Best credit card if you have very little credit

Topic:

Date: March 5, 2007, 10:18 pm

Answer:
Every time you apply for a credit card, you have to enter you Social Security Number, filling in the application. If you`re an official American resident, you`re supposed to have your SSN, certifying your citizenship. If you don`t have SSN, you should get it, applying fir it online or in some other way applicable. If you`re UK citizen, you can apply for one of UK credit cards available at our site, provided your credit score is good or excellent.Another option for you looks as follows. Some of American banks issue credit cards for foreigners, who want to make purchases here, in the USA. However there is again a restriction: you should have at least good credit score to be approved for a credit card of that group.

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Date: March 6, 2007, 1:37 am

Answer:
Actually you can use your credit card to access your account from any compatible ATM, 24 hours a day and all over the world. This method of money withdrawal is particularly suited to small sums of money. In order to withdraw money from an ATM in China, you must use an ATM machine that says Global Service and the Visa, MasterCard and other credit card logos. Your card must be on one of these systems. If you just see the Credit Card logos but no Global Service sign, you will not be able to withdraw cash. Still, besides of APR for ATM money withdrawal, you should be aware of foreign transaction fees, you`ll have to pay using ATM for money withdrawal. Usually foreign transaction rate is about 3%, there are also credit cards, for example, Capital One credit cards demanding no fees for foreign exchange procedures. To be aware of the charges you face, study terms and conditions of your credit card attentively.

Topic:

Date: March 6, 2007, 5:50 pm

Answer:
Unfortunately you can`t afford a credit card, demanding no annual fee, low APR and free balance transfers, in case your credit rating leaves much to be desired. The features enumerated are usually possessed by credit cards, assigned for people with positive credit score. The thing you can do is to repair your credit rating with the help of bad credit cards. Regard First PREMIER credit cards and Orchard credit cards, compare credit card rates, compare credit card fees and other parameters and apply online for credit card you prefer. many of these cards provide low APR on purchases and some ensure credit line increasing opportunity.

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Date: March 7, 2007, 3:08 pm

Answer:
Since you have fair credit score, you can afford any of fair credit cards. Generally, fair credit cards are intended to improve and strengthen your credit score. Nowadays fair credit card offers seem to be really inviting. Some average credit cards offer rather tolerable terms. You can even earn rewards with some of fair credit cards and use balance transfer option. Compare Capital One credit cards, and apply for credit card you like, for instance, Capital One Platinum credit card, intended for people, whose credit needs improvement, or Capital One No Hassle Cash Rewards Basic Card with rewards. You can also regard fair credit card invitations from First PREMIER and Orchard banks. Feel free to pick up fair credit card you like most!

Topic:

Date: March 9, 2007, 9:48 pm

Answer:
If you`ve moved in the USA and live here with your wife, but you have Canadian citizenship, there are several things you can do. First of all you could try to apply for one of Canada credit cards, offered at our site, in case you qualify for any of them. If you have your credit in Canada, you`ll have to build credit here, in the USA. Another option for you is to have a joint credit. This means that your wife could apply for a credit card, complying with her credit score and your mutual needs. After that she could apply to the bank applicable and fill in one more application, asking for your authorization for the credit card as a co-user. You both will take responsibility for your credit payments, and this could solidify relationship and trust. As soon as you`ll get your Social Security Number, you`ll have an opportunity to build you separate credit.

Topic:

Date: March 10, 2007, 12:25 am

Answer:
Since you`ve never had any credit cards, mortgages, car loans etc. you have no credit history. Still nowadays, when all the banks compete fiercely for their customers, you can apply for one of one of bad/no credit cards, capable of establishing credit. Just regard credit card applications online with us! You can start building your credit from obtaining one of secured credit cards, the credit line of which will be determined by bank account amount. Improving your credit eventually, you`ll afford unsecured credit card. Building strong credit is a firm base for your future prosperity. Be a reliable consumer, making your payments timely, and you`ll be recognized as a trustful client, worth of huge credit line high risk. Compare credit cards with us, study credit card terms and conditions and apply online for a credit card, enabling you to build strong credit!

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Date: March 11, 2007, 9:03 am

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Actually, our website`s function is to provide the credit card applicants with up-to-date information and present online credit card applications for all categories of consumers and all kinds of spendings. We do not issue credit cards, as well as we do not modify their terms and conditions, including increasing your credit card limit. Our task is to overlook credit card deals available and to help you to pick up the most appropriate card for your personal use. Therefore we disclaim any liability for credit card company actions. What you could do, is to contact your credit card issuer customer service. You can either use a toll-free phone number given on the credit card back, or access your credit card issuer official site and contact their customer service.

Topic:

Date: March 12, 2007, 1:00 pm

Answer:
First apply to the credit bureau and get a credit report to learn more about your credit score. Balance transfer credit cards are for people with good or excellent credit history. Look through balance transfer cards at our site and choose the appropriate credit card according to your taste and needs. Selecting the right bank credit card application, you can move your high rate balance to a better card which will help you save a lot of money. Compare best balance transfer credit cards, no annual fee credit cards and low interest credit card offers (e.g., American Express, Discover Card, Chase Bank credit card) and make an online credit card application. If you have fair credit, pay attention to credit cards with balance transfers for fair credit. If your credit history is bad, a way-out may be debt consolidation. Its purpose is to speed up paying time and at the same time makes lower monthly bills. Look for an appropriate debt consolidation program in the Internet as loans are out of our competence.

Topic:

Date: March 12, 2007, 8:03 pm

Answer:
To tell you the truth the purpose of our website is to inform the credit customers about up-to-date online bank credit card applications and present all required data for them to be able to compare credit cards online most effectively and choose a credit card, complying with their needs and corresponding to their credit score. Regretfully we are not provided with credit card issuers? contact information, therefore we can`t tell you the phone numbers you`re asking. Our suggestion is the following: just look at the back of your credit card and you`re sure to find there toll-free phone number of customer service. Another way is to access official website of the credit card issuer and find all contact data therein or contact there online customer service.

Topic:

Date: March 12, 2007, 8:21 pm

Answer:
It's good that you've paid your cards off, which characterizes you as a responsible person. In your case balance transfer cards are usually recommended (suchlike cards let relocate your balance or balances, as a rule, not more than four, onto the card with more preferable conditions). But the matter is that balance transfer cards require no less than fair credit. It's difficult to recommend any definite card, as you haven't mentioned your credit score. If you can't afford these cards yet, you'd better not apply for them, as denial can lower your credit score. If you possess fair credit rating, you can get acquainted with the assortment of Capital One , which includes balance transfer cards for fair credit customers. If you are lucky to have good or excellent credit, you are welcome to balance transfer credit cards section, compare different credit cards and choose the best one, fitting your needs.