Everyone who starts using plastics knows this conventional wisdom - the higher your score rating is, the better. A good credit score can range from 660 to 750 points. And actually it's considered an optimum FICO score as most issuers and banks are ready to offer their best plastic money deals to good-score customers.

Discover® Card
Discover® More Card - $75 Cashback Bonus

0% intro APR on balance transfers for a full 12 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
Get $75 Cashback Bonus when you make $500 in purchases within 3 months.

Citibank
Citi® Diamond Preferred® Card

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate.
No annual fee.²⁶
Concierge service that caters to your needs 24/7.

Discover® Card
Discover® More Card

0% intro APR on balance transfers for a full 15 months, then the Regular APR.
0% intro APR on purchases for a full 6 months, then the Regular APR.
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
²⁶ See the online Citi credit card applications for details about terms and conditions of reward programs and offers.

If you're the one whose FICO is in a good standing, feel free to consider good credit offers issued by reputable lending institutions. No matter what are your reasons for obtaining a new plastic, the chances are you will find it once your FICO is high.

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So, what's so great about these deals? Why are they so popular? You need just to look at their features to get the answer. First off, they come with low ongoing rates. When carrying a good plastic, you may forget about heavy interest charges, by all means if you use it responsibly. In addition to that, almost every good plastic gives an interest free period on either purchases or on balance transfers, and even on both. Just check through good plastic money offers to select the right one!

Unlike plastics for a bad or average FICO score, a vast majority of good credit cards come with no annual fee. Minimum charges and maximum opportunities - this is the motto that can be applied to good plastic money deals.

For those good-score people who are not particular about various rewards programs and exclusive perks, good plastics with tempting interest rates are available. An excellent example of such cards for a good FICO score can be Capital One® Platinum - Prestige. It has no annual fee, plus 0% Intro APR on new purchases and balance transfers.

Sick and tired of numerous fees? Then you are sure to like Blue from American Express. This unique application comes without setup and annual fees. All the more so, it offers a low ongoing APR, an interest-free period on purchases for up to 12 months, plus automatic rewards that will be of great help for savvy users. For customers who want to cut their heavy debts, Blue from American Express offers you low intro rate on balance transfers.

If you are a good payer and want to make the most of your new plastic, consider Discover More Card - American Flag. No wonder why it's one of the greatest rewards deals available online, it allows earning 5% cash back on purchases made at merchants participating in the rewards program.

The real gem of this offer is the opportunity to double the value of the rebates earned when redeeming for gift certificates from brand-name merchant partners. Plus, this plastic has no annual fee and low ongoing interest rates. Benefit from 0% introductory rates on purchases and save more on your new purchases!

Before submitting your online application, take your time to check your FICO score. Make sure your score rating is high enough to qualify for good credit deals.

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