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American ExpressBlue from American Express®
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| Topic: |
Date: December 21, 2006, 11:47 pm |
i just turned 18.....i have no credit... and none of the banks will give me a chance or accept my applications.... why is this?
Answer:
It is very likely that you have been trying to apply for a credit card for which you are not eligible. Your credit conditions can be unsufficient for a bad credit card even, so you should start building your credit history. You can ask somebody to be your co-signer or apply for a secured credit card (previously obtaining a saving or checking account). The latter gives you more independence and is more valuable for your credit rating, but it is more expensive.
So, you should be careful and responsible at the same time, as starting your credit is very important for your future life.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: December 23, 2006, 7:34 am |
where to apply?
Answer:
Probably you've been trying to apply for a credit card. If you have already chosen a credit card deal, it is necessary to see the details of it. So you can click the picture of the credit card and then an form will appear.
Make sure you've known the terms and conditions before applying. Insert the application and confirm submitting. Apply online only if you feel certain that your credit history allows you to apply for the selected credit card. You can also apply clicking the APPLY ONLINE link, for example, leading to the American Express Blue application form. Just shop for a credit card deal that fits your requirements and fill out the application!
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: December 23, 2006, 3:42 pm |
I have an existing credit card with $2440.00 on it. I want to transfer this amount to a credit card with 0% for 12 months. Who has a credit card with NO TRANSFER FEE or LOWEST transfer fee? I have excellent credit so thats not a problem.
Thanks
Answer:
If you look through the balance transfer credit card deals presented at our site, you are bound to find a card for your needs. Since you have an excellent credit, cards with the lowest charges are available for you. Voted best at our site, Chase bank credit card provides 0% APR for 12 months,no annual fee, flexible rewards program, but has a balance transfer fee.
A credit card with lower charges is Discover Platinum card that has in addition no balance transfer fee and lower ongoing APR. But it is not so widely used, as Chase Visa.
To choose the right credit card, you should read the terms&conditions of each of them carefully, so that you can understand which one best fits your requirements and needs.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 5, 2007, 1:53 pm |
MY CARD WHEN I GO TO USE IT COMES UP INVALID.
Answer:
There are several reasons that can cause such kind of a problem. You card can be out of usage due to its expiration date has passed. Maybe, it is not activated yet, so you should call the bank and ask for an activation code.
If everything is OK with the dates and codes, you still should call the bank and ask for the assistance. It can so happen that your account was frozen or something of the kind.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 5, 2007, 6:49 pm |
do you have a business credit card that we can apply, for people with bad credit and that have filed for bankrupcy.
Answer:
We carry a number of business credit cards, as you can see in the section Credit Card Deals by Spendings, but they are for good credit only. If you have bad credit and have filed for bankruptcy, your only option is, unfortunately, a credit card for bad credit, secured or unsecured, according to your specific credit conditions. At our site you can apply for a personal bad credit card which can probably be used for business needs. There are though banks (such as Bank of America) that provide business credit cards for bad/no credit - there are even secured credit cards among them.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 7, 2007, 3:09 pm |
I want to apply online for an Ebay Visa Card- I can not find an application form for this credit card online-any suggestions?
Answer:
Well, what for our web site, we do not offer the Ebay Visa at the moment. However, among our credit card deals you will find bad Visa credit card deals, like Gold Visa/MasterCard. Good credit card deals from Visa are also available, for example, Free Cash Rewards Platinum Visa.
Otherwise, we can suggest visiting www.Credit-Land.com. There you will find more credit card deals, including the Ebay Platinum Plus MasterCard from the Bank of America (if available now). Choose a credit card deal to your liking at our site. If you cannot find what you like here, we can only recommend you to browse in the Internet.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 9, 2007, 5:06 am |
I rec'd an approval letter in the mail for a credit card for nurses. I planned to work on it tonight. However the letter has been misplaced. How to I apply for the nurse credit card. Do I need a new letter? Can I find out my acceptance code and do it online? I would like to apply right away, before vacation. Thanks GIa
Answer:
As seen from your message, you have applied for a credit card yourself and the credit card company did not pre-select you without your inquiry. If you do not have the activation number, please call your bank. To do that, you will need to 1. Recollect the name of the bank. 2. Try to get its phone number and call the customer service. Then you will need to confirm the recipient information to find out your activation information. Probably you will be able to do it online, but it depends on the bank. Unfortunately, we only offer credit card deals and do not provide phone numbers or web addresses.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 9, 2007, 5:27 am |
Hi,I would like to know if you know of any offers for canadian residents.I know some american banks offer cards for canadian resident too,but i dont know wich one(s).Thank you.
Answer:
If you look at our foreign credit card deals, you will see a number of Canadian credit cards provided by American Express bank. It is mentionable that credit card deals for foreign residents require good credit history, but at the same time they present a number of rewards useful for those who travel from the US to their native country quite often.
So, look through these credit card deals, probably, you will find the card that fits you best of all. If you have lower than good credit rating, do not risk and apply for these credit cards. You'd better contact one of your local banks and ask for a credit card there, in order to receive a card meeting your needs and improving your credit.
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 9, 2007, 5:55 am |
I have already filled out my app over the phone how long will it take to get a response?
Answer:
Actually, our web resource is aimed at providing information on credit card deals of different types. That's why we present the best credit card deals from many banks. However, when you apply for a credit card online, your request is delivered directly to the bank. And the same happens when you apply to the bank by phone. Generally, the period of getting a credit card approval comes to 7 to 10 business days. In other case, based on the bank's policy and your credit history, you can get an instant approval. Therefore, the credit card will be called an instant approval card. If your credit score is poor, be patient as the bank officials will need time!
Best,
Manager of Immediate Credit Card Care Service
| Topic: |
Date: January 11, 2007, 4:30 am |
WHICH BANKS OFFER SECURED CREDIT CARDS?
Answer:
Remember that secured credit card deals require an amount of money put in a bank before using a credit card. The credit limit will thaen depend on that amount. Besides, the interest rate may be higher than you expect, but it's normal if you need a credit establishment or rebuilding. In fact, secured credit card deals fall into two groups - those for no credit history and credit card deals for bad credit history. If you study our credit card delas, several banks are offering secured credit cards.
These include First PREMIER Bank, Dakota State Bank and Columbus Bank and Trust. For more information, visit our pages and choose one of bad credit card deals and no credit card deals.
Best,
Manager of Immediate Credit Card Care Service




