Best Credit Card Deals for People with No Credit

Many people without credit history always worry that they can not be eligible for credit cards. No doubt, creditors like to work with successful consumers. But don't worry! Today credit card companies also take care of people with no history and issue plastics specially to satisfy their needs and wishes.

No Credit Card Deals Capital One® Standard Platinum Card for credit that Needs Some Improvement. 0% Intro APR on Purchases until October 2008. No Annual Fee.		No Credit Card Deals Capital One® No Hassle PointsSM Rewards Card for credit that Needs Some Improvement. 0% Intro APR on Purchases until October 2008. 5 Points per dollar spent at gas stations, major grocery and drug stores.		No Credit Card Deals Citibank Citi® Platinum Select® MasterCard® 0% APR on purchases for 6 months. No Annual Fee. $0 Liability on unauthorized purchases.		No Credit Card Deals Capital One® No Hassle CashSM Rewards Card for credit that Needs Some Improvement. 0% Intro APR on Purchases until October 2008. 25% Annual Bonus on the cash you earn.

RequestCredit.com presents a new and improved credit card news service. Get information on best credit card deals.

A new "immediate credit card care" service is available now. Our advisers are ready to answer all of your questions.

Bank Name Credit Card Name	Intro APR PURCH.	Intro Period PURCH.	APR %	Setup Fee	Annual Fee	Apply Details
Capital One® Classic Platinum	0%	Until October 2008	12.9%	$0	$19	Apply Online see details

The following credit cards may be able to help build, rebuild or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.

There are even two variants of card deals for no credit consumers:

• You won't be rejected applying for a secured card because it offers a guaranteed approval. All you need is an amount of money that you will deposit in a bank and will be your credit limit. For instance, if you put $300 as a deposit, your limit will be $300.

• Unsecured cards for no credit can be a good variant for those who wish to establish a credit history. At RequestCredit.com you can find cards for no credit from First PREMIER bank that reports to 4 major bureaus monthly. That's an important aspect for you! If a bank does not report your payments to bureaus, be sure you simply waste your time and have small chances to rebuild your credit.

Use the luck to prove your creditworthiness! Therefore pay on time and regularly to achieve good results. And be ready to have quite low credit limit and pay high interest rates. You may wonder why. Well, these are security measures against the high risk of credit repayment.

Looking for the suitable card you should understand that whichever card you select, you need to arm yourself with patience. There is no short and simpler way to good score and the lowest APR, unfortunately.

It takes not some days or several months. A credit history and score as well depend on the time you use your card and the duration of payment history.

It's really great that you've decided to start your history. Strive for your goal! It can bring you the confidence in your future and opportunity to apply for better cards with low rates and higher limits.

Related Publications

Truth on Credit Bankruptcy
Nobody can be fully protected from filing for bankruptcy. But still if it happens, certainly you can wish to obtain a credit card. In this case you may choose among unsecured cards for no credit or secured cards. Keep in mind that many credit companies will be ready to help you after bankruptcy but offer you a new credit at rather high rates and with low limit. There are no other good and easy ways to recover your credit and start over.

Credit Card Debt
Credit companies can get many profits from consumers who do not read the fine print and do not know the credit card terms and conditions. And as one of the results - credit debt. Most families shut their eyes to the truth and do nothing. However, the debt will remain the debt and can damage the credit history. You need to determine what debt you are due and examine the features interest rate and fees on your present cards.

First Credit Card
Many young people desire to carry a little plastic with various rewards and lots of bonuses and start their history. However, usually the teenagers do not know or don't fully understand the price of holding a card. They think that it is a free way to spend money. So, parents need to explain to their children what the credit card is and how it should be used wisely. This simple measure can help to prevent the kids from early financial problems.

Do You Know That...

There is the debt-snowball method - one of the most convenient forms of debt repayment and management. It is often related to credit debt. Lately this method has become more popular because it is the primary approach to debt-reduction. It is taught by Dave Ramsey.

The steps of this method are following:

1. Put all your debts on the list in order from the smallest one to the largest. The order of debts is determined not by the interest rates but the amount you owe.

2. Make the minimum payment on each of your debts.

3. Define the additional amount that can be applied towards the lowest debt.

4. Until the smallest debt is paid off, make the minimum payment with the additional amount towards this debt.

5. When you pay off the first debt, apply the combination of extra and minimum payments (from the first debt) to the second lowest debt.

6. Reiterate until all accounts are paid off completely.

Make these simple steps and avoid debts accumulation.