Www.cross country bank credit application
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Topic: |  |
Date: September 18, 2006, 3:53 am |
Recently, a 1400 deposit for custom window treatments was applied to my new HSBC visa. In theory, it was to remain on my card for 3 weeks, and then removed and added to a 12 month same as cash financing when the treatments were installed.
Instead, itwas on for two months during which time I was accumulating interest charges - Then, the merchachant added another $1400 instead of debiting it, realized what they had done and then debited my account $2800.
I then received charges for being over my limit of $1800 and then interest for the added time, in addition to not being able to access my funds. I requested that the merchant credit back the $1400 and he said when he gets around to it?
What exactly are my rights? Can a merchant be permitted to simply credit any amount to an account without permission from the client?
Answer:
Unfortunately, such issues are beyond our competence,so you better ask a financial consultant or the bank.
Best,
Manager of Immediate Credit Card Care Service,
www.Request-Credit.com
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Topic: | |
Date: September 19, 2006, 4:16 pm |
WHAT WOULD BE THE BEST CREDIT CARDS FOR ME I HAVE BAD CREDIT AND IAM TRYING TO BUILD MY CREDIT
Answer:
Please, look through Bad Credit Card Offers category of our site or our partners':
www.credit-card-authority.com
www.credit-card-analyzer.com
www.rebuild-credit-cards.com
www.bestcreditoffers.com.
You have your personal requirements to credit cards, so it is you who should choose the card.
Best regards,
Manager of Immediate Credit Card Care Service
www.RequestCredit.com
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Topic: | |
Date: September 20, 2006, 4:35 pm |
Which of the credit companies do you report to equifax or who and who do you use for a decision on giving credit?
Answer:
The decision on giving a credit is ALWAYS made by the bank or credit card company, and it is them to decide to what credit history bureaus the customers' reports should be sent.
Have a nice day,
Manager of Immediate Credit Card Care Service
www.RequestCredit.com
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Topic: | |
Date: September 20, 2006, 8:27 pm |
HOW CAN I APPLY FOR A CREDIT CARD?
Answer:
Look through the charts of credit card offers and choose a card according to your credit score, needs and spending habits. Click the link by the card you've chosen and fill out the application form. After you send the form, you will have to wait for an approval - for several days up to a month.
Best regards,
Manager of Immediate Credit Card Care Service
www.RequestCredit.com
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Topic: | |
Date: September 20, 2006, 11:39 pm |
How can I get a credit limit of $3000 unsecured credit card with poor credit?
Answer:
With unsecured credit card for bad credit, the bank will likely issue you a low spending limit (i.e. $350-500). However, you will not have to open a security deposit with this type of card. Mind that your spending limit will increase regularly as you prove your ability to make the monthly payments. Complete an Unsecured Credit card application and apply online now! For details see the Bad Credit or No Credit Cards section.
Best regards,
Manager of Immediate Credit Card Care Service,
www.RequestCredit.com
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Topic: | |
Date: September 22, 2006, 5:42 pm |
I filed bankruptcy Chapter 13 and completed it within 3 years. It was discharged. However, it will remain on my credit report for 7 years. Since the completion over - 2 yrs ago, I have been able to obtain credit and keep it in good standing. I have several cards with low credit limits. I would like to transfer the balance total of $3200 to a balance transfer card. When the question is asked is my credit history free of bankruptcy...well technically its paid. I have maintained good credit for two years. Is it worth applying or does the paid bankruptcy count against me.
Answer:
Balance transfer credit cards are for those with good to excellent credit history. If you have such, everything is quite possible.
Good luck,
Manager of Immediate Credit Card Care Service,
www.RequestCredit.com
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Topic: | |
Date: September 25, 2006, 9:10 am |
how can i lower my% rate to pay card off
Answer:
if you make payments in time, or even pay more than the minimum, there are some possibilities. To pay off your card, first you have the right to negotiate your rate. Ask your credit card company to lower it, they will probably agree. Another variant is to look for a lower-rate credit card and transfer your balance. Be careful about the intro rates. When doing this, try to find a no-fee credit card.
All the best,
Manager of Immediate Credit Card Care Service,
www.RequestCredit.com
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Topic: | |
Date: September 26, 2006, 4:47 am |
How Can login in your site for Credit Card statement.
Answer:
Usually, the bank you work with is to send you the credit card statement indicating the purchases made with the card and the sum owed. Probably you can receive an electronic version of your credit card statement online at your bank's website. There you can view your statement online and login to your account if it's available. At our site we do not provide such a service.
Best,
Manager of Immediate Credit Card Care Service,
www.RequestCredit.com
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Topic: | |
Date: September 26, 2006, 7:31 pm |
I have been approve and been giving my card, but i cann't seem to never get through the operator to activated it by the phone. What should i do?
Answer:
There should be several phone numbers to activate you card, if not, call customer service dept. of your bank to make sure you have the right number or you act correctly.
Best,
Manager of Immediate Credit Card Care Service
www.Request-Credit.com
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Topic: | |
Date: September 26, 2006, 7:33 pm |
Can i get my card activated on line?
Answer:
If the terms of your card give you such an opportunity, you naturally can, but if not, I probably have to activate your card by phone. Ask your bank to be sure.
Best,
Manager of Immediate Credit Card Care Service
www.Request-Credit.com