Credit card applications for no standing credit
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Topic: A unsecured credit card |  |
Date: May 15, 2007, 10:00 am |
I am looking for a card with a $750 credit limit to start out with at least,
Answer:
The credit limit is the maximum amount of money you may charge on your credit card. It is set by the bank individually. The bank generally determines the limit according to your credit risk. The limit is also based on the terms of the card you’ve applied for and may be changed as your credit history changes. If you prove to be a good credit payer, you'll be given a higher limit. Thus, before applying for a card consider your credit report and assess your financial state. Keep in mind that the limit is not a constant value; it may vary as your score varies. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your cards lightly, make all the payments on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. All the best, Manager of Immediate Credit Card Care Service
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Topic: Credit gold card | |
Date: May 16, 2007, 7:12 am |
I've got a credit card with standard bank but the limit on the card is R7500.00. I want to apply for another card with a higher credit limit, what is the procedures and which card do you recommend?
Answer:
Indeed, it is always up to the bank or the credit company what limit your card has. Moreover, it does not depend on the card itself, rather on your credit score. As soon as you apply for a credit card, the bank makes a full inquiry of your history and basing on it, takes the decision of your credit limit. Further on, they notify you of the amount of money you have at your disposal. In your situation it is most probable that your credit has been improved since the last credit card and if apply for another one, your credit limit will be higher. We would recommend you to study our best credit cards offer basing on your credit score and choose the one that will suit your demands and preferences. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Balance tansfer | |
Date: May 16, 2007, 10:41 am |
are credit card balance transfers bad for your credit?
Answer:
Nowadays the balance transfer system is offered by the majority of banks and credit companies as a good way to relocate your debt and save money this way. A lot of banks issue special balance transfer credit cards with 0% on the balance transfers. The balance transfer itself will no way make any harm to your credit score as long as you pay all the debts in full and are note late with it. Still there may be another potential danger for you credit score in case you are likely to open new accounts too often. It may certainly lower your credit score points, as the lender begins to doubt of your solvency. In this case we should recommend you to have one older account to make the balance transfers. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Bad business credit | |
Date: May 16, 2007, 12:55 pm |
are there any business credit cards for bad credit
Answer:
If you have your own business and would like to expand it, you will surely need money for this action, and one of the most convenient ways to get them is to obtain a business credit card. This type of card is issued by most banks and credit companies, offering rewards programs, discounts, and lower interest rates for your business. Our website provides the most detailed information of the best types of the business cards, so you may easily find the card that suits you best. Still these cards can only be available for people with good and excellent credit history, so that your credit score must be no less than 660. Unfortunately we do not offer business credit cards for bad credit. All the best, Manager of Immediate Credit Card Care Service.
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Topic:
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Date: |
May 16, 2007, 4:49 pm |
please give me a call i have questions My number is 954-275-xxxx
Answer:
Our site is aimed at offering the best types of the credit cards, including the credit cards for people with different credit history, such as excellent credit cards, good and fair credit cards, bad and no credit credit cards. Depending on your credit score you may apply for different types of credit cards, you must only make sure that you are eligible for it. To get to know your credit score order your free credit report at one of the credit bureaus. Please mind the fact that our immediate credit care service does not answer the question by e-mail or by phone. The only way to get an answer is to ask your question online. All the best, Manager of Immediate Credit Card Care Service
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Topic: Visa card holders reviews | |
Date: May 16, 2007, 6:15 pm |
how much am I responsible for if card is stolen and used
Answer:
Indeed, your responsibility depends greatly on the credit card you possess and the terms and conditions of its use. Most of the best credit cards we present here (such as Visa or MasterCard) have zero liability on authorized purchases; others may charge a fee for the happening. Whatever the case, as soon as you find that your credit has been stolen, the first thing you have to do is contact the bank that has lent you money, explain the situation to them and ask for the card lockout. Besides it is very important to study the credit card agreement that you have signed, as it states your liability limit. All the best, Manager of Immediate Credit Card Care Service
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Topic: Credit score | |
Date: May 17, 2007, 1:44 pm |
Can I apply for 2 cards at once in case one card takes a lot of time responding? Will this hurt my credit score if 2 companies are looking at my credit info at the same time?
Answer:
Frankly speaking, we would not recommend you to apply for two credit cards issued by different companies or banks, at the same time. It is most probable that they will not get to know of your simultaneous applications, as this information is not usually reported to the bureau too quickly. However, you should know that every time you apply for a credit card, you lose some points of your credit score (as usual, 5-9), therefore the more applications you send, the more points are subtracted. Thus, it would be better to wait for 6 months before trying to get another card, as it takes this time exactly to repair your score. We would recommend you to choose one of the best credit cards that suits all your demands and preferences at our website and make use of our service to apply for it online. All the best, Manager of Immediate Credit Card Care Service
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Topic: Aplly for credit card | |
Date: May 17, 2007, 5:43 pm |
which card will accept tax id instead of social security number
Answer:
One of the fastest and the most convenient ways is to apply for a credit card online. The only thing one has to do is to fill in the application form with all the necessary data required. As usual the bank or the credit company would like to know your name, surname, home address, telephone number, e-mail address and one more thing of great importance, that is your social security number. Having no number, you will not get the credit card, and no bank will take the taxpayer identification number instead of SSN if you would like to get a personal credit. The TIN can only help in case you would like to get a loan for your business. All the best, Manager of Immediate Credit Card Care Service.
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Topic: Us bank united miles credit card | |
Date: May 19, 2007, 12:08 am |
Can I apply for credit card buy airlines ticket .
Thank you.
Answer:
Indeed, our website provides the customers a unique service to apply for a credit card online. We present a great variety of the best credit cards issued by the top banks and special companies and are always willing to help you with your choice. Unfortunately we do not offer any special cards for purchasing airline tickets, or those providing bonuses for this. In case you are interested in traveling, we may recommend to you is to pay your attention to our airlines cards - while purchasing you gain extra air miles that you may use for the next journey. Please do study all the variants carefully before applying to make sure the card that you have chosen suits you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: Best popular credit card | |
Date: May 20, 2007, 10:44 pm |
iwouldliketousemycardanywhereitisexceped
Answer:
In case you have made use of our unique service to apply for a credit card online, now you may consider yourself a lucky holder of one of our best credit cards issued by the top banks and special companies. In fact, it stays unclear what card exactly you refer to. However, if you have Visa or MasterCard, they are sure to be accepted everywhere and abroad as well. Moreover, most of our cards can be used for purchasing in the Internet or to do shopping in real life. Unfortunately we do not provide any information of the kind at our website, still you always may browse for it in the Internet. All the best, Manager of Immediate Credit Card Care Service