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Topic: Establish credit unsecured credit cards |  |
Date: January 23, 2008, 8:27 pm |
i don`t have credit story because i never have a credit card
then,could you please give me some informations about having a credit card?
thank you
Answer:
If you want to apply for your first credit card, our web site offers a wide range of credit deals for no credit. As a security measure the bank will first give you a small credit line (around $300) and watch how you spend it. If you pay your balances on time and prove to be a responsible cardholder, they will raise your credit limit in several months. Also the bank will probably offer not the most favorable terms. Take it as a step to building your credit rating. We advise you to consider the credit deals for no credit history by First PREMIER Bank.
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Topic: 'unsecured credit cards' | |
Date: January 29, 2008, 10:46 am |
IF I CANCEL MY CREDIT CARD HOW CAN IT HURT MY CREDIT
Answer:
We would recommend you not to close your old account even if you are not using it. One of the most important components of credit score is the duration of credit history. We advise you to pay off your debts and to keep an account, especially if it has no annual fee. In this case you will be building your credit score.The bank doesn't have any problem with you - so you are a responsible card holder. And if you close this card your score will go down.
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Topic: | |
Date: February 5, 2008, 9:57 pm |
Is there a credit card you recommend for someone with fair credit
Answer:
If your credit rating is fair (your FICO score lies between 620 and 659), the best deals for you are offered by Capital One Bank. These cards will not give you the best rates and bonuses, but they will help you improve your score. We can recommend you Platinum Card. This card was specially designed for people with credit that needs some improvement. It gives you 0% introductory APR on purchases until June 2008, low APR, exclusive savings and much more.
