Best Credit Card Offers specially for you

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Credit Card Deals with Online Credit Card Application

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RequestCredit.com is an independent, advertising-supported web site which is compensated by the credit card issuers whose offers appear on the site. This compensation may impacts how and where the credit products appear on our site, including, the order in which they may appear within credit product lists. RequestCredit.com does not review or offer all available credit products.

Review top credit cards, choose a credit card offer and apply online!

Want to find the right card for you but don't know where to start? Here we present credit cards that are voted best among millions of consumers. These deals come with the most sought-after features like low APR, no annual fee, 0% interest rates on balance transfers and purchases as well as rewards programs and special services.

  • 0% intro APR on purchases & balance transfers for 14 months - then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 5,000 cardmembers.±
  • No annual fee, no late fee for your first late payment - APR won´t go up for paying late, no overlimit fee and no foreign transaction fee.±
 
Credit Card Application
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER.
 
Credit Card Application
  • No annual fee.
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
  • Use the points you earn like cash to pay for almost any purchases you′ve made.
 
Credit Card Application
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
 
Credit Card Application
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Rewards Points in Advance!

The Longest 0% APR Period for Balance Transfer

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
 

Bank`s name
Card`s name

Credit History

Intro APR Purch.
(Intro Period)

Intro APR Bal.Tr.
(Intro Period)

APR %

Annual Fee

Apply

Credit One Bank® Credit Card with Gas Rewards
Fair

Fair Credit
You can apply if: your credit history is short. You've had your own credit card, loan or have been an authorized user on someone's credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

N/A*N/A*17.90% -
23.90% (Variable)
$35-$99 Credit Card Application
Citi ThankYou® Premier Card
Excellent

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

n/an/a13.99% -
22.99%26 (Variable)
$125;
fee waived for the first 12 months26
Credit Card Application
Discover it®
Excellent

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

0%
(6 months)
0%
(18 months)
10.99% -
22.99% Variable±
$0 Credit Card Application
Fingerhut Credit Account
Bad

Bad Credit
You can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.

n/an/a24.90%$0 Credit Card Application
Barclaycard® Ring MasterCard®
Excellent

Excellent Credit

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

n/an/a8.0%* (Variable)$0 Credit Card Application
Citi Simplicity® Card
Excellent

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

0%
(18 months)26
0%
(18 months)26
12.99% -
21.99% (Variable)
$026 Credit Card Application
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

When will you be free
of credit card debt?

Current Balance, $

Credit Card's APR, %

Lending companies design their credit card applications for solvent customers whose score is near to perfect. These deals have so tempting features like lowest possible APRs, no annual fee and lavish rewards only few can resist.

You should understand that not all credit deals are equally good for you. If you don't know where to look first, determine the purposes for which you are going to use your future plastic. Frugal consumers, who use credit cards for emergencies or significant purchases, choose low APR applications that allow carrying the balance without wasting a lot of money.

Those who are not content with their current interest rates or have accumulated some debt are welcome to make best balance transfer applications online. It's a great idea for those who want to pay off their debt at 0% interest rates and receive new opportunities like bonus points or low fees on their deals.

Want to find an online deal for shopping? Some people are in the habit of making everyday purchases with a credit card, so their expenses can be thousands of dollars. If you wish to save on your daily purchases, review best rewards deals. Top rated online applications can help you save on gas purchases, benefit from air flights and hotel stays or get some cash back on your daily shopping

The credit deals are offered by major US banks and companies, so you can easily find the most appropriate online application that meets your current requirements.

Among the credit offers you will surely find fee free cards. It means that you won't pay an annual fee for the maintenance of your account. No extra charges - no stress! All advantageous deals have alluring features, so you should select one of them according to your spending habits and preferences. Feel free to compare online deals at RequestCredit.com!

Beneficial credit applications are extremely popular among customers with good and excellent scores as they enable to enjoy all the privileges of plastic money without paying extra charges. Take your time to review top online deals and apply for the card that suits you best!

Swiping your credit card through a reader ... How does it work?

When you make a payment, the merchant runs your plastic through the point of sale unit, and several steps of the transaction follow. 1) Your card number and transaction amount are sent for authorization, so that both the acquirer of the payment and the issuer could answer back to the merchant that the transaction is possible (the account number is valid, there is enough funds in the account). It takes no more than a minute. 2) After authorization, your transaction, as well others, is placed in a batch. It is stored there until the merchant sends batch to the bank-acquirer to receive payment (usually once a day). 3) The issuing bank is requested for payment, and after the authorization data is verified once again, the issuer is debited for the amount of transaction. The acquiring bank receives the funds, paying the interchange fee. 4) The acquirer pays the merchant that receives the amount of the transaction excluding bank service charge. The process described above takes minimum 2 maximum 7 business days. In case of a chargeback (due to an error in processing or the buyer disputing the transaction), the issuer makes a return of funds to the acquirer, the latter requesting the merchant for chargeback. If the merchant agrees to chargeback, the customer is not billed.
± Click apply for Terms & Conditions.
26 See the Citi card terms and conditions online.
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