Best secured credit cards with direct deposit
Assistance in your credit issues is our prior duty and we are ready to help!
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American ExpressBlue from American Express®
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Chase BankPlatinum Visa®
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Topic: Debt rebuild |  |
Date: May 21, 2007, 2:45 pm |
Would it be possible, if your credit is not the greatest that one of these cards could actually help repair the damage that you did years ago?
I was intrested in starting credit, what cards do you suggest with low or no intrest rates? Some that doesn't require no or high deposits.
Answer:
In case you don't have a credit history yet or your credit history is bad, you may apply for a bad or no credit credit card that will surely help you to start. Please pay attention to the First PREMIER Bank offers with low interest rates. Indeed, there are two types of the credit cards for people with bad credit - secured and unsecured credit cards. The unsecured credit cards will probably mean high interest rate and annual fee for you as the bank or the credit company can't be sure in your trustworthiness. Still we recommend you to apply for a secured credit card, that will require to make a deposit in the bank and your credit will be limited to 100% of the deposited funds. The deposit will bring you interest and this type of card will help you to get your credit history built or repaired. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Aplly for creidit card | |
Date: May 23, 2007, 2:30 pm |
How long does it really take to get an answer to an application?
Answer:
In fact it takes various periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify or not. However nowadays many banks also offer to their customers the service of instant approval – that means that the decision is made in a few minutes. On our site there are several cards with instant approval. But mind, that all of them are available only for people with either good or excellent score. If you are eligible for any of them fill the application online and get an approval immediately. In other cases however your application is considered by the bank for a longer period of time - from days to weeks - and then is sent to you by post. All the best, Manager of Immediate Credit Card Care Service
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Topic: Aaplying for credit to help rebuild | |
Date: May 23, 2007, 7:09 pm |
i have bad credit no doubt about that. i am looking for a credit card to improve my credit that requires no down payment at this time ,wth a smalll credit limit to start. i have no current funds at this time. Thanks
Answer:
If you have a poor credit and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application through our service. The bank will consider it and send you the card by post. If your credit is poor you'll be probably given a small credit limit, perhaps a few hundred dollars. If you use the card properly, your limit will gradually increase. All the best, Manager of Immediate Credit Card Care Service
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Topic: Aplly for credit first time | |
Date: May 24, 2007, 12:44 pm |
I'am 19 years old in the military, with no credit history, how do I know which card will approve me with no credit history? What do I need to do to establish credit?
Answer:
Our site is aimed to offer the best types of credit cards, including cash back credit cards, students cards, balance transfer credit cards, etc. In case you don't have your credit history established yet, you should better apply for bad or no credit credit cards. You may make use of a secured or unsecured credit card. The latter will surely mean higher interest rate, annual fee, probably no rewards program for you as the bank or the credit company can't be sure in your solvency. The secured credit card will require to make a deposit in the same bank and your credit will be limited to 100% of the deposited funds. Still the deposit will bring you interest. Indeed, both types of cards are good to start with and on conditions that you pay all the debts on time, you will be able to establish your credit history and apply for good and excellent credit cards in future. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Credit card best | |
Date: May 24, 2007, 1:47 pm |
I am looking for a 0 % balance transfer of $21000. My credit is great. I plan on doing what I read on her(in that I am only using 1 credit card for balance transfer and another if I need it for something but don't plan on it. I want 12 or 15 month on 0%. I don't see on the terms and conditions what the credit card companies charge as a monthly payment. Some are 4%, 3%..etc. How do I find this out. I once transferred over to Capitol 1 and the minimum payment was outrageous compared to citibank for instance. I plan on paying double or more on payments but in case of emergency one month or so I want to have a decent monthly minimum payment. Also, I saw discover has a balance transfer deal and charges 50 cents a month charge but it was l5 months compared to most others of 12 months - is this ok? 50 cents don't seem bad. I am committed to really paying this off and figure it will take at least 15 months with my plan. I am planning on paying at least $1000 to $1500 a month on the balance transfer til
Answer:
Having good or excellent credit history, you may be eligible for one of our best balance transfer cards. Most of them offer advantageous financial conditions, such as no annual and setup fee, 0% introductory APR for balance transfers and purchases for a period up to 15 months or until the balance is paid off, various bonus and rewards programs - for instance, you may pay attention to the Chase Bank Platinum Visa or Discover Card More Card). All the information of the monthly payment and charges is given in the details of each card, or its terms and conditions. As for your last question, it is always up to a financial organization, what time they may raise the interest, still by no means it must be indicated in the agreement. Therefore we recommend you to study everything carefully before signing. All the best, Manager of Immediate Credit Card Care Service
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Topic: secured credit cards | |
Date: May 24, 2007, 8:08 pm |
do I already have to have a bank account
Answer:
It depends largely on the type of card you are going to apply for. There two types of credit cards – secured and unsecured. With secured credit cards you’ll have to deposit money to the bank in order to ensure your ability to pay. The sum you deposit will generally determine your credit limit. Thus, it is impossible to receive such card without a bank account. Unsecured credit cards, on the other hand, don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be very useful in establishing your credit, if you use them in a proper way (make all the payments on time). Look through the variants of both types of cards and decide which type suits you most, Compare all of the variants attentively. Fill the application, submit it online and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
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Topic: | |
Date: May 25, 2007, 3:44 pm |
How much is your servicr?
Answer:
Our web-site is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history, business cards, student cards, etc. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. We are not a financial institution, we neither consider applications nor issue any cards. The only aim of our website is to give a piece of advice concerning credit cards. Our service is absolutely free. All the best, Manager of Immediate Credit Card Care Service
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Topic: Firstpermierbank credit appl | |
Date: May 26, 2007, 1:28 am |
I am currently trying to refinance my home. I have a foreclosure on my credit history from 3 years ago. Is it likely that I would be approved if I apply for a first premier gold card? Would it hurt my being considered for a refinance if I apply for the card now?
Answer:
Indeed, our bad or no credit cards offered by the First Premier Bank, all are available for people with poor credit or even for those who are only going to start up. Therefore we assume you will not have any problem in obtaining a card of this bank. However, it is always recommendable to study all the details, terms and agreements of the card before applying, as this may bring you additional information. As for your second question, the fact that you have obtained a credit card will be taken into consideration while deciding of your refinance. It is rather logical that a financial organization compares your income to the amount of your total obligations. And in case you owe too much, it will influence your being approved for the refinance. All the best, Manager of Immediate Credit Card Care Service
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Topic: Best visa credit cards | |
Date: May 29, 2007, 7:13 pm |
hello i have been looking for a visa for somone that has bad credit here in canada i would like an unsecure visa but every time i go to apply it is a usa aplication can you please help me to find an aplication fo a unsecure visa here in canada i would really apriciate it
thank you
angele
Answer:
Our website presents only the best offers of credit cards issued by the top banks and special companies. We have extended the geography of our services and therefore the applicants from the US, UK, Canada and Belgium may apply for a card online with our site. In case you are interested in getting credit in Canada, please look through our offer of the Canadian credit cards. Unfortunately all of them are only available for the customers with good or excellnt history, that means your score must be no less than 660. It is recommendable for you to browse the information on the other cards available in the Internet. All the best, Manager of Immediate Credit Card Care Service
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Topic: All easiest crdit card | |
Date: May 30, 2007, 3:06 pm |
Is there a site where you can ask if there is any credit cards available for myself and they notify me of what i am elligable for?
Answer:
Please bear in mind that our website is aimed at providing the customers the most detailed information possible concerning the best credit cards. We give you references to the official sites of the financial organizations we deal with and offer a unique possibility to apply for a credit card online. However, we do not give any telephone numbers or addresses, and always recommend to browse this information in the Internet. Still in your case we may also advise you to order you free credit report by one of these credit bureaus - the number of less than 619 will only provide you a possibility to apply for bad or no credit cards, 620-659 is eligible for the fair ones, and more than 660 is enough to try your luck with good or excellent cards. All the best, Manager of Immediate Credit Card Care Service