Best credit cards offers for bad credit
Assistance in your credit issues is our prior duty and we are ready to help!
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American ExpressBlue from American Express®
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Chase BankPlatinum Visa®
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| Submit Your Question | See Result |
By posting a question, you tacitly agree to our Terms and Conditions.
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Topic: |  |
Date: February 7, 2007, 3:38 pm |
where is the site for pre-approved applicants to enter their activation number
Answer:
If you were pre-approved for a credit card, you received a letter by mail or e-mail, in which the bank is supposed to describe the way you can deny or verify your application. usually, it is the official web-site of the bank where you should get registered at and be directed to your personal page. At the site you can enter the approval code or any other information and thus the bank knows you want to get their credit card deal.
Another way of activation is calling a free-toll telephone number and giving some of your details to activate your credit account and let the bank know you want to receive the credit card. Read your pre-approval letter carefully to find the instructions. if you can't find anything, including the bank's contact information, you can regard the credit card offer as a scam.
Best,
Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 7, 2007, 6:08 pm |
i apply for last night i want to see was i appoved
Answer:
If you want to learn whether you were approved or not, you should contact the bank by phone or by e-mail, ot go to the special page of the official site of the bank to see this. We, having no access to your personal information and being not a bank to approve or disapprove your credit card applications, can not help you with this, as we just present the latest credit card deals by the leading banks and help the customers to get the sense of them and build you credit history. So the only way to learn if you were approved or not is asking the bank.
Best,
Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 7, 2007, 11:45 pm |
I need a no or low interest balance transfer card for about $30,000. I have the cash to pay the old ones off but would rather take my credit history to the next level. Am currently 700 score, no lates ever. Six figure income. $650,000 property. $500,000 first mortgage.
Answer:
If you current credit score is 700, you have good credit rating. Therefore you can easily compare good credit balance transfer credit cards, capable of consolidating your credit card debts, thereby facilitating the procedure of payments and saving your money impressively. Analyze credit card terms and conditions and find a balance transfer credit card with credit limit required. Mind, choosing the right credit card enables you to reinforce your credit rating and take it to the next level. Attain an excellent credit score in due course and you`ll afford the best credit cards with the highest credit limit and profitable terms, since the credit card companies will consider you to be worth of high risk.
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Topic: All credit cards applications online | |
Date: February 8, 2007, 4:44 pm |
what do i need in order to get a credit card? do I need a checking account? and how can I apply for a credit card?
Answer:
First of all you should get your credit report to know what your credit history is and accordingly what credit cards you are eligible for. If you have no credit history and no accounts ina bank, your will have to make a deposit in a bank you want to get a card from and this will give you an opportunity to get a secured credit card which provides a credit limit equalling to the amount of your account. To apply for a credit card, you should click the link by the credit card you've chosen and you will be direcred to the official site of the bank. There you will see an application form which requires some of your personal information to be indicated: such as address, income, social security number etc. Mind it that all credit card applications require social security number, so if you have no, get it. Best, Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 8, 2007, 11:38 pm |
E-Mail said I was Approve For Credit Card
Answer:
If you receive an e-mail or a letter saying you are pre-approved, that means your credit history meets the requirements of the bank for the certain credit card with certain features, you should be provided with the detailed information on how and where you can make verification of your agreement to the credit card offer. Usually, you can send a letter by mail saying you want this credit card deal, or answer the e-mail, giving your agreement. Usually, you are invited to the official site of the bank where you are supposed to enter the given code or number and verify the application. Thus, you become the customer of the bank, and the card will be sent to you in 7-10 days.
BUt before taking a credit card deal, you should read the terms and conditions with a great deal of attention, as only thus you will be able to learn what the real features of the card are. Any instructions to what to do if you want to have the offered credit card, should be given in the pre-approval letter, otherwise it is a scam.
Best,
Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 9, 2007, 1:27 pm |
. A credit card company is asking that i "opt Out".. it says close acct then opt out..I had asked them to lower interest rate and finance charge [29.4%] and this is what they told me to do, then they will lower it...
By closing acct. do they mean pay it off? and what is 'opt out'???
Answer:
As far as your words can be understood, your bank decided to profit from your request and offered to close the present account with higher percentage rate and open a new one, with a lower APR. In my view, this is a trick, as they can charge you for closing the account and for opening a new one, or for something else. I have really no idea about what they meant by opting out, as this term is usually used when speaking about stopping pre-approval credit cards from coming to your mail.
If you really want the current credit card with the current bank, but with a lower APR, you have a right to ask the bank to lower it, but if they deny, you can say you will change the bank for a better one, and they can agree in order to keep you as a customer. If you are not satisfied by the results of negotiation, feel free to change the credit card provider.
Best,
Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 12, 2007, 4:18 am |
I keep on recieving pre-approved credit apps from you. I had a promotion code that I tried to use for th "60 second response" there, that I can see, is not "promotion" or personal number area, and I am not going to continue to keep giving out my personal info. Please do not send me anymore promotion apps, or pre-approvals. Thank you
Answer:
The matter is that our site represents the latest and most useful credit card deals for any credit history, helps the customers to be in the know and understand credit card features and types, to learn how to build credit and boost your credit score. We have no access to your personal information or your accounts, as it is only the bank or a credit reporting agency that possesses your data and can therefore send pre-approval letters and credit card offers by mail. If you want to opt out prescreened credit offers, you should apply to credit bureaus or a special organization to get rid of littering your mailbox with pre-approvals. To learn more details about opting out pre-approvals, you can read an article at our site.
Best,
Manager of Immediate Credit Card Care Service
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Topic: Bad credit great deals | |
Date: February 13, 2007, 4:17 am |
i need a credit card for bad credit
Answer:
If you have bad credit, credit cards should be a matter of special attention to you, as you have to be careful when applying for it and provident when choosing a credit card for your needs. A list of bad credit cards can be found at the special section of our site. If you come to choosing a credit card which both will help you build credit and manage your personal finance, you should think over the purposes for which you will use the credit card and the needs for which you needs the card. be ready to face high fees and charges and no or few rewards with a bad credit card, as the bank tries to cover the risks this way. As you will build your credit and the score will be higher and higher, credit cards will lower fees and APR and with more rewards will be available for you. Best, Manager of Immediate Credit Card Care Service
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Topic: | |
Date: February 14, 2007, 10:23 pm |
Which card is the best for excellent credit that has a high limit (at least $5,000 preferrably platinum), high cash advance and instant approval.....................Thank you.
Answer:
If you are lucky to have excellent credit, you are considered to be a creditworthy customer and can count on the best credit card deals available. You are welcome to visit our excellent credit cards where you can find a good choice of platinum cards from different credit card issuers. The exact amount of the credit limit is usually determined by the bank or credit company taking into consideration your credit score. Credit cards for excellent credit combine many various beneficial options, so you'd better see the cards with your own eyes, read attentively terms and conditions, compare the cards' options and purposes to choose the best one for you.
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Topic: | |
Date: February 16, 2007, 12:37 am |
I filed bankruptcy 4 years ago. I am now cleaning up my credit with the 3 bureau's. Are department store credit cards easier to get for someone with fair credit and a score of between 615 and 635. If so, which one 's do you recommend I apply to so as to have more positive data on my report.
Answer:
Once you have reduced or eliminated your credit card debt, you certainly wish to rebuild your crediting rating. To do that successfully, you may want to try maintaining a new credit card, to show future creditors that you are now in control of your finances. This can usefully be done with department store cards or gas station cards, which are generally easier to get than the standard bank issue credit cards; so, even if your credit report is not perfect, you may be approved for a gas station or department store card. A department store credit card can offer benefits as well. You may qualify for discounts and special offers. However these types of cards are even more expensive than other credit cards, and typically have higher interest rates! Therefore, compare their terms with the terms of some rewards cards for credit that needs improvement, such as, one of Capital One credit cards, for example, Capital One No Hassle Cash Rewards Basic Card, before you make your card application.