New Facts about Credit Cards
Best Credit Card Deals
Card Deals by Credit
Card Deals by Reward
Card Deals by Spendings
Card Deals by Bank
Foreign Card Deals
Credit Card Help Center
Credit Card Deals Credit Card Deals   About RequestCredit.com   Contact RequestCredit.com   Privacy Policy   RequestCredit.com - Terms of Use   SiteMap of RequestCredit.com  

American Express Credit Deals

American Express SimplyCash® Business Credit Card

American Express
American Express SimplyCash® Business Credit Card

Card Highlights:
Card Category: Business
Card Type: Unsecured
Required Credit Rating: Excellent / Good
Issuing Country: United States
Available Rewards:
For explanation of each icon click here
About:
  • 0% Intro APR on purchases for the first 12 months.
  • No Annual Fee.
  • Earn 5% cash back on gas, office supplies, and wireless services.
  • Earn 1% cash back on virtually all other purchases.
  • Cash back is automatically credited to the statement each month.
  • Get a decision in less than 60 seconds.
Credit Card Rates
Purchases:
Introductory APR: 0%
Introductory Period: 12 months
Ongoing APR: 6%
Default APR: 21.99%
Minimum Grace Period: 25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR: 7.99%
Introductory Period: Until
Paid Off
Ongoing APR: 6%
Default APR: 21.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR: n/a
Introductory Period: n/a
Ongoing APR: 20.99%
Default APR: 27.99%
Minimum Grace Period: n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: $017
Fee Rate: n/a
Maximum: n/a
Cash Advance Fees:
Minimum: $5
Fee Rate: 3%
Maximum: n/a
Foreign Exchange Fees:
Minimum: n/a
Fee Rate: n/a
Maximum: n/a
Credit Card Other Fees:
Initial Fees:
Setup Fee: $0
Maintenance Fees:
Annual Fee: $0
Penalty Fees:
Late Payment Fee: $19
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

RequestCredit.com presents a new and improved credit card news service. Get information on best credit card deals.

A new "immediate credit card care" service is available now. Our advisers are ready to answer all of your questions.

Read all articles about Credit Cards
 
Credit Card Crackdown

These days, when credit crisis hits cardholders, no one is fully protected against interest hikes and exorbitant fees on their cards unless they have excellent credit history. Banks and card companies face an ever-increasing number of credit card delinquencies, and that's the reason why they're becoming more aggressive. They need to recoup their losses, and it doesn't really matter whether you are a diligent customer who pays credit bills on time, or you're still trying to kick the habit of being late with your credit card payments. They need to gain profits, and they are raising credit card fees and rates to squeeze more revenue out of their client's accounts.

Read full story...
Credit Legislation Hearings

Like it or not, credit card industry has certain notorious practices that lead thousands of cardholders to serious problems, including heavy debts, enormous interest charges, not to mention penalty fees, and others. If you have ever experienced that, then you will probably support another reform in credit card industry. The Credit Cardholders' Bill of Rights got its 101 sponsor, meaning that 334 members are still to make their choice. Probably, a great number of consumers would love to see this bill become a law. However, it's still not clear what consequences this bill may have. Though this bill proposes reforms that really matter for consumers, the implications of this credit legislation may be promising, as well as frightening.

Read full story...
Gasoline Credit Cards
Credit Cards Features February 15, 2008

People often make a credit card deal that offers them the opportunity to collect miles as a reward program. The working principle of such credit cards is quite simple - you use your plastic at a certain merchant or at all merchants and earn miles for each dollar you spend. The strong desire to earn the number of miles needed to redeem for free travel becomes so irresistible sometimes, that cardholders start the race of credit card spending.

Imagine their frustration when the store of bonus miles so devotedly earned appears to be invalid for the services you desire most of all. For instance, you want to get an upgrade to first class, but you are denied. Why does it happen? Is there anything wrong you do?

Read more about credit cards Comments (0)
Gasoline Credit Cards
Credit Cards and Relationships March 21, 2008

Believe it or not, but some love stories can be really sad due to a series of financial problems that may arise. While young couples are embarrassed to talk about money, experienced ones practice financial secrets. Do you know how much your spouse spends? If you don't care about it, someday, your love story may have a sad ending.

Most couples think they know everything about each other, even when it comes to credit and debt. However, if you refer to the cases described by relationship counsellors, you can hardly say with certainty that you trust your partner implicitly.

Read more about credit cards Comments (1)
Gasoline Credit Cards
Credit Rebates on Gas Purchases March 28, 2008

Probably, every family in the US has at least one vehicle. No matter how many autos you have, they have to be filled with fuel. And lots of households are highly concerned about this item of family expenses. Credit issuers offer a quick solution to this problem - a gas credit card.

These rewards plastics are very popular among consumers, as there are many people who drive the car and they want to reduce their expenses associated with the car. Moreover, some households have more than one card, so gas credit card application may be a good idea.

Read more about credit cards Comments (1)
Home Page | About Us | Contact Us | Privacy Policy | Terms of Use | Site Map
Copyright © 2003-2008 RequestCredit.com. All Rights Reserved