Do open accounts affect my credit score

Topic: Crdit card fees

Date: June 28, 2007, 1:38 pm

Answer:
Please do bear in mind that our website does not present any particular financial organization, and therefore cannot provide any data of your account, your credit card's status, fees or other payments. What we do is giving the customers the most detailed information concerning the best credit cards possible. Besides, we are always willing to help you with your choice and explain all the peculiarities of the application process. Unfortunately we do not provide any addresses or telephone numbers here - thus, in case you want to contact the bank, please enter its official site's page by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

Topic: Balance transfer best credit card

Date: June 28, 2007, 3:45 pm

Answer:
Nowadays more and more people apply for special balance transfer cards, regarding them as an easy and convenient way to consolidate their debts and save money. The idea of a balance transfer is the following: the other bank that you apply to pays off your balance to the previous one and since then you become the debtor of the financial organization that has issued your balance transfer card. In fact, further on there is no much difference between this card and the usual one. However, with the balance transfer in the majority of cases you are sure to get lower interest rate and may choose those financial conditions that you prefer. We should only recommend you to make sure you are eligible for the card before applying, as the balance transfer cards are available for good and excellent credit only. All the best, Manager of Immediate Credit Card Care Service

Topic: 695 credit score

Date: June 29, 2007, 3:02 am

Answer:
Your current credit score is the leading criterion that defines whether you qualify for the chosen card or not. Your credit score amounts to 695 that means you are in the "good credit" category. Thus, you are actually eligible for the best credit offers presented on our website. However, we would recommend you to request your score from all three credit bureaus, not only one of them. You see, the figures in practice may differ, and the lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660, we advice you to turn to the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best deals from the most famous companies - American Express, Capital One, Chase, Citibank and of course Discover. Read all the details concerning each card carefully, compare the deals and choose the card that suits you most.      All the best, Manager of Immediate Credit Card Care Service

Topic: The best credit cards for mastercard

Date: June 29, 2007, 4:16 pm

Answer:
Please mind the fact that our website is not responsible for the other sites and for the actions of the banks that we do not deal with. What we do is provide the most detailed information possible on the best credit cards issued by the top banks, including the cards for the applicants with different demands and preferences. We are always willing to answer any of your questions on the matter. In your situation we'd rather recommend you to contact the bank directly to clear all the things out.  All the best, Manager of Immediate Credit Card Care Service

Topic: Appcation form of company

Date: June 29, 2007, 5:54 pm

Answer:
Our website presents the best credit cards issued by the top banks and credit companies, including those implied for people with bad or no credit history, different bonus and rewards programs' cards, the ones created especially for business people or students. In case you want to obtain one of the cards that we offer here, all you have to do is make your choice and click "Apply" by the card. Further on you will enter the page of the bank's official site and will be required to fill in the application form. In some time after the bank will surely get in contact with you on the matter. Most often the applicants get the reply of the decision in 7-10 business days and the card itself is sent to them by post. Please do study all our offers carefully before applying to make sure your choice suits you best. All the best, Manager of Immediate Credit Card Care Service

Topic: 0 apr student credit cards

Date: June 29, 2007, 10:20 pm

Answer:
 There are many credit card deals for college students. We can suggest you to start establishing your credit history with Citibank student credit card, that issues plastics for students with bad or no credit. This card has 15,74% ongoing APR for purchases and balance transfers and 22,74% for cash advances. Those are the lowest rates you can get for now. To avoid any future problems get acquainted with all the card features and always pay on time. This is the smart approach to build your good credit history.    

Topic: Capital one airline rewards

Date: June 30, 2007, 12:46 pm

Answer:
It is not a secret that most banks and credit companies prefer the customers with good or excellent credit history as their debtors, that is why most credit cards that they issue nowadays are available for the credit score no less than 660. Still if your credit is excellent, you may get the best financial conditions with the card, including the bonus and rewards programs. For those applicants who are greatly interested in traveling, our website presents the best airlines credit cards, giving the opportunity to gain points for every flight. As soon as you get enough, you may get a free airline ticket. In your case we recommend you to pay attention to the Capital One No Hassle Miles SM Rewards as it provides gaining air-miles and rewards points as well. Besides, the Capital One Bank will not charge additional fees on purchases made outside of the U.S. Please do study all the offers carefully to be sure that the card you have chosen satisfies all your demands and preferences. All the best, Manager of Immediate Credit Card Care Service

Topic: .first premier bank cards

Date: June 30, 2007, 3:38 pm

Answer:
Please bear in mind that our site does not provide any information concerning personal data of the applicants, or the data of the credit card, as it is beyond our competence. What we do is giving detailed information of the best credit cards issued by the banks and credit companies, explaining their difference and advantages, and helping the customers to apply for a card online. If you would like to know of your credit card's limit, we advise you to contact directly the bank that has lent you money. Please find its official site address by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

Topic: Application for credit.

Date: July 1, 2007, 2:11 am

Answer:
Indeed, if you have already received the notification of the approval and the data of your credit card from the bank, all you have to do at the moment is wait for the notification sent by post, most often it comes with the card itself. Sometimes it may take up to a month, depending on the work of the post-office and your location. Please mind that the aim of our website is to present the best credit cards issued by the banks and credit companies, while providing the information of the particular credit card's status is outside our competence. We recommend you to contact the bank directly. Please find the address of its official site by clicking "Apply" by the credit card you have chosen. All the best, Manager of Immediate Credit Card Care Service

Topic: Cash rewards

Date: July 2, 2007, 12:54 pm

Answer:
The best cash back credit cards presented at our site will surely help you to earn while spending. It means that the cardholders receive monetary reward for making purchases, usually between 0.5% and 2% of their net expenditure. This may be done either by crediting to the account (the balance gets lower) or by paying separately, for example, by cheque. Indeed, every credit card has its own conditions of cash accounting - annualy, every few months (set period), everytime it amounts to a set sum of money or as soon as it is required. This information is put in the card's details or in its terms and conditions. We recommend you to study everything carefully before applying to be able to choose the variant that suits you best. All the best, Manager of Immediate Credit Card Care Service