It is easy to spoil your credit score. But quite challenging to get back on your feet. Average credit cards presented in the table below can be rather effective in increasing your credit score. Every fair credit card on this page will definitely help you in this quest if used correctly. Review the credit cards, choose what suits you most and apply on-line. Application process is safe and simple on this web-site.

Best Expert Opinions

Zero APR Purchases & No BT Fee

Capital One®
Platinum - Visa

Buy what you´ve been dreaming of and pay no interest until June 2009 on Purchases.
Save with a low non-intro variable APR, currently 8.9%.
Know you are protected with $0 fraud liability if your card is ever lost or stolen.
Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.

or (866) 554-0808

Save with Low APR on BT & Purchases

Capital One®
Platinum

Buy what you´ve been dreaming of and pay no interest until June 2009 on Purchases.
Save with a low non-intro variable APR, currently 8.9%.
Know you are protected with $0 fraud liability if your card is ever lost or stolen.
Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.

or (866) 554-0808

Save with No Annual Fee

Capital One®
Standard Platinum

Buy what you´ve been dreaming of and pay no interest until June 2009 on Purchases.
Save with no Annual Fee.
Exclusive savings: up to 40% off featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping.
Know you are protected with $0 fraud liability if your card is ever lost or stolen.

or (866) 554-0808

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Topic: Cards for Fair Credit Individuals

what card can you recommend for fair - cloudy credit and balance transfers????

At our site we present the detailed information about fair credit card offers but only for US residents. So, if you are from the U.S. you are Welcome. Unfortunately, our credit cards for fair credit are not available for balance transfer. We advise you to turn to the website of our partners where you can find cards for fair credit. Some of these cards are available for balance transfer. We suggest you Capital One Platinum Basic. It has 14,9% Annual Percentage Rate and the same APR on purchases. This credit card has no annual fee and balance transfer fees. Also here you can apply for this card online.

i have fair credit about 624 fico score and i need a credit card that i can transfer balances but i had a bankruptcy 3 years ago who will approve me

Actually, your score is almost near to good. You've done a good job, and you can make the most of your credit when improving it and applying for a good balance transfer card. The thing is, most balance transfer plastics are issued for good-score customers.

In case you need a balance transfer card right now, you can check through certain fair credit offers. Capital One Platinum and Capital One Platinum - Visa are fair credit cards. Their strong point is a low APR on both purchases and balance transfers. It's really low! If you're carrying a balance on a high-rate card, it makes sense to transfer it on a card with a low rate. What's more, these Capital One deals come without any balance transfer fee. It's a great feature in view of the fact that even best balance transfer cards charge this fee.

You may also consider Classic Platinum by Capital One. This card also comes without any balance transfer fee, but its APR on balance transfers is higher compared with above-mentioned cards. One of the best things about this card is a low annual fee.

Without knowing the details, it's quite difficult to point out some universal card that would suit you best. Review these cards, and probably some of them will help you eliminate your heavy debt and improve your credit score.

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