Guaranteed approval uk credit cards
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American ExpressBlue from American Express®
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Topic: Amarican express |  |
Date: July 28, 2007, 1:29 pm |
what american express card is good for people with a credit score of 598
Answer:
The credit score of 598 is considered to be a poor credit, so that you may apply only for the bad credit or no credit credit cards. They include unsecured and secured credit cards, with milder financial conditions than the others, still very good as a way to repair one's credit history. Besides, the secured credit card requires to make a deposit in the same bank that gives you the card and the credit is limited to 100% of the deposited funds. Unfortunately the American Express credit cards are available only for the people with good or excellent credit, that is your credit score number must be more than 660. For the poor credit please look through the offers of the First PREMIER Bank, Orchard Bank and Millenium Bank. All the best, Manager of Immediate Credit Card Care Service
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Topic: Bad credit card offers co branded | |
Date: July 28, 2007, 3:49 pm |
I would like to transfer my credit card balances to one card but I have poor credit, can I still do this? How?
Answer:
The balance transfer system has been especially created for people who would like to relocate their debt from one credit card to another or even from one bank to another and thus reduce their current debt and save money. Nowadays many banks and credit companies offer a wide choice of credit cards with 0% balance transfer fee, besides it is also possible to consolidate debt from more than one card. Unfortunately these credit cards are intended only for the people with good or excellent credit history, this means that the credit score must be more than 660. If your credit score is low, you may apply for bad credit cards - unsecured or secured credit cards that will surely help you to repair your credit history.All the best, Manager of Immediate Credit Card Care Service.
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Topic: All type credit cards for bad credit | |
Date: July 28, 2007, 5:14 pm |
Want to while my refund has not been issue in the amount of $114.95 from Usa Usa Credit Service.com.
Answer:
Please mind the fact that our website is aimed at providing detailed information on the best credit cards issued by the top banks and special companies. We try to help the customers make their choice and explain all the peculiarities of the application process. The managers of our Immediate Credit Card Care Service are always willing to answer all your questions on the matter. However, we do not give any information concerning the banks or the credit cards that are nor presented at the site, nor concerning other websites or the status of a definite card. In your situation it is recommendable that you browse the information in the Internet or contact the bank that has lent you money directly. All the best, Manager of Immediate Credit Card Care Service
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Topic: Top six unsecrued credit cards | |
Date: July 29, 2007, 8:22 pm |
I have 6 credit cards though I use 3 only for day to day transactions , 1 carries0APR Balance and another 2 wthout any activity.
I applied another 2 cards as my 0 APR Balance card was coming to repayment date and I wanted to use these card for balance roll over.
Question
Number of cards I have are considered to be more?
Should I cancel the cards I am not using?
Need advise on how many cards one should keep.
Answer:
In fact, there is not fixed number of credit cards you may have. In case you want to apply for one more, the bank will surely contact the credit bureau to see whether your total income exceeds the total obligations and if you are able to maintain one more card. Therefore, with a big stable income, paying on time and keeping the balances low, you may have several cards at a time. Concerning the second question of yours, it is always recommendable to keep the account open even in the situation that it is already paid off - it will make your score higher, as it also counts for the credit rating. All the best, Manager of Immediate Credit Card Care Service
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Topic: American airline affiliate program | |
Date: July 29, 2007, 8:27 pm |
Does having Debit Card sponsored by Companies (American Airlines) also counts towards Credit Rating? impact is positive or negative?
Answer:
It is true that when someone applies for a credit card, the financial organization contacts the credit bureau to see whether they may trust the applicant. The report of the bureau depends on all the debts a person may have - from loans and mortgages to the public utilities bills. Still, debit and check accounts are not usually included in the list, unless you frequently overdraw and cannot pay back. Therefore, the cards of this type cannot be useful for you to build up a strong history. We'd rather recommend you to apply online for one of our best credit cards - keeping the balance low and always paying on time you will surely prove your trustworthiness to the bank. All the best, Manager of Immediate Credit Card Care Service
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Topic: A.p.r | |
Date: July 30, 2007, 3:33 pm |
Capitalone raised my rate from 6.9 fixed to 15.9 variable. Nothing has changed in my credit history and balance is paid in full 98% of time. I have had platinum visa for about 10 years. The internet has a card for 9.9 fixed for 3 years, but when I asked for this rate, I was denied. Why and how can this happen?
My credit score is 765 and I have a 6.9% credit card from Capitalone. I was notified that the interest is going from 6.9 fixed to 15.99 variable. I don't understand why, nor can they give me a reason other than the prime rate has increased. It hasn"t tripled!!! I have several cards with available credit lines of over $60,000 (one has a limit of $33,000) and I owe about $5,000. Can you explain what has happened?
Answer:
Indeed, it is not a rare situation that the bank or the credit company that has lent you money changes the interest rate. They have all the rights to do this with the only obligation to warn the card-holder before increasing the APR. The variable interest means that it may change from time to time depending on the other rate. In case you have made use of our service to apply for a credit card online, we recommend you to study the agreement with the bank you have signed as they usually indicate how often the APR may be changed. Anyway, do not hesitate to contact the bank itself to get all the information necessary. All the best, Manager of Immediate Credit Card Care Service
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Topic: How long does it take to get your credit card | |
Date: July 31, 2007, 3:11 pm |
how long does it take to recieve your card once your approved ?
Answer:
It does not usually take too long to receive a credit card once you are approved. The bank or the credit company you have applied the credit card from, will send you the notification of the approval, most often with the card itself, by post. So it only depends on your location and the work of the post-office when you will get the card. Still if you are sure to get the approval already, your account is open and you may use the card data for the internet purchases or to pay something by phone. You have only to wait for the card in case you would like to use it in stores. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Approval card credit instant student | |
Date: July 31, 2007, 4:56 pm |
I am looking for student credit cards. I don't have good credit and I need a program that will help my credit score. Some online offers say they are student credit cards and that they will give you instant approval or help your credit but they don't. I don't want my credit report full inf inqs. Can you help.
Answer:
It is quite a frequent situation that students do not have their credit history established yet or their credit history is poor, and the student credit cards are the best way to get the credit repaired or built. In fact, this type of card has milder conditions than the others and even if your credit score is fair you may apply for a good credit card and are likely to receive it. Nowadays many banks and credit companies have their special offers for students - the cards with low interest rate, no annual fee, 0% on balance transfers and, besides, cash back bonuses and rewards programs. Still, as far as your credit history is not good, you won't be eligible for the cards with instant approval and the bank will surely make a full information inquiry. All the best, Manager of Immediate Credit Card Care Service
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Topic: Credit card limits platinum | |
Date: July 31, 2007, 5:47 pm |
What does min. credit limit mean?
Answer:
The minimum credit limit is the lower credit limit you may have on your application. For instance, if you apply for one of the best credit cards offered at our website, and by the card you have chosen there stands minimum credit limit as 300$ and maximum as 2000$, it means that according to your credit score you will be given the credit in the interval between 300$ and 2000$. And you will have only 300$ at your disposal in case your credit history is bad or you are just going to start. If you do not know your credit score yet, you may order a free credit report by one of these credit bureaus. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Fair credit card score | |
Date: July 31, 2007, 10:03 pm |
What is a fair credit score?
Answer:
The credit score is a number of points you gain along with the building of your credit history. It depends on many factors: the loans you have, including public utilities debts and cell phone bills payment, the timeliness of the payments, as long is the credit history, etc. Most banks and credit companies consider the credit score as an index of your creditworthiness while taking a decision whether to approve of your credit card application or not. As taken according to the FICO model, the fair credit is a number from 620 to 659. In case you have your credit score within this interval, you may apply for a special fair credit card. Our site offers you the best types of the fair credit cards, including cash back, student, balance transfer and low interest credit cards. We recommend you to study all the offers to choose the card that will suit you best. All the best, Manager of Immediate Credit Card Care Service.