Et credit card to restore my credit
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Topic: Aplly for a credit card with bad credit |  |
Date: July 2, 2007, 8:39 pm |
could i get a credit card even if i have bad credit?
Answer:
Nowadays bad credit does not mean that you can't apply for a credit card and be approved. Some banks, such as Columbus, Dakota, First PREMIER, Millennium, Orchard and Capital One issue cards for people whose credit needs improvement. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
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Topic: Centennial gold visa credit card | |
Date: July 3, 2007, 4:50 pm |
I am a foreigner. Have obtained a Social Security Card, have a bank account, and a visa debit card. I would wish to have a credit card. What must I do. I do not have a an official salary but I have a small stable income.
Answer:
In case you already have your social security number, you have a possibility to apply online for one of our best credit cards. All you have to do is choose the card that satisfies all your demands and preferences, make sure you ate eligible for it and click "Apply". You will be required to fill in your personal data in the application form set by the bank. Further on, they will notify you of their decision by e-mail and after a while send the card itself (in case you are approved) and the notification by post. The only thing you should bear in mind is the following: the bank or the special company that you would like to borrow money from, will surely make a full inquiry of your today's obligations, including other credits, mortgages and loans. All the best, Manager of Immediate Credit Card Care Service
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Topic: Choose the best credit card for you | |
Date: July 3, 2007, 11:54 pm |
I WOULD LIKE TO APPLY FOR A CARD AND PLACE MY DAUGHTER AS A COAPPLICANT. WHAT CREDIT CARDS ALLOW ME TO DO THIS?
do any banks offer credit cards with joint applicants?
Answer:
Our website is aimed at providing the customers the most detailed information possible concerning the best credit cards that may satisfy even the most exquisite demands and preferences. In case you have an excellent credit history, you may apply for the credit cards with advantageous financial conditions (no annual fee, 0% introductory APR for a period of up to 12 months, different bonus and rewards programs, etc.) and add a co-applicant if you want (usually, it is rather actual for spouses). For instance, this possibility is provided by the Discover Card or the American Express. We recommend you to study the information given in the credit card's details, and its terms and conditions carefully before applying, to make sure the offer suits you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: 640 fico approved credit card application | |
Date: July 4, 2007, 8:16 pm |
what credit score is considered fair credit?
Answer:
The credit score is very important as it helps the issuers to decide whether you qualify for the chosen card or not. Making choice according to the score is extremely significant, because if you apply for the card you are not eligible for you'll be denied and your history will be negatively influenced. At present people with all types of scores can actually apply for a credit card and be approved. However for the convenience of both customers and lenders the scores have been divided into several categories. These categories are: 0-350 (no credit), 350-619 (poor credit), 620-259 (fair credit), 660-749 (good credit) and 750-850 (excellent credit). So, as you can see, the fair score implies that your score is not bad but it is still limited. It falls between 620 and 659. It also worth mentioning, that before applying for any card it would be better to learn scores from all three bureaus - Experian, Equifax and TransUnion. The figures may in fact differ, and as it happens the lenders generally look at the lowest value. On our website you are welcome to compare the best fair credit deals and choose one that suits you most. All the best, Manager of Immediate Credit Card Care Service
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Topic: Credit card limits platinum | |
Date: July 5, 2007, 7:41 pm |
I ALREADY HAVE A IMAGINE GOLD CREDIT CARD. I JUST WANT TO KNOW IF I CAN PUT MORE MONEY ON IT? THANK YOU PEGGY HIGGINSpeggydhiggins@hotmail.com
HOW I CAN I INCREASE MY LOWE'S CREDIT CARD?
my credit score is 732- I have some accounts with credit cards with higher balance to limit ratios (some done intentionally thinking it would improve my credit score- If I called and asked that my limit be increased, would that increase my score? I'm wanting to get a home loan at the best rate.
Answer:
In case you want to increase the limit of your credit card, all you have to do is call the bank or the credit company that has lent your money and ask them for this. If you are not late with your monthly payments, try to keep the balance as low as possible, and your total income is big enough, they are likely to meet your wishes. This is a nice way to get your credit score improved, as the limit of the credit you are provided by the financial organization is considered for the report. However we recommend you not to use the entire amount you will be given - this will make your credit go lower. All the best, Manager of Immediate Credit Card Care Service
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Topic: Appling for instant credit | |
Date: July 5, 2007, 9:55 pm |
when should i recive my card
Answer:
In fact it may require different periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify for this or that card or not. However nowadays many banks also offer to their customers the service of instant approval - that means that the decision is made instantly, in a few minutes. On our site there are several cards with instant approval. In other cases however your application is considered by the bank for a longer period of time - from days to weeks. In any case, when your are approved the card itself and the statement are sent to you by post. Thus, it can also require a few days or weeks depending on your location and on the work of the post-office before the card arrives to you. If you don't get response for a long time, contact the bank and find out what the matter is. All the best, Manager of Immediate Credit Card Care Service
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Topic: $5000 credit limit platinum card | |
Date: July 6, 2007, 8:41 am |
I dont have credit and im looking to get approve for credit card a least $5000.00 , where can i find it?
Answer:
Many people do confront the problem of getting disapproval if they have poor or no credit history. While considering such an application, the banks prefer not to take risks - therefore, your credit may get even lower. Still there is no reason for despair as our website presents the best bad or no credit cards, especially created to help people in this situation. We recommend you to pay your attention to the secured credit cards - although they require having a deposit made in the same bank and your credit is limited to the amount of the deposited funds, in fact, it is one of the best ways to get your history built up or repaired. In case you prefer not to spend money, do apply for an unsecured credit card - the interest rate will be higher, however, keeping the balance low and paying on time, you will gain points to your score. As for the unsecured credit card limit, it is always up to a bank what money amount you will be lent - the maximum and the minimum limits' information is usually given in the card's details. Whatever you choose, we advise you to study all the offers carefully before applying to make sure your card suits you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: Aplly for a credit card with bad credit | |
Date: July 6, 2007, 4:57 pm |
How can I apply for a credit card when i have bad credit and no bank account
Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site you are welcome to turn to the page devoted to cards for bad credit history. Consider all the information about each card, compare the present offers and choose one that complies with your needs. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you make the payments on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). You don't need a bank account for them. Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval.All the best, Manager of Immediate Credit Card Care Service
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Topic: Credit card application bad credit best deals | |
Date: July 6, 2007, 8:08 pm |
What is the normal amount of credit one can get with bad credit , can you give that info, more or less? I want to choose the right one, but at this time I have no idea what to expect. Would it be about 3-5 hundred, or 5 hundred to one thousand?
I would very much like to obtain "a" credit card, for emergency situations only.
However, I am currently a "discharged" bankrupt - became bankrupt over 3 years ago now (mid march 04). Even though I now have a good salary and no debts - I am finding it hard to obtain a credit card through a reputable bank. Could you please help me here? and give advise to an institution that are understanding of this issue. Email: lyndalooo@hotmail.com
in recent years i had filed and been discharged of all debt in us bankruptcy court. i would like to apply for a credit card and begin my fresh start, what card would be right for me and can you offer me a deal through the mail?
Answer:
Many people do confront the problem of getting disapproval if they have poor or no credit history. While considering such an application, the banks prefer not to take risks - therefore, your credit may get even lower. Still there is no reason for despair as our website presents the best bad or no credit cards, especially created to help people in this situation. We recommend you to pay your attention to the secured credit cards - although they require having a deposit made in the same bank and your credit is limited to the amount of the deposited funds, in fact, it is one of the best ways to get your history built up or repaired. In case you prefer not to spend money, do apply for an unsecured credit card - the interest rate will be higher, however, keeping the balance low and paying on time, you will gain points to your score. As for the unsecured credit card limit, it is always up to a bank what money amount you will be lent - the maximum and the minimum limits' information is usually given in the card's details. Whatever you choose, we advise you to study all the offers carefully before applying to make sure your card suits you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: Good credict score | |
Date: July 6, 2007, 10:37 pm |
Is it a good thing to just close accounts that are at zero...have a higher APR...and you don't see yourself using them? I have five, I only use two...Someone told me that if you close them, it isn't good for your score. I have a really good score, but I really don't need this many cards. Also is transferring balances considered a good move? If the apr is alot lower? Does this affect our credit score as well?
How can i go about getting a very low apr on cradit card with changeing the card i have now by paying this off with another?Or can i do this at all? Thank You!
I found a great credit card deall, applied for it, and got approved. I have a credit score of 740. I feel that I have too many credit cards now (9) so I want to cancel one of them. Should I cancel the one I have had for two years or the one I have had for only one year? They are both credit cards I had when my credit score was poor. How will it affect my credit score?
Answer:
First of all, we would not recommend you to close the accounts you are not using - it is better to keep them till the expiry date as on the one hand, this action hurts your credit score, and on the other, having a credit card (in good standing) for long periods of time helps you to gain points. In case you want to get rid of some of your cards, we consider the balance transfer as the best way to consolidate your debt and save money. It does not affect your history and imply better financial conditions (no annual and setup fee, low interest rate) for a set period of time. Please do study our balance transfer cards ' offers so that you may choose the card that satisfies all your demands and preferences. All the best, Manager of Immediate Credit Card Care Service