It is very convenient to have excellent credit rating. Obviously it was not easy to earn it and even more difficult to keep it. This implies you need a very special plastic. Here you can find excellent credit cards from major issuers. We present only top credit cards that were thoroughly reviewed. You have a chance to compare the main features and choose the best option.

Best Expert Opinions

0% Intro APR for 7, 12 or 18 months

Citibank
Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.²⁶
No annual fee.²⁶
Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more.
Citi® Identity Theft Solutions.
Secure, free online account management.

0% Intro APR on
Purchases & BT

Discover® Card
Discover® More Card - Black

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 9 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
Up to 1% unlimited Cashback Bonus on all other purchases.
No Annual Fee.
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
Unlimited cash rewards that never expire.
Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account.

Endless Cash Back Options
0% APR & $0 Annual Fee

American Express
Blue Cash® from American Express

0% intro APR on purchases for 6 months and no annual fee.
Flexibility to pay over time.
Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores.
Receive your cash back automatically as a statement credit.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

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Topic: Plastics for People with Excellent Credit

Hello: My name is Wil. I have perfect credit and looking for a credit card with NO TRANFER FEES and NO INTEREST FOR 12 MONTHS. Do you have a card like this available.

At our site we offer the best types of credit cards, including credit cards for people with good or excellent credit history, bad or no credit credit cards, cash back cards, balance transfer cards, etc. If you are looking for a credit card with no balance transfer fee and 0% APR for the first 12 months, please pay attention to good and excellent credit cards - American Express, Chase Bank and Discover offers that moreover will give you a rewards program or cash back bonuses. Besides, you may also apply for a special balance transfer card, most of which do not have any balance transfer fee either. Only make sure that you are eligible for the credit card you would like to apply for as the majority of the credit cards named require the credit score of no les than 660. All the best, Manager of Immediate Credit Card Care Service

my score is 690 which credit card is better for me

Your credit score (690) is considered good, that\'s why you are in fact eligible for the best credit cards. It is only up to you to decide which card will be better for you as your opportunities are in fact limited only by your needs and wishes. However, we recommend you to request your reports from all three credit bureaus, not only one of them, and learn your three scores. The fact is that the numbers may differ, and the lenders tend to look at the lowest score, not at the highest one. So, if your lowest score is below 660, you’d better choose among the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best cards from the most well-known companies - American Express, Discover, Capital One, Chase and Citibank. Most of them offer rather favorable terms for those whose score is high. So, read all the details concerning each card carefully, compare the deals and choose the card that suits you most. All the best, Manager of Immediate Credit Card Care Service

I have a credit score described by myfico as excellent. I want to get the best overall credit card and close some of the other ones I have. Any recommendations?

Once your credit is excellent, you may wish to review some of the top credit card deals that are available in today's marketplace. If you want to get a card with competitive interest rates, no annual fee and a flexible rewards program, consider reviewing the Discover® More® Card. This card offers 0% introductory rates on purchases and balance transfers, low ongoing interest rates and a 5% cash back rebate on purchases made in popular categories such as: gas, groceries, restaurants, and more.

Another card that gives generous cash back rebates is the True Earnings® Card from Costco and American Express. This rewards card has no annual fee and no limit on the cash back rewards you can earn. This card can also serve as an American Express credit card and a Costco Membership Card. With this card, you can earn from 1%-3% cash back on purchases.

If you're a frequent traveler, you may be interested in applying for the Capital One No Hassle Miles℠ Rewards card. This card has no annual fee, a 0% introductory APR on new purchases and no limit on the air miles that you can earn. With this card, you can accumulate air miles faster, since it gives 1.25 miles for every dollar purchased. You can also redeem your miles with no blackout dates and no restrictions!

Compare these cards side by side online and select the card that best meets your needs.