Goldmc unsecured gold mastercard

Topic: Best credit card deals with instant approval

Date: June 21, 2007, 4:35 pm

Answer:
Many people have already tried and enjoyed our unique service of the online credit card application. Those, who are not willing to wait, may apply for one of our instant approval cards. They provide the possibility to know of the bank's decision straight away, almost immediately after you have filled in the application form. Most often the bank sends all the data of the card by e-mail soon after, so that you may use it to make purchases in the Internet or by phone. However, to be able to pay for something in the store, you need to wait for the card itself. This, in its turn, may take up to a month depending on your location and the work of the post-office. All the best, Manager of Immediate Credit Card Care Service

Topic: Credit card report

Date: June 22, 2007, 4:12 pm

Answer:
Please bear in mind that our website does not present any particular financial organization and therefore it is outside our competence to give the cardholders the information concerning personal data, credit card's or account's status, any numbers or addresses. What we do is providing references to the special credit companies issuing the best credit cards that may satisfy the most exquisite demands and preferences. Assuming that in your question you refer to the information on you account, we'd rather recommend you to contact directly the bank that has lent you money. Just click "Apply" by the card you have obtained and enter the page of the bank's official site.  All the best, Manager of Immediate Credit Card Care Service

Topic: Apply for pre approved cards

Date: June 23, 2007, 10:37 am

Answer:
In fact, nowadays it is quite a frequent situation that people may receive offers from different companies with the pre-approved deals. It means that they have already made a soft inquiry of your credit history and found out what card you are eligible for. Your score has not been hurt for this reason, as you have not agreed upon the inquiry. Further on, if the offer satisfies your demands, you may go to the Internet page they name and apply for the card. However, we recommend you to study the best credit cards presented at our website as well. You may compare the financial conditions and it is quite possible that you find the ones that we offer more attractive. All the best, Manager of Immediate Credit Card Care Service

Topic: secured credit cards

Date: June 23, 2007, 5:35 pm

Answer:
Please mind the fact that the credit limit you might get not so much depends on the card itself, rather than on the credit score of the applicant. While considering your application, the bank or the credit company make a full inquiry of your history with contacting the special bureau for the report. In case your score is not high, it is very unlikely that the limit will be big. If you look through the details of the best credit cards presented at our site, you will see that many of them do not have any credit limit supposed. In case the bank has provided this information on the card, the maximum limit can only be available for people with excellent credit history, less score you have, less money you will have at your disposal. The applicant is usually informed of the credit limit by e-mail or you may also contact the bank to get this information. We recommend you to study all our offers carefully to make sure you have made the right choice. All the best, Manager of the Immediate Credit Card Care Service.

Topic: Good credit score rate

Date: June 23, 2007, 8:04 pm

Answer:
A credit score is a three-digit number that is calculated to define creditworthiness of people. The lenders use this figure to decide whether you qualify for a chosen card or not. The score depends on various factors – the history of your payments, overall amounts owed, length of credit history, on whether you pay your bills on time and so on. If you are a good and responsible payer your score will increase and if you are late with your payments, get denials to your applications or even have bankruptcy your score will go down. To learn your current score you should request your reports from all three bureaus – Experian, Equifax and TransUnion. For the convenience of customers the scores are divided into several categories – no credit (0-350), bad (351-619), fair (620-659), good (660-749) and excellent (750-850) credit. Good score (below 660) means that your history is good, and you are eligible for the best credit offers. On our website you are welcome to compare the best deals for good score and choose one that suits you most. All the best, Manager of Immediate Credit Card Care Service

Topic: Apply co signed credit card

Date: June 23, 2007, 8:06 pm

Answer:
It is rather a frequent situation that a person having a bad credit wants to have his or her history repaired. One of the best ways to do it is to find a co-signer with good credit (in fact no less than 619), as nowadays many banks and companies provide a possibility to have someone co-signed, however it is only possible with fair, good or excellent credit cards. Then he or she will apply for a card and after getting approval may inform the bank of his wish to have a co-signer. This person should tell them all the data of yours and the fact that your credit is bad. You will get the notification by post, should sign it and send it back. Since this moment you are sharing the account with the other person who will take the responsibility for your expenses. Our site offers you the possibility to choose from a large variety of the best credit cards, depending on your demands and preferences. We recommend you to study them carefully to choose the card that suits you best. All the best, Manager of Immediate Credit Card Care Service

Topic: Bankofamerica.com credit cards application

Date: June 23, 2007, 9:57 pm

Answer:
Indeed, our website presents to the customers the best credit cards issued by the top banks and special companies of the United States. However, they are only available for the residents of the country, therefore to apply for a credit card online using our unique service you should have the social security number. All the financial organizations that we deal with require a set number of data that you should fill in the application form, and SSN is considered to be one of the most important ones. We highly recommend you to look for the offers of the other banks and credit companies in the Internet. All the best, Manager of Immediate Credit Card Care Service

Topic:

Date: June 24, 2007, 10:20 am

Answer:
Indeed, having bad or no credit, many people do not dare to apply for a card at all, supposing they will be denied. However, nowadays some banks and credit companies are ready to lend you money even in the situation that your score is below 620. Most of them are unsecured, and the risk for the bank-lender is filled up with the annual fee and the interest rate which is high enough. Still in this case we'd better recommend you to apply for a secured credit card, although it requires having a deposit made in the same bank and the credit is limited to the amount of the deposited funds. This type of card will bring you interest for the deposit and, besides, it is a good way to prove your trustworthiness to the bank and repair your history. Whatever you choose, we advise you to study our bad or no credit cards carefully to make sure your card will suit you best.  All the best, Manager of Immediate Credit Card Care Service

Topic:

Date: June 25, 2007, 12:04 pm

Answer:
It is quite frequent that a person with bad credit is denied with the credit by the majority of banks and special companies. Our website offers to apply for one of bad or no credit cards in this situation. Still in case the customer does not want to pay high interest and annual fee, there is another way out. He or she may ask a person with the score no less than 660 to apply for a good or excellent credit card. Further on, the applicant has to inform the bank of his wish to have a co-signer with a bad credit. The latter gets the notification by post, signs it and sends it back. Since then the account will be used by two persons. Indeed, this is a good way to help someone with bad history to repair it. However, it is necessary to pay all the debts on time and try to keep the balance as low as possible, as both of the card-holders will be responsible for the account. All the best, Manager of Immediate Credit Card Care Service

Topic: Credit score for card

Date: June 25, 2007, 12:26 pm

Answer:
If you ask us what is the ideal credit score to get approved for a credit card, the answer will be the following: there isn't such a notion, but logically it is like that - the bigger, the better. We recommend you to order you free credit report by one of these credit bureaus to see whether you may be eligible for the card with the most advantageous financial conditions - these are good and excellent credit cards (your score should be no less than 660). Fair credit ones are implied for the number of points - 620-659. And in case you have less than 619, you may only apply for bad or no credit cards.  Whatever the score, we recommend you to consider it before applying, as the disapproval may hurt it to a great extent. All the best, Manager of Immediate Credit Card Care Service