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Best Credit Card Deals for Fair Credit Rating

Review a credit card offer for average credit score. Get online approval.

Looking for fair credit deals? If your FICO score is somewhere about 620-659 points, consider online applications for people with average credit. These offers come with some attractive features, and what's more importantly, they can help you build your credit history.

  • 0% intro APR on all purchases until November 2012.
  • $0 Fraud Liability if your card is lost or stolen.
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection.
 
Credit Card Application
or        (866) 554-0808
  • 2% cash back on gas and groceries.
  • 1% cash back on all other purchases.
  • BONUS: Get up to 15% more cash back when you shop online at select merchants through Perk Central.
 
Credit Card Application
or        (866) 554-0808
Platinum Credit Card
Capital One®
Platinum Credit Card
  • $0 intro annual fee for the first year; $19 after that.
  • Image Card - personalize your card with an image of your choice.
  • $0 Fraud Liability if your card is lost or stolen.
 
Credit Card Application
or        (866) 554-0808
  • Get the credit you need with no processing fees or application fees.
  • $0 Fraud Liability if your card is lost or stolen.
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own.
 
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Bank`s name
Card`s name

Intro APR Purch.
(Intro Period)

APR %

Annual Fee

Apply

HSBC Bank Nevada

Orchard Bank® Visa® Cards
Orchard Bank® Visa® Cards
n/a7.99% -
19.99%
$0 - $5938
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
  • Email and text messages are available to remind you of your upcoming payment due date.
  • Knowledgeable customer service representatives to assist you with questions or concerns.
Credit Card Application
Cash Rewards for Newcomers n/a24.9% (V)$0
  • A card designed to help those new to the U.S. establish credit and earn cash back.
  • Build credit with automatic reporting to the three major credit bureaus.
  • Get 2% cash back on travel purchases.
  • Earn 1% cash back on all other purchases.
  • No foreign transaction fees.
  • No annual fee.
Credit Card Application
or call
(866) 554-0808
Orchard Bank® Classic MasterCards n/a7.99% -
19.99%
$0 - $5938
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
  • Email and text messages are available to remind you of your upcoming payment due date.
  • Knowledgeable customer service representatives to assist you with questions or concerns.
Credit Card Application
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

When will you be free
of credit card debt?

Current Balance, $

Credit Card's APR, %

Fair credit cards are meant for people with fair or limited scores. Review applications provided by companies which are ready to deal with borrowers whose goal is to build credit history and obtain better deals with moderate interest rates!

The popular belief of customers with a low score rating is that all the best deals are reserved for solvent clients whose FICO score is near to perfect. Review online applications for average credit, and you will see that they also offer good features, like a low introductory rates, and a low or even no annual fee.

When establishing a FICO score, borrowers go through certain stages. Even people with an impeccable score rating had to go through a limited-score stage. These days you can improve your borrowing records by simply applying for the right card.

The good thing about online applications for fair credit is that they help get closer to best deals. Companies offering online applications for fair-score customers support their clients by sending monthly reports to major bureaus. This feature is probably the most essential for those holders who try to build their history. Take your chance to reach your financial goals with online deals for fair credit.

Borrowers with the average score rating can hardly obtain deals designed for good FICO. Even the slightest difference in score points is crucial when it comes to the issuing company. Deals for average credit history can help you work out this problem. They offer fair interest rates, a low annual fee or even none, not to mention great benefits like rebates on eligible purchases. Continue building your score rating and get rewarded for this!

Check through the deals for average credit and select the one that will work best for you. Remember to read terms and conditions before submitting your online application. Do not let your fair FICO score stop you - there are many offers to choose from at our website!

Credit handling a long long time ago

Long before banks came to existence ancient people such as the Romans performed all major financial operations. Loans, mortgage and credit - all these terms were common 2,000 years ago. Antique lenders calculated interest rates and fees for using their services. There were due dates and collaterals.

The biggest problem was debt. Just like today people missed their payments and became debtors. Although in some cases the government tried to protect their rights they had very good chances to become slaves.

A special form debt management was nexum - a debt bondage contract. The debtor himself acted as collateral for his loan. If the lender didn't get his money back on time the debtor became a slave until he was able to pay back. Three times a month the debtor brought the nexus to the market place to hoping to find any relatives or friends that would be eager to pay the money back.
38 $0 - $59 for the first year; $35 - $59 per year thereafter, based on creditworthiness.
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