Card. It provides no annual fee, 0% Intro APR for 12 months and 5% cash back bonus. 10.99% ongoing APR and 28.99% default APR in case of late payment.  For more details have a look at our chart: Credit Card Transaction Fees - Balance Transfer Fees.

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