Even if you have limited/no credit, credit cards are still available to you. With limited or no credit history you can apply for a suitable credit card. You will be able to enjoy all the advantages of using a credit card but avoid the danger of falling into debt. Review our list of offers below and sign up for a credit card that will help you establish credit.

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Apply for a Credit Card with Limited/No Credit

Best Credit Cards from
Credit-Land.com - MC

Limited or No Credit? Apply for a Credit Card Today.
0% Intro APR on Purchases for up to 6 months.
Monthly Reporting to major Consumer Reporting Agencies.

Borrow Money &
Build Credit History

MetaBank
AccountNow® Prepaid Visa®

100% Guaranteed Approval.¹⁵
$0 Activation Fee.
Build Credit History.
Free Bill Pay.
Free Direct Deposit.
No Overdraft Fees or Minimum Balance Required.
$25 Cash Bonus when you use direct deposit.
New iAdvance loan option.

Monthly Credit Reporting

Best Credit Cards from
BadCreditOffers.com - MC

Bad credit? Apply for a Credit Card Today.
Quick and Easy Application.
Monthly Reporting to major Consumer Reporting Agencies.

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Useful Credit Card Information

Cheap Credit Learn How to Get a Student Credit Card!

Topic: Credit Rating Matters

To my utter regret in december 2006 I applied for one of those bad credit /credit improving credit cards I received my crdit card in january2007 from 660 visa . I was given a $300.oo so called credit limit with $250.00 in out rageous fees and a $50.00 initial available balance which I did use, well to make a long story short, I called my cardholder and told them that I would like to pay the $130.00 that is due and to close my account that I donot want the high priced card because there is no grace period whenyou are late and the late fee of $35.00 is exorbitant they closed my account at my request today but said I will still owe and have to pay the membershipfees and that they will continue to bill and charge rates including interest and other fees on this closed account. I really feel taken to the cleaners, robbed what can I do to get out of this trap. desperate for help.

Unfortunately, we can\'t help you in this situation, as our site\'s job is collecting the latest information about the best credit card deals and help the clients to choose the best credit card and file the appropriate credit card application. We are not credit card issuers and don\'t deal with interests, fees and credit accounts. We can only advise you to search for the necessary information about closed accounts in the Internet. To tell the truth, in such a complicated situation you need advice of a professional. So it is better to contact your lawyer and consult him to clear out all the moments, which worry you, and take certain measures, if necessary.

I RECEIVED OFFER IN MAIL I SENT THE OFFER BACK AND A CHECK FOR FOURTY DOLLARS AS REQUESTED I HAVE NOT RECEIVED A CARD OR ANY INFORMATION REGARDING THE CARD WHO DO I NEED TO CONTACT AS FAR AS STATUS OF THE CARD BECAUSE THE PAYMENT DID COME OUT OF MY CHECKING ACCOUNT OR IF POSSIBLE CAN YOU TELL ME IF MY CARD HAS BEEN SENT THANK YOU

Well, first of all you should know the fact that you should NEVER pay any charges or fees for the credit card until you receive it and activate it. If you haven't received any reply and seem to wait for very long, you should act. First of all, try to find the issuer of the credit card, maybe using the information given in the letters you received. If it fails, you should think of a legal recourse, as you evidently have been cheated by a shady company. We unfortunately can not help you in any way, as we just represent bank credit card offers and help customers to get a sense of them.

I am 30 and recently went to buy a new car and they would not finance me because I have no good credit history from never opening up a line of credit. The only thing that shows on my credit is bad from hospital bills and a cable bill from getting cable in my name for a friend and he did not pay it. I was told I need to open a line of credit with a credit card to start a credit history. Do you have any recommendations?

If you want to start your credit history and you are a resident of the US, we offer you to consider secured credit cards designed specifically for people who are new to credit or who have bad credit history due to some reasons. They report to the major credit bureaus (Experian, Equifax, TransUnion) every month thus enabling you to establish your credit rating faster. A secured credit card doesn’t require an income and credit record check so you can be approved for a card regardless of your credit score.

However, when applying for a secured card, you will need to place at least a minimum cash collateral deposit ($300) into savings bank account to be approved. It will be equal to your spending limit. In case you fail to pay your credit, your bank will charge the deposit to repay your debt. In other respects, secured credit cards work similar to the unsecured ones.

Compare the most popular secured credit cards with attractive features and options to choose the best one for your needs.

I have a lot of stuff on my credit... I need to build my credit, I need a credit card that is not pre-paid to help build my credit. What credit card can I use and get approved?

We suggest you to consider secured credit cards intended especially for people with bad or no credit history. They are not prepaid cards. By using a secured card, you spend money borrowed. A secured card doesn’t require a credit record and income check, therefore you can be approved even if your credit score is less than average or you have no credit history at all. Besides, a secured card generally comes with a credit reporting feature (it reports to the major credit bureaus every month). It can be a beneficial option for you if you are a responsible cardholder.

When applying for a secured card, you’ll need to deposit at least $300 into bank savings account. It will serve as collateral and be charged by the bank to pay off your debt if you fail. In other respects it works like a regular credit card and is convenient for making purchases, traveling, paying bils, and so on.

Feel free to compare the best secured credit cards featured here that come with alluring features and may help you establish your credit history.