Direct merchant bank application for credit card

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Date: April 19, 2007, 5:15 pm

Answer:
If you want to get a card for the first time, you should make a plan of you actions. Don't apply for the card you don't qualify for as it can damage your credit score. Turn to the credit bureau and check your report for errors or the absence of some information. Learn what cards you can afford. Open a savings account (if you don't have it yet) before applying for a card as it'll show your creditors that you can handle money. At our site you'll find a lot of cards for all types of credit history. Thus, if you have never had a card and want to start building credit, the best way is to apply for no credit card that can be the fastest and the safest way of establishing credit. Choose a secured credit card that requires a cash deposit to the bank, or an unsecured card that is also offered to people with not enough credit. The best no credit cards from First Premier Bank are at your desposal. Just read all terms and conditions attentively, insert the card application and wait for an approval from the bank. Credit line is usually determined by your creditors according to your credit worthiness and is written in terms and conditions of the card.

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Date: April 21, 2007, 2:24 am

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Our website gives you the possibility to choose from a large variety of the best credit cards offered by the banks and credit companies. Depending on your credit score you may be eligible for good and excellent credit cards, fair credit cards and bad credit or no credit credit cards, each of them with different financial conditions.  If you don't know your credit score yet, you may order your free credit report by one of the credit bureaus. 0-619 points are considered to be a bad credit, 620 - 659 - is fair one, 660 - 749 - will be taken as a good credit, and more than 750 - as an excellent credit history. We do recommend you to get the credit report before applying for the card as the disapproval for the reason of low credit score hurts your credit history even more. One more important thing is to study carefully all the conditions offered with each card and compare so that you could find the card that suits you best. All the best, Manager of Immediate Credit Card Care Service.

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Date: April 21, 2007, 1:36 pm

Answer:
If you have bad credit one of the best ways to repair your credit history without extra payments and applying for the bad credit cards, is to get someone who has good credit co-sign. Mind the fact that the person who is ready to co-sign, should have the credit score no less than 619, otherwise he or she would not be eligible for the card. If in your case this condition can be met, your girlfriend has to choose the card from the fair, good or excellent credit cards, that will answer your demands and apply for it online. As soon as she gets the card she may call to the bank to inform that she would like to have a co-signer with a bad credit history. You will get the notification that you have been co-signed by post, you should sign it and send it back. Since this moment you will be sharing the credit with your girlfriend who will be responsible for your expenses. All the best, Manager of Immediate Credit Card Care Service

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Date: April 22, 2007, 4:35 pm

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The fair and good credit cards have been especially created for people with good or fair credit history, that means the credit score should be no less than 619. Our site offers you the best types of the credit cards, including cash back credit cards, balance transfer cards, business cards, cards with rewards programs, etc. Most of them have no annual fee, 0% Intro APR for the first 6 or even 12 months. If you are looking for rewards programs, please pay attention to the American Express and Chase Bank credit cards; the Discover credit card will offer you cash back bonuses. You may also make use of the airline credit card, offering extra miles free for each of your purchases, gasoline and hotel rewards credit cards. You should only study all the offers of the banks at our website to choose the best credit card meeting all your requirements. All the best, Manager of Immediate Credit Card Care Service

Topic: Best credits cards to purchase

Date: April 23, 2007, 3:28 pm

Answer:
Please bear in mind that our website does not present any paricular financial organization, nor any online magazine. We do provide the most detailed information possible on the best credit cards issued by the top banks and special companies and are always wiling to help the applicants with their choice and application process. Unfortunately it is outside our competence to give you any data concerning the status of your credit card. In your situation we'd rather recommend you to contact directly the bank that has lent you money. You may find the address of its official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service

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Date: April 23, 2007, 4:00 pm

Answer:
To be a credit card holder you have to be 18 years old. Still if you are underage at the moment you may start to build up you credit history right now. The first way is to ask your parents or other relatives to open a checking or deposit account for you. Dealing with it you will prove your trustworthiness for the bank. You can also become an authorized user of any of your parents' credit card or to get someone with good credit history as a co-signer. Still mind the fact that all your actions will be recorded and any negative information should spoil the credit score of yours in future. Thus we recommend you to keep your balances as low as possible, so that as soon as you are 18, your credit history will allow you applying for good or excellent credit cards.  All the best, Manager of Immediate Credit Card Care Service.

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Date: April 24, 2007, 11:18 am

Answer:
Please pay attention to the fact that our site is aimed at providing the most detailed information of the best credit cards offered by the top banks and special companies. In case you have any question concerning your eligibility for the card, any problem situation, or if something seems unclear to you, please do not hesitate to use our Immediate Credit Card Care Service and write to us. Our manager will answer your question as soon as possible. However, if you prefer to discuss anything by the phone, you should better contact directly the bank issuing the credit card you have chosen. Unfortunately we do not provide any telephone number here for you to use.   All the best, Manager of Immediate Credit Card Care Service

Topic: Apply credit card poor credit unsecured

Date: April 25, 2007, 9:04 pm

Answer:
Our site is aimed at offering the best types of the credit cards, including the credit cards for people with different credit history, such as excellent credit cards, good and fair credit cards, bad and no credit credit cards. If your credit score is rather low, that less than 620, you may only apply for a bad credit o no credit credit card including secured and unsecured credit cards. The secured credit card will require to make a deposit in the same bank and your credit will be limited to 100% of the deposited funds. Still we do recommend to apply for this type of card as you take interest from the deposit and, besides, it is a nice way to get your credit history repaired. Please mind the fact that we do not give advice by e-mail or by phone, the only way possible to get in contact with us is to ask a question online so that our immediate credit card care service could answer it. All the best, Manager of Immediate Credit Card Care Service

Topic: 'best credit cards

Date: April 25, 2007, 9:17 pm

Answer:
Please mind the fact that we are not a financial organization and do not give the credit cards ourselves. Our aim is to offer the best types of the credit cards, to provide the information of the variety of the cards existing, so that one could easily apply for the credit card that suits him or her best. Sometimes the bank needs time to study your credit card application and it may take 7-10 business days. To get to know the status of your credit card or account we recommend you to contact directly the bank or the credit company, and they will surely provide this information to you. You may find the address of the bank's official site by clicking "Apply" by the credit card you have chosen. All the best, Manager of Immediate Credit Card Care Service

Topic: Get a credit card apply

Date: April 26, 2007, 9:09 am

Answer:
Please mind the fact that we are not a financial institution and do not provide the information of the status of your credit card. Our site offers the best types of the credit cards for people with different credit history, such as, excellent and good credit cards, fair credit cards, bad and no credit credit cards. Sometimes the bank needs time to study your application and make a decision of the approval or disapproval, and it may take 7-10 business days. Then you should get the notification by mail, most often with the card itself and depending on the work of the post office it may take up to a month. To get the information of your credit card's status we recommend you to contact the bank directly. You may find the address of the bank's official site by clicking "Apply" by the card you have chosen. All the best, Manager of Immediate Credit Card Care Service