College Credit Card - Credit Deals

A low credit score is quite common for young adults, and you should not be so pessimistic about getting a card of your own. There are many issuers offering specially-designed credit products for high-school and college students.As for cosigning, it can be a good score-building method, but the thing is, different credit companies have different rules. While some issuers will only allow a parent to add a kid as a secondary cardholder, the others require just to sign forms. To verify this information, you'd better contact the issuers. But it should be mentioned that when applying for a new card with a cosigner doesn't give your FICO score the immediate boost.If you are a student, you'd better opt for some student credit card. The great thing about these plastics is that they require limited credit. So, even if your credit is bad, most probably you will qualify for a card, and what's more importantly, build a good credit history.No Hassle Cash(SM)Rewards for Young Adults can serve a good example. First off, it's specially designed to meet financial needs of youth folks, so if you're already 18 years of age or older and you are a student, feel free to consider this application. Take advantage of a 0% introductory APR on purchases and a low annual fee!Another great card that requires bad/no credit is Citi Platinum Select Card for College Students. It comes with no annual fee and a low ongoing APR, plus it gives an interest-free period for 6 months. You may also consider Citi mtvU Platinum Select Visa Card for College Students. With this fee-free credit offer, you can enjoy 0% promo rates for 6 months, no annual fee, plus earn ThankYou Points on eligible purchases.