Master card pre approved

Topic: Apply for credit cards under 18

Date: August 14, 2007, 5:53 pm

Answer:
Unfortunately if you are under age, that is less than 18 years old, you will not able to apply for a credit card. However, there is a possibility to build up your credit history right now. One way is to ask your parents to open a checking or deposit account for you, that will help you to prove your creditworthiness to the bank. The other is to become an authorized user or a co-signer of someone with good credit history. Still the bank will make a report of all your actions and if you want to be able to apply for the good or excellent credit cards as soon as you are 18, you should keep your balance as low as possible. All the best, Manager of Immediate Credit Card Care Service.

Topic: Indian credit card

Date: August 15, 2007, 11:11 am

Answer:
 Our website is aimed at giving the information on the best credit cards issued by the top banks and credit companies, which can satisfy various demands and preferences.  Unfortunately we do not present here the credit cards offers of the financial organizations from the foreign countries, other than the USA, UK, Canada and Belgium. Our credit cards are only available for the residents of these countries with the credit file filled. In your situation we may recommend to browse the information you require in the Internet. All the best, Manager of Immediate Credit Card Care Service

Topic: Balance transfers discover card

Date: August 16, 2007, 4:16 pm

Answer:
The purpose of a balance transfer is clear: Staying on top of your monthly payments you’ll save your money enormously. Sounds tempting? Let’s see how it works!Suppose, you have a MasterCard with a $1,000 balance, and, say, 20.99% APR. Getting approval for new Visa card with a credit limit of $5,000 and 0% APR for 12 months, you transfer your MasterCard balance to the new plastic. Your advantage is evident – the first 12 months you’ll be paying 0% APR on the balance instead of previously charged 20.99% APR. The only catch you may face is balance transfer fee, so read the fine prints of the numerous online offers carefully. All the best, Manager of Immediate Credit Card Care Service

Topic: Apply for credit.

Date: August 16, 2007, 6:44 pm

Answer:
Primarily, we do not recommend applying for a credit card by phone as the bank or the credit company always requires some personal data of the applicant, namely his or her name, surname, home address, e-mail address, and what is of more importance, social security number. In case you tell all this information to the operator by phone, there is a high probability of the identity theft, which means that one day you will have to pay off the debt that you have not ever had. To apply for a credit card online, as compared, is absolutely secure unless you do not have proper Internet connection precaution. Unfortunately our site does not have a Spanish version, so you will have to fill in the application form in English or apply directly to the bank with the question whether they may help you in Spanish as well. All the best, Manager of Immediate Credit Card Care Service

Topic: Credit cards with higher cash advance limits for fair credit

Date: August 17, 2007, 5:36 pm

Answer:
Unfortunately the fact that the credit account has been closed by the lender will surely hurt your credit history, as the company provides the report to the bureau in all the cases. The credit bureau will be notified of the situation itself and the reason of the account closing, so that your score will get lower. Concerning the necessity to pay off your debt, in this case the account is considered to be frozen as you are not allowed to make purchases, still obliged to return the debt. We recommend you to repay the amount you have already used so that the situation does not get worse. As soon as you do that, you will be able to get the information of your credit score of one of these credit bureaus and apply for another card offered by the best banks at our website. All the best, Manager of Immediate Credit Card Care Service.

Topic: Preapproved visa credit cards

Date: August 18, 2007, 2:20 pm

Answer:
Let’s view an example. Suppose your credit score is 760 (excellent rating you can be proud of). You also can boast an appreciable income and a steady employment. In this case everything will go smoothly and you’ll most probably get instant approval online. Then you’ll have to wait only 7-10 days to receive your new card by mail. Inviting offer, isn’t it?All the best, Manager of Immediate Credit Card Care Service

Topic: Platinum mastercard credit card

Date: August 18, 2007, 6:00 pm

Answer:
In case you have made a decision to apply for the Platinum credit card, you must be sure about your credit score. Most banks will require it to be more than 700, otherwise your application may be denied. However, our website provides you the possibility to choose from a large variety of the best credit cards, and some of the Platinum MasterCards (e.g. offered by the Chase Bank or the Citibank) are available for people with good credit as well. As soon as you make sure of your eligibility, you may apply for a credit card online. Just click by the card that suits you best and fill in the bank's application form with all the necessary data. Further on, the bank will contact you by e-mail to inform of the approval or disapproval and the other details concerning your application. All the best, Manager of Immediate Credit Card Care Service.

Topic: Best beginner credit cards

Date: August 19, 2007, 11:18 am

Answer:
In case you haven't ever had a credit card and, thus, your credit history has not been started yet, it is quite possible that the bank will disapprove your application and this fact will hurt your score in future. However, our website provides you the possibility to choose from a wide variety of the best bad or no credit cards which have been especially created to help people to have their history built. The unsecured credit card in this situation will probably have annual fee, high interest rate, etc. Still, keeping your balance low and paying debt in time, you gain points to your credit score as the bank get convinced of your creditworthiness. The secured credit card, which is suitable for you as well, will require having a deposit made in the same bank and your credit will be limited to the amount of the deposited funds. This is a good way to start your history and, besides, you will get interest from the deposit. Please do study all the offers carefully to make sure the card you have chosen suits you best. All the best, Manager of Immediate Credit Card Care Service

Topic: Best deal on discover cards

Date: August 20, 2007, 1:55 am

Answer:
If you made use of our service to apply for a credit card online, the bank will need time to study your application and make a full inquiry of your credit history. This may take up to 7-10 business days. Further on, the bank usually notifies applicants of its decision by e-mail and after a while in case of approval you get the notification by post, most often with the card itself. The time that you have to wait depends greatly on the work of your post office and your location, sometimes it may take up to a month. Still if you have any questions concerning the status of your credit card, it is better to contact the bank directly. Please find the address of its' official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

Topic: Credit secured cards bad credit

Date: August 20, 2007, 1:02 pm

Answer:
As far as the lender always wants to know more of its debtor, the banks and the credit companies always make a full inquiry of the applicant's credit history. They request the information from the special credit bureaus. So it depends on many factors, whether the bank approves of your application or not: for how long you have been lending money, the amount you lent, if you have ever been late with your payments, including public facilities and even mobile phone bills payments, the credits you have already had, etc. - all this data gives an insight of your creditworthiness. Therefore, in case you have a secured credit card, the bank-lender will surely report the information concerning your credit to the bureau. If you have at your disposal the Secured MasterCard issued by the Orchard Bank, the report will be given to all the three bureaus and that will surely help you to build a strong credit history. To order free credit report please contact one of these credit bureaus. All the best, Manager of Immediate Credit Card Care Service