Guaranteed credit rebuilder credit cards
Assistance in your credit issues is our prior duty and we are ready to help!
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American ExpressBlue from American Express®
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Chase BankPlatinum Visa®
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Topic: Apply credit card with co signer |  |
Date: July 26, 2007, 2:27 pm |
How can I find a credit card where I can also have someone co-sign? Most applications are for one person.
Answer:
In fact, all the credit cards for good credit provide a possibility for the holder to have someone else co-signed. In case you have good credit history and would like to get another person co-signed, you should first apply for a good or excellent credit card at our site according to your choice. As soon as you get approved, just make a call to the bank to inform them that you would like to add somebody to your account and tell them his or her social security number. Then the other person will get the notification by mail that he must sign and send back. Since then you will share your account with a co-signer. If the person that would like to share your credit with has a bad or no credit history, paying all the debts on time will surely help him to build or restore it. All the best, Manager of Immediate Credit Card Care Service
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Topic: ''my first credit card'' | |
Date: July 26, 2007, 4:39 pm |
I am a UK citizen having achieved full residency in the US obtaining SSN# etc. I do not have a mortgage but fully own the house I live in. I do not have a car loan either but own the car I drive. In fact, having lived in the US, with my wife, since September 2006 I fully own everything I have. I am now also in full time employment with a local school board. I do have bank accounts. The only monthly payments I make are the utility services I use. I, therefore, have no credit rating.
My question is, how do I obtain a credit card under these circumstances?
Answer:
As you have full residency in the USA, with the Social Security Number given, you may apply for any credit card of the US banks and credit companies. Still this being the case that you don't have any credit history yet, you will be limited a little in choice at the beginning. Our site offers the best types of the bad credit or no credit credit cards. We recommend you to apply for an unsecured or secured credit card that will help you to build up a good credit history. Please keep in mind that the latter will need the deposit made in the bank and the credit is usually limited to the 100% of your deposited funds. As far as you don't have other loans or mortgages, and on the condition that you pay all debts of the credit card on time, this will surely bring your to a good credit history in future. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Build a credithistory | |
Date: July 26, 2007, 4:47 pm |
what can i do to get a credit card, i don't have credit and i'm really trying to start from somewhere please help me.
Answer:
If you don't have a credit history yet, the best way for you to start will be to apply for one of the special bad credit or no credit credit cards.These include secured and unsecured credit cards that will surely help you to have your credit history established. We recommend you not to apply for good or excellent credit cards with no credit score as the denial may hurt it further. As you haven't ever had loans earlier, the unsecured credit card use will probably mean higher interest rate or some annual fee for you comparing with the good or even fair credit cards. The unsecured credit card will require to make a deposit in the same bank and your credit will be limited to 100% of your deposit funds. The latter is a good way to build a good credit history and, besides, you will get the interest from your bank deposit. All the best, Manager of Immediate Credit Card Care Service.
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Topic: 720 credit score | |
Date: July 26, 2007, 6:29 pm |
Tell me if this is a smart move. I'm waiting for for my one year anniversary to close my smaller credit limit cards (Cap One, Frist Premier, HSBC, and Orchard), during the fall of this year. I recently got a new card which by itself equals thousands more than the creddit limit of these cards combined. i am waiting for a year to show stability and good payment history, as opposed to closing them after 7-8 mths of opening. Figure carrying one new and one old card with a higher limits ($20000 each vs. 5 cards with $400) with low debt to credit ratio would help to improve my score. Also, maybe down the road/next year, certain lenders will not be able to deny me credit based on the fact that I have too many open bank credit card accounts. I'm also taking a new approach to credit -- work with those who are willing to work with you, given that I'm playing by the rules, I expect increases and deals as a good or excellent member. Is closing these cards a smart move. I feel like they are now a weight in my walle
Answer:
Indeed, we'd rather not recommend you to close your credit cards' accounts until their expiry date. Your credit at the moment is considered to be a good one, while the accounts' closing may make it lower. As a matter of fact, it depends on the so-called account age - the older - the better. Therefore, as soon as you are going to keep these credit cards for a year, it is better not to close them after paying them off, as it proves long and stable financial relationship of yours with this creditor. And in case you are not satisfied with their financial conditions, you may transfer your debt to one of our best balance transfer cards. All the best, Manager of Immediate Credit Card Care Service
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Topic: Apply credit card unsecured balance transfer | |
Date: July 27, 2007, 8:32 am |
IS BALANCE TRANSFERS 0% OR 3%
Answer:
The balance transfer system has been especially created to provide a possibility for the credit card holders to reduce their current debt and save money.To make use of this you should apply for a special balance transfer card, at that make sure your credit score is big enough as the card is available only for the people with no less than fair credit. If your credit is fair, you may apply for a fair credit card. All credit cards are different, some may have 3% balance transfer fee, others offer 0% balance transfer. Please look through the best balance transfer credit cards to choose one that will suit you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: Apply and use now | |
Date: July 27, 2007, 9:52 am |
apply for a card that I can use same day
Answer:
If you would like to make a credit card application with a possibility to use it straight away, you should look for credit cards with instant approval. The only thing you will have to do is to fill the application form with all the necessary data and get the decision of the approval in a few minutes. After getting the confirmation of the approval online you will probably (though not always) be able to use the card the same day for the internet purchases or by phone as the bank may provide the card number and the expiration date to you immediately. Still not having the card itself you can't go to the store to use it, neither you are able to use the credit line in full. For the reasons of social security there are not many people that use this possibility nowadays. And besides, mind the fact that the cards with instant approval are available only for the appliers with good or excellent credit history. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Applications for credit cards with cosigner | |
Date: July 27, 2007, 12:01 pm |
how can i apply whith a co signer and whith what bank
Answer:
In fact, all the credit cards for good credit provide a possibility for the holder to have someone else co-signed. In case you have good credit history and would like to get another person co-signed, you should first apply for a good or excellent credit card at our site according to your choice. As soon as you get approved, just make a call to the bank to inform them that you would like to add somebody to your account and tell them his or her social security number. Then the other person will get the notification by mail that he must sign and send back. Since then you will share your account with a co-signer. If the person that would like to share your credit with has a bad or no credit history, paying all the debts on time will surely help him to build or restore it. All the best, Manager of Immediate Credit Card Care Service.
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Topic: America exprees | |
Date: July 27, 2007, 1:58 pm |
I am looking for a balance transfer credit card. I am a Canadian citizen and I live in Canada. Do I qualify to apply for any foreigns cards such as Ameriacan Express Blue?
Answer:
As far as you are not a US resident, you will not be able to make use of many of the US banks and credit companies. Still we offer the best types of credit cards for the residents of other countries, including Canada as well. The US banks in Canada offer the best credit cards for people who have good or excellent credit history, bad credit or no credit history at all. Please mind the fact that to apply for an American Express credit card you must have a good or excellent credit history, that is more than 660 of the credit score. In case you are not sure about your credit score, you may order your Free Credit report at the official sites of credit bureaus. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Credit cards citi | |
Date: July 28, 2007, 5:30 am |
I WANT TO KNOW HOW DO I GET CREDIT WITH MY EIN NUMBER IF I HAVE BAD CREDIT
Answer:
In case your credit history is bad, that means your credit score according to the FICO model is less than 620, you may apply for a bad credit or no credit credit card. They include unsecured and secured credit cards. Because of your bad credit the unsecured card will mean higher interest rates and probably the annual fee. The secured credit card requires that you make the deposit in the same bank and your credit will be limited to 100% of the deposited funds. Still the latter will bring you interest on the deposit and both types of card are a good way to repair your credit history provided that you make all the payments on time. Please mind the fact that the bank or the credit company no matter what credit card you have chosen will require to put your social security number in the application form, the Employment Identification Number will unfortunately be of no help. All the best, Manager of Immediate Credit Card Care Service
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Topic: 'best credit cards | |
Date: July 28, 2007, 8:47 am |
what credit card gives the best deal?
Answer:
As far as our site is aimed to offer the best types of the credit cards issued by the banks and credit companies, you have a wide choice to look through. In fact, if your credit score is high, that is according to the FICO model - more than 660, you may apply for the good and excellent credit cards, which have the best financial conditions - 0% APR for the first 6 months or even a year, no annual fee, no balance transfer fee, different rewards systems and cash back bonuses. With your credit being good we recommend you to pay attention to the cash back credit cards that will give you the possibility to get back some of your money spent back. This way you may earn spending. If your credit is fair, please look through the variety of the fair credit cards. Having bad credit or no credit at all, you may only apply for bad credit or no credit credit cards. In any case you will be able to choose the credit card that will suit you best. All the best, Manager of Immediate Credit Card Care Service