Statute of limitations lying on credit card application
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Topic: All online credit card applacations |  |
Date: May 4, 2007, 8:25 am |
I want to get a credit card I am disabled but I get a disability cheek monthly.
Answer:
In fact, nowadays it is not a problem to obtain a credit card from a large variety of the best ones presented at our website. Your disability cannot be an obstacle for this as far as you get income on you disability as well. What you should pay attention to is your credit score as it determines the cards available for the applicant. In case the number of your points is less than 619, you may only try your luck with our bad or no credit cards; 620-659 stands for fair credit ones; and if your score is more than 660, we may offer you good or excellent credit cards. Please do make sure you are eligible for the card before applying as disapproval always hurts the credit. All the best, Manager of Immediate Credit Card Care Service
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Topic: Bad credit credit card unsecured | |
Date: May 5, 2007, 1:53 am |
after a medical emergency, i lost my great credit. now what besides time can help me back on my feet?
Answer:
Unfortunately it stays unclear whether your credit is rather poor now or not. First of all, we recommend you to contact one of these credit bureaus and order your Free Credit Report. Further on, if your credit is good, you have a possibility to apply for good credit cards, most of which have low interest rate and no annual fee; fair credit may be eligible for fair credit cards. But even in case of bad credit there is no need to worry, as many banks nowadays are willing to help people in this situation. Please look through our offer of bad or no credit cards. We would rather advise you to apply for a secured card, that requires to have a deposit made in the same bank, as it is one of the best ways to prove your creditworthiness to the bank and repair your history, besides, you will gain interest from the deposit. Whatever the case, you should only apply for the card you may be eligible for and try to keep your balance as low as possible. This will surely help you to come back to excellent credit. All the best, Manager of Immediate Credit Card Care Service
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Topic: Apply and spend today | |
Date: May 5, 2007, 2:46 pm |
If I apply for a card...and I am approved...wil I be able to use my card on line.....today?
Answer:
The online application service allows you to save your time and submit the necessary data to the bank without leaving your office and apartment. It makes the process of application much easier and safer. It takes different periods of time for a credit company to consider your application - from days to weeks. However, if your score is high enough and your credit is good or excellent you can get an instant approval, which generally takes only some minutes. Nonetheless, you should not forget that even if you’ve got an instant approval you still can not receive a plastic card online. The card itself and all the documentation comes to you by post, which generally takes several days. Only when the card itself arrives, you are welcome to activate it and to start using it. All the best, Manager of Immediate Credit Card Care Service
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Topic: Businees | |
Date: May 5, 2007, 3:28 pm |
We are a 501c3 non profit and need a business card with no annual fee and would receive miles.
I have opened a small homebased business within the past year and I'm looking for a business credit card. I am a sole prop. so my tax id is my social...which doesn't have the best credit...around 540. Is there any card out there that would fit my needs? Thanks....and I almost forgot. It doesnt have to be an enormous credit limit.
Answer:
In case you need a credit card for your organization especially, we recommend you to look through our best business credit cards. To apply for one of these cards you should fill in the application form set by the bank. They will surely require your social security number, but only as a proof of your identity. The cards offer a possibility to separate business from personal account, gain points to the score and make use of different bonus and rewards programs. You may pay attention to the American Express Platinum Business Credit Card as it has no annual fee and 0% Intro APR on purchases for 12 months. Besides, mind the fact that this type of cards is only available for people with good or excellent credit history. We'd rather advise you to study all the variants carefully to choose the one that suits you best. All the best, Manager of Immediate Credit Card Care Service
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Topic: 0% apr balance transfer discover | |
Date: May 6, 2007, 5:27 pm |
WHY ARE YOU SHOWING A DISCOVER CARD UNDER YOUR LABEL WHICH STATE THERE IS NO TRANSFER FEES? WHEN I WENT TO ALL THE TROUBLE TO FILL OUT THEIR APPLICATION THEN AT THE BOTTOM IT STATES THERE IS A TRANSFER FEE. DO YOU HAVE ANY CARD WHICH ARE 0% WITH NO TRANSFER FEES?
Answer:
The balance transfer system has been especially created to help the consumers to relocate their debt and thus reduce the debt and save money. Most balance transfer cards presented at our site offer no annual fee and low interest rates, besides some of them have a cash bonus or rewards program. Still the amount of the balance transfer fee can depend on your credit history, as you may apply for a balance transfer credit card even in case your credit is fair. In this case the bank may take fee for the balance transfer, which is usually 3%. Please look through the best offers of 0% on balance transfers, after making sure that you are eligible for such a credit card. All the best, Manager of Immediate Credit Card Care Service
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Topic: Best 5% cash back credit cards | |
Date: May 8, 2007, 5:46 pm |
which is a credit card with max monetary rewards and no annual fee?
Answer:
In case you are interested in the bonus and rewards program offered by some banks to the card-holders, please look through the cash back credit cards presented at our website. There are a great variety of them and you may choose the one according to your demands and preferences. Almost all of the cards have no annual fee and the introductory APR of 0%. Therefore, you should pay attention to their cash rewards program - the rate can be different depending on type of purchase you make. That is why we'd rather recommend you to study all the offers carefully before applying. And do mind the fact that almost all of the cards of this type are only available for the applicants with good or excellent credit score.All the best, Manager of Immediate Credit Card Care Service
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Topic: Apply for easy qualifying credit cards | |
Date: May 8, 2007, 11:13 pm |
Dear Sir/Madam;
I have a card now that has given me a credit line of 13000. How hard to get a rate lower on cash avances than I do now(27%)?
And I would need one that wuld give me a rate that is lower on the regular interest rate which I think might be 19%. How can I do that?
Plus how do I find one that has low foreign transfer charges?
Answer:
In your situation we'd rather recommend you to transfer your balance to another card having lower interest rates. Indeed, it goes the following way: the bank you are owing money at them moment sells your debt to the other financial organization, while the latter charges you with a special balance transfer fee for this. You may look through our best balance transfer cards' offer. Most of them imply the rate on cash advances and the ongoing APR lower than the one you have with your today's credit card and rather good financial conditions on the whole. Still please bear in mind that the balance you are going to transfer should be no more than your new card's credit limit, otherwise you will have to pay a fee for the overdrawing. All the best, Manager of Immediate Credit Card Care Service
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Topic: Bad credittcards | |
Date: May 9, 2007, 11:45 am |
i have poor credit and i would like to get a credit card to help me restore my credit. Where should i start?
Answer:
Nowadays more and more credit companies offer cards for customers with poor credit. Credit cards for bad credit allow their holders to build or rebuilt credit history and get more favorable terms of credit in the future. On our web-site you can find several variants of bad credit offers from First PREMIER bank. You can compare these cards, their features and terms and make the right choice complying with your needs. If you are going to apply for a credit card online you can do it through our service. Simply click "apply" at the credit card you need and submit an application form online. When you are approved, you will receive your statement with all the necessary data concerning your credit card and the credit card itself by post.
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Topic: Aplly for a creit card | |
Date: May 10, 2007, 7:50 pm |
how can i apply credit card
Answer:
Applying for a credit card today is rather a simple matter. The most difficult is to decide for which card to apply and to choose it very carefully in order not to damage the credit history. So before applying please turn to three credit bureaus and ask them to give you your reports. Read them attentively and if there are any mistakes or inaccuracies ask the bureaus to correct them. After that learn your credit score. It is recommended that you consider all three scores, because they may differ slightly, and the lenders generally look at the lowest one. According to your score you are welcome to choose among the best credit cards, good, fair, bad or no credit cards. Be careful because if you choose the type you are not eligible for you’ll be definitely denied and your history will be damaged. Choose one of the cards in the appropriate category and submit an online application. After getting an approval just wait until you card is delivered to you by post.
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Topic: Aplication for card | |
Date: May 14, 2007, 9:05 pm |
I LIVE IN IRELAND CAN I APPLY FOR CREDIT CARD
Answer:
At the moment on our web-site you can find best credit cards applications for such countries as the USA, Canada, the UK and Belgium. So if you are an official resident of one of these countries even if you currently live in Ireland you can apply for one of them online through our service. Just turn to the appropriate page, choose a card and click "apply". Unfortunately at the moment we don't offer credit cards for the residents of Ireland. If you wish to apply for a card please visit the local bank and learn all the details there. Don't forget to consider your credit history first and choose a card that suits your requirements and financial state.