Apply for the card to get 0% APR for 15 months! If you are a sole proprietorship you can put your personal name as your legal business name.
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Best Consumer Credit Card Deals

In this section we offer a wide range of credit cards that meet requirements of every consumer. Here you may find the best consumer credit cards with low or zero APR and no annual fee, as well as cards with low interest rate on balance transfer.

Capital One®

Platinum Prestige
Platinum Prestige
Receive Particulars of Credit Card
  • Card for people with Excellent Credit.
  • 7.9% APR on purchases and balance transfers.
  • No Annual Fee.
Apply for Credit Card Now!

Discover® Card

More Card
More Card
Receive Particulars of Credit Card
  • 0% Intro APR.*
  • No Annual Fee.
  • 5% Cashback Bonus®.**
Apply for Credit Card Now!

Chase Bank

Platinum Visa®
Platinum Visa®
Receive Particulars of Credit Card
  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • Free Online Account Access.
Apply for Credit Card Now!

American Express

Blue from American Express®
Blue from American Express®
Receive Particulars of Credit Card
  • 0% Intro APR on Purchases for 15 months!
  • 4.99% APR on Balance Transfers.
  • No Annual Fee.
Apply for Credit Card Now!

RequestCredit.com presents a new and improved credit card news service. Get information on best credit card deals.

A new "immediate credit card care" service is available now. Our advisers are ready to answer all of your questions.

Bank Name
Credit Card Name
Intro APR
PURCH.
Intro Period
PURCH.
Intro
APR
BAL.TR.
Intro
Period
BAL.TR.
APR %Annual Fee Apply
Details
More Card - American Flag
Discover® Card
More Card - American Flag
0%6 months0%12 months±10.99%±$0 Apply Online

see details
Citi® Platinum Select® Card®
Citibank
Citi® Platinum Select® Card®
0%Up to
12 months
0%Up to
12 months
as low as
8.49%
$0 Apply Online

see details
Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
* 0% Intro APR* on Purchases and Balance Transfers.
** 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more.

Related Publications

Credit with Health MasterCard
With an increasing number of people with health problems, credit card industry defines the goal to meet the needs of potential patients. MasterCard, the biggest credit issuer, gives a helping hand to its clients, offering Health MasterCard deals for emergency aids and healthcare. This card was designed to reduce costs, while you wait for insurance reimbursement. Besides, this deal gives an excellent opportunity to participate in employer-sponsored Flexible Spending Accounts. Making purchases today, you care about your health in future.

Right Credit Line
As consumers, we try to find the deal that suits our lifestyle and our income. Despite the huge variety of plastics online, it can be rather tough to find the deal with enticing rates and fees. Before you make up your mind, you should do a little homework and find out what company offers the best credit line for your needs. If you want to make use of your financial deals, you'd better think it over and determine the most acceptable variant.

Consumer Credit Protection
When you apply for a consumer offer, credit companies should enforce rules and regulations protecting your deals. Unfortunately, unforeseen difficulties do happen sometimes, and this is the case when Federal law can protect your rights. Many consumers are simply unaware of their right to dispute arguable points. However, it's very essential to act without delay and get in contact with your company to solve this or that problem. Keep in mind, communication is the key factor that helps you to find the way-out.

Do You Know That...

The first bank that issued consumer credit cards was National Bank of Brooklyn in New York. The program named "Charge-It" was introduced by John Biggins in 1946. However, at that time cardholders dealt with charge accounts and only selected stores accepted this form of payment. Still, the card that can be used at various merchants appeared only in 1950.

The underlying reasons of this event are really interesting. The famous supper of three friends, Franc McNamara, Alfred Bloomingdale and Ralph Sneider, took place at a famous New York restaurant next to the Empire State Building. Franc McNamara was the head of the Hamilton Credit Corporation, and they discussed the problems of one of the clients. This particular customer had borrowed a certain sum but could not pay it back.

Amazing is the fact that right after this meal, McNamara wanted to pay for the dinner and discovered that he had forgotten his wallet. He was embarrassed and had to call his wife and ask her to bring him money. McNamara made a vow that such cases would never happen again. The novelty of his idea was to introduce a card that would be accepted at multiple locations.

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