Apply for credit cards without having credit

Topic:

Date: February 1, 2007, 6:46 pm

Answer:
If you have good credit, you have a lot of options to choose from. A number of credit card companies (Citibank, Discover, Chase, Bank of America) issue credit cards for college or university students. There are credit cards for students beginning credit, but in your case you have so many advantageous credit card deals to consider. MOdern student credit cards provide low APR and low fees, an array of amenities to make the life of a student easier, rewards like free cinema tickets, rebates for books or gasoline etc. Some banks, like Chase or Bank of America, provide credit cards for a number of definite educational institutions, if you can't find your school among them, you can apply for a universal student credit card that is not specified for a certain school. Look through the credit card deals for students and select the ones that meet your needs and requirements most. Click the link "Apply" and fill out the application form (at the official site of the bank) you will be directed to.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 3, 2007, 6:03 am

Answer:
If you want to get a credit card, you should have several things at your disposal before filling out an application. First, you should have social security number to be able to submit an application, as it is required by all the banks for personal credit. Second, you should get your credit report to know what your credit history is and what credit card you are eligible for. Third, you should determine what you expect of your future credit card and what features would you like it to have.
So, after it's all done and thought over, you can start looking through credit cards for your credit history, estimating their features and choosing those which met your needs most of all. Read the terms&conditions carefully, to be aware of all the details about this credit card and credit itself. Only after that, you can fill out the application form and submit it and wait for the bank's response.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 3, 2007, 6:42 pm

Answer:
If you got the email with a pre-approved credit card offer, you should first and foremost find this credit card at the site (search by bank or by credit card type) or if it is not included in our credit card collection yet, go straight to the official site of the bank. Look through the features of the credit card and read the terms & conditions attentively to decide whether you really want to have this card or not. If there is something you don't like, do not apply, as too many unused credit cards damage your credit and you will be able to get maybe a better card later.
If the credit card you have been pre-approved for satisfies your requirements, click apply by the card, at our site or at the site of the bank, and fill out the application form you will be directed to.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 3, 2007, 6:58 pm

Answer:
As you can see, at our site we have credit cards for the citizens of the United Kingdom in the section for foreign credit card deals. So, if you, being a resident of Gibraltar, is referred to as the UK citizen, you can go to the UK credit card deals section and look through the credit cards presented there. Compare the credit cards, according to your needs and the purpose you will sue your future credit card for. If something appeals to you, click the link "Terms & Conditions" to read a more detailed description of the credit card and if everything satisfies your needs, apply for a credit card, filling out an application form.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 3, 2007, 11:28 pm

Answer:
If you want to use your credit card immediately you decision should be to apply for one of instant approval credit cards. Unlike instant decision cards, where approval/decline process may take place even after decision has been made, if you`ve received online credit card approval, you`ll get a credit card number right on the spot so you can start shopping as soon as your credit card application is approved. This uncontestable advantage instant approval credit cards can boast is their popularity among the applicants. So, if you haven`t yet decided, whether to apply for one of instant approval cards or not, don`t hesitate, fill in your application online and you`ll be able to use your card the same day!

Topic:

Date: February 4, 2007, 11:10 pm

Answer:
Well, first of all you should know the fact that you should NEVER pay any charges or fees for the credit card until you receive it and activate it. If you haven't received any reply and seem to wait for very long, you should act.
First of all, try to find the issuer of the credit card, maybe using the information given in the letters you received. If it fails, you should think of a legal recourse, as you evidently have been cheated by a shady company. We unfortunately can not help you in any way, as we just represent bank credit card offers and help customers to get a sense of them.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 5, 2007, 5:22 am

Answer:
If you look at any application form for a credit card, you will see all they require your social security number to be indicated. You should also have an address, as the company will send you the credit card by mail.
But is you do not live in the USA or are going to move here, you should still be aware of the way a credit history is built. You can first of all apply for a secured credit card which requires a deposit to be installed in the bank you will apply to. If you pay it off accurately, you will be approved for an unsecured credit card (requiring no deposit). BUt mind that until your credit score will be referred as bad or poor, you won't be approved for a credit card with high credit limit or with low charges. It will take several years to build a good credit history that gives you best opportunities for using credit.

Best,
Manager of Immediate Credit Card Care Service

Topic:

Date: February 5, 2007, 9:23 pm

Answer:
If you want to consolidate your credit cards and your credit is fair, you can choose one of balance transfer credit cards, issued by Capital One bank. Balance transfer Capital One credit cards give an opportunity to move your debts from the other credit cards you have to one credit card with lower rates. Just compare credit card applications, offered by Capital One bank and apply for Capital One No Hassle Cash Rewards Basic Card, intended for people who need credit improvement, Capital One Platinum card for people with limited credit or Capital One Platinum Basic credit card, which will provide balance transfer option, too.

Topic:

Date: February 5, 2007, 10:21 pm

Answer:
At our site you can find a number of Canadian credit card deals which include business credit card and airline miles credit cards. So before making an online application for one of these cards, you should check your credit report and make sure you are eligible for these credit cards.
If you look through the features of the Canadian credit card deals presented at our site, you'll see the benefits they provide for - high credit limit ($25000-50000), no annual fee, lavish bonus rewards and many others, including the prestige of a Gold or Platinum card.

Topic:

Date: February 5, 2007, 11:39 pm

Answer:
You have two variants to choose between, according to your situation and the terms the bank indicates for the credit card. You can apply for a secured credit card, for which a bank deposit is needed, and pay it off accurately, to gain points and get some history so far.
You can also apply for one of the student credit cards for bad credit, for example, Bank of America student credit card, which helps to establish credit.Applying for credit card for bad credit (especially those offered by mail or by some unknown credit card companies)you should read the terms and conditions carefully, as they disclose the charges and the terms under which this credit crad will be provided to you. Be ready to face rather high fees and charges, as it is the cards that help you build your credit.

Best,
Manager of Immediate Credit Card Care Service