If you finally have acquired good credit rating you are definitely ready for a change. Change your current credit card! Stop overpaying in interests and fees. Now you deserve more. With your good credit you can qualify for better fees and rates. Compare credit offers presented in this table and choose good credit card for yourself. Apply on-line.

Best Expert Opinions

Lowest APR Credit Cards

Best Credit Cards from
Credit-Land.com

0% Intro APR.
No Annual Fee.
Great Rewards Programs.

0% Intro APR for 7, 12 or 18 months

Citibank
Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.²⁶
No annual fee.²⁶
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Citi® Identity Theft Solutions.
Secure, free online account management.

0% APR on Purchases & BT,
No Annual Fee

Discover® Card
Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: The Highest or Lowest Credit Score

I have a credit score of 695 what cards can i apply for. I want a discover card. What score are they looking at eg: exifax, transunion or exprien. thanks

Your current credit score is the leading criterion that defines whether you qualify for the chosen card or not. Your credit score amounts to 695 that means you are in the "good credit" category. Thus, you are actually eligible for the best credit offers presented on our website. However, we would recommend you to request your score from all three credit bureaus, not only one of them. You see, the figures in practice may differ, and the lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660, we advice you to turn to the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best deals from the most famous companies - American Express, Capital One, Chase, Citibank and of course Discover. Read all the details concerning each card carefully, compare the deals and choose the card that suits you most. All the best, Manager of Immediate Credit Card Care Service

my crediet score is 690 i need a crediet card with 20000 dollers limit

As a rule, the better your credit history, the higher your spending limit and the more favorable terms you will be offered. Your credit score (690) means that you have a good credit history and may qualify for one of Discover cards that offer rather high credit limits of up to $50,000. It doesn’t mean that you will get a credit line of $50,000. It all depends on your particular situation. Before a lender sets you a credit limit, it will consider various factors ranging from your ability to repay the debt to its credit standards. So we offer you to review Discover card offers intended for people with good-to-excellent credit history. They come with low interest rates, no annual fee and may bring you cash rewards and other alluring benefits if used wisely. Compare cards’ features and options to find the most suitable card for your needs.

Why do I have to pay to get my credit report and scores (or enroll in some program In which I have no use for?

You don’t always have to pay for your credit report and scores. Under the Fair Credit Reporting Act (FRCA) you may order your report from the three major credit bureaus (Experian, TransUnion, and Equifax) once a year for free. You can do it on annualcreditreport.com. You have the opportunity to order your reports at different times throughout the year or all three credit reports at one time.

In case you need to obtain additional copies of your report, you will have to pay a fee ranging from $1 to $10 depending on the state you live in. These are the rules.