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2008-12-18 06:35:25

Get on Track to Save this Holiday Season with Credit Cards!

For a vast majority of customers, Christmas is a great celebration that includes decorating, cooking, spending time with family or friends, and by all means shopping for the people you love. Thanks to the development of online shopping, you can avoid big shopping crowds. But how can you avoid overspending and big debts that appear soon after Christmas? Want to make your Christmas even more enjoyable this holiday season? Learn how you can make your holiday shopping more cost-effective with credit cards!

Now that most customers are feeling the pinch of the economic crisis, the idea to save on holiday shopping happens to be really timely. So, how can your plastics save you a lot of money this holiday season? It's easy as can be, as most credit providers offer really tempting savings opportunities to their clients.

Take for example, the holiday promotion by Discover. For every $200 spent on purchases at participating malls, you will receive a $20 gift card from Discover. Over 160 malls all over the country participate in this program. All you need is just collect your receipts from now through January 4, 2009 and then bring your receipts totaling $200 to customer service at the mall. You can browse the list of participating malls on the official site of Discover Card. Just choose the state you live in and then select the mall that's located near your place.

If you plan to apply for the Discover More Card, feel free to earn more! You can earn $50 bonus after making $500 in purchases within three months since the date of opening your account. All the more so, you can take advantage of no annual fee, 0% Intro APR, and really great cash back rebates.

American Express, the company that has won the hearts of borrowers with good and excellent credit history, offers exciting campaigns and special savings. You can get really awesome discounts by simply being the American Express holder. The American Express network gives a good chance to holders to buy great gifts at hot prices. You can also take advantage of exclusive ticket offers on Broadway shows, fabulous dining, and great hotel packages by simply purchasing with your AmEx plastic. Plan to go somewhere this holiday and take a well deserved break? Feel free to explore getaway ideas and plan your trip with American Express. The best thing about these travel offers is that you can save a lot if you are a cardmember.

Visa, an international payment system, presents the Holiday Deal Train, the program through which you can save even more this holiday season. On the official site of Visa, you can either look through the offers by category or by merchant. Paying with Visa, you can save a pretty penny when buying gifts for your dearest and nearest. Want to save more on your holiday purchases? Familiarize yourself with great deals by Visa.

As you see, there are many ways of saving money this holiday season regardless of the current economic conditions. When doing your holiday shopping, take a closer look at those plastics you have, and try to make the most of the benefits and credit perks provided by your issuer.

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