Joint borrower credit cards

Topic: 30 second credit card applications

Date: June 18, 2007, 3:43 am

Answer:
Whatever card you prefer, it is very easy to apply online for any of the best credit cards we present at our website. This way of application is very convenient, as you don't have to do everything personally, and absolutely secure unless you do not take all the necessary Internet connection precautions. All you have to do is to click "Apply" by the card you have chosen and follow the instructions. You will be required to fill in the application form set by the bank or the special company and give your e-mail address to them. After taking the decision, the bank will notify you of the result by e-mail and send the notification by post as well most often with the card itself. All in all the process may take up to a month depending on your location and the work of the post-office. All the best, Manager of Immediate Credit Card Care Service

Topic: Apply for captial one card

Date: June 18, 2007, 9:32 pm

Answer:
Indeed, it is rather a frequent situation that a person wants to cancel his or her application. To do this you should contact the bank directly and explain everything to them. In case the card has already been sent to you, just do not activate it and send it back. Otherwise, you may stop the process earlier. However, some credit cards do not allow to close the account during a set period of time - therefore, we recommend you to call or send an e-mail to the bank to clear out all the details. Further on, you may choose the card with better financial conditions from the best credit cards offered at our website. All the best, Manager of Immediate Credit Card Care Service

Topic: First priemer card application

Date: June 19, 2007, 8:12 pm

Answer:
Unfortunately we don’t possess such information. You see, we don’t represent any bank or credit company, and we don’t issue cards ourselves. Our website is created with the aim of providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present credit offers from various banks and to help the customers choose one of them according to their current score and their requirements. In addition, our site renders a service of online application for the chosen card. However when you fill the application through our site, it goes to the bank and considered there. It is the bank that makes decision on whether you qualify or not. And it is the bank that sends you a statement and a card itself by post. So, please, turn to the bank and learn the needed information there. Mind that it generally takes from days to more than a month after submitting an application before the card finally arrives. All the best, Manager of Immediate Credit Card Care Service

Topic: Banks offering unsecured credit cards for bad credit

Date: June 19, 2007, 8:54 pm

Answer:
A transfer of balance is a popular way to consolidate the whole debt on the one card that generally has better terms – lower APR, no extra fees, etc. Thus, balance transfer cards can be a fine way to cut down debt, to save money and to improve the credit history. However only people whose credit is either good or excellent (whose credit score is above 660) are in fact eligible for the best balance transfer offers. Still, even if your score is yet not high enough that does not mean you can’t make a transfer of balance. There are cards for people with fair score (620-659) that allow to fulfill balance transfers. The examples of such cards are Capital One® Standard Platinum or Capital One® Platinum. These are the deals for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Unfortunately, if your score is poor (below 620) you can’t get these cards. So, try to use your existent cards lightly, pay all the bills on time and raise your score. If you prove to be a good payer in time you’ll become eligible for the deal that permits a transfer of balance. All the best, Manager of Immediate Credit Card Care Service

Topic: Best credit card to use in europe

Date: June 20, 2007, 5:55 am

Answer:
Our website gives a unique possibility to apply for a credit card online even to the non-residents of the U.S. Having current UK bank or building society account, a permanent UK home address, and an Annual Household Income of £20,000, you may apply for one of the UK credit cards. Unfortunately to be eligible for the card your credit score should be no less than 660, as all our cards for the United Kingdom are only available for the applicants with good or excellent credit history. To get the information on the other cards we recommend you to browse the information in the Internet. All the best, Manager of Immediate Credit Card Care Service

Topic: Apply for credit card co signer

Date: June 20, 2007, 5:38 pm

Answer:
 It is rather a frequent situation that a person having a bad credit wants to have his or her history repaired. One of the best ways to do it is to find a co-signer with good credit (in fact no less than 619), as nowadays many banks and companies provide a possibility to have someone co-signed, however it is only possible with fair, good or excellent credit cards. Then he or she will apply for a card and after getting approval may inform the bank of his wish to have a co-signer. This person should tell them all the data of yours and the fact that your credit is bad. You will get the notification by post, should sign it and send it back. Since this moment you are sharing the account with the other person who will take the responsibility for your expenses. Our site offers you the possibility to choose from a large variety of the best credit cards, depending on your demands and preferences. We recommend you to study them carefully to choose the card that suits you best. All the best, Manager of Immediate Credit Card Care Service.

Topic: After bankrupsy credit card

Date: June 20, 2007, 5:39 pm

Answer:
In your situation we'd rather recommend you to study the offer of the balance transfer cards presented at our website. It may seem a good idea to you as most of them do not have annual and balance transfer fee, while their introductory APR may be 0% for the period of 6-12 months depending on the offer. In fact, the balance transfer cards are the best way to consolidate your debt and save money. Still there are two things we advise you to pay attention to: first, unfortunately these cards are only available for the applicants with good or excellent credit history; and second, the balance you would like to transfer can be no more that your new credit card's limit, otherwise you will have to ask for increase and pay extra fee for the overdrawing. You are sure to receive the card by post within a month since you have applied. All the best, Manager of Immediate Credit Card Care Service

Topic: 10 best credit cards to apply for

Date: June 20, 2007, 11:02 pm

Answer:
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. All the best, Manager of Immediate Credit Card Care Service

Topic: Re build with discover

Date: June 21, 2007, 3:39 pm

Answer:
Unfortunately it is not a rare situation that a person is not able to get approved of a credit card because of his low score. Whatever the reason may be - bankruptcy or just starting out - the banks cannot be sure of his or her trustworthiness and prefer not to take risks. In case your number of points is less than 620, your credit is considered to be bad, and we recommend you to look through our bad or no credit cards ' offers. However, you should be ready to high interest rates, annual fee and rather small money amount to be lent. Please do study the details of all the cards before applying - thus, you will be prepared for the payments better. Indeed, these cards are one of the best ways to build up or repair one's credit - keeping the balance low and paying on time, you will get more points to the score and as a result - better financial conditions. All the best, Manager of Immediate Credit Card Care Service

Topic: Aplly for credit card no credit

Date: June 21, 2007, 4:17 pm

Answer:
It is quite a frequent situation that people may have bad or no credit history. Still don't let these circumstances prevent you from using a credit card. Nowadays many banks offer cards for people with different score and our website gives you a nice possibility to choose from the variety of them. We recommend you to look through our bad or no credit cards. One of the best ways to get your history repaired is to apply for a secured credit card which requires having a deposit made in the same bank and your credit will be limited to the amount of the deposited funds. Still you will earn interest from the deposit and, besides, you will spend your own money. Unsecured card probably will have annual fee and high interest rate, still keeping your balance low, you may make you credit score high enough. Whatever you choose, make sure the card suits your preferences before applying. All the best, Manager of Immediate Credit Card Care Service